Canoeing Insurance
Specialist cover for canoeing and paddling holidays
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Covering waters up to Grade 5
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Emergency medical expenses cover
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Search & rescue
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Canoeing travel insurance supports paddlers heading abroad for a range of canoe based activites, taking into account different abilities and different water grades.
Our specialist canoeing travel policy combines specific canoeing benefits such as canoe equipment, a choice of different water grades (up to grade 5) and protection in case of search and rescue costs.
You’ll also find essential travel inclusions for your wider trip with cover for medical treatment abroad, repatriation, travel disruption, cancellation and curtailment, delayed luggage, personal effects, liability cover and more.
Alternatively, you can opt for our bolt-on cover, which adds extra protection for canoeing, if your standard travel insurance won’t cover you.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
How much does canoeing insurance cost?
The price of your canoeing insurance is based on the details of your trip and the level of cover you choose.
Your quote is calculated using factors such as your destination, age, trip length, the type of canoeing you’ll be doing, your selected cover level (Bronze, Silver or Gold), and whether you include optional equipment cover.
Take a look at the example pricing, then get a personalised quote for your next canoeing adventure.
Pricing example
£16.84**
Example quote is based on:
- Sport Selected Canoeing (Grade 4 or below)
- Sports Group Group 2
- Package Bronze
- Policy Single Trip Travel Policy
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Trip Cancellation £1,000
- Sports Equipment Cover £200
- See more benefits when you get a quote
This example is based on a real quote from our website on 26/08/2026 for a 2-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Why you need canoeing travel insurance
Standard travel insurance may not cover canoeing
Especially on white water rivers or more adventurous paddling routes.
River conditions can change quickly
Capsizes and strong currents could lead to emergency rescue costs.
Your trip can be disrupted before you even paddle
Cancellation or travel delays can impact your trip before you get on the water.
Our experts explain why…
“Canoeing opens up access to some of the world’s most beautiful and remote waterways — from quiet wilderness rivers to powerful white-water routes.
But changing river conditions, challenging rapids and remote locations can quickly create difficulties if something goes wrong.
For over 30 years, we’ve supported canoeists travelling worldwide with insurance designed specifically for paddling adventures.
Our UK-based support team is here when you need us — so you can focus on the journey and the water ahead.”
Chris Trotman – Head of Sales & Underwriting at SportsCover Direct
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Browse covered sports and activities
You’ll find a wide range of water sports activities covered, you can add multiple activities to your policy, we cover over 500. Browse our extensive list.
- Aquathlon Insurance
- Canoeing Insurance
- Coasteering Insurance
- Cross Channel Swimming Insurance
- Free Diving Insurance
- Jet Skiing Insurance
- Kayaking Insurance
- Kitesurfing Insurance
- Open Water Swimming Insurance
- Rafting Insurance
- Rowing Insurance
- Sailing Travel Insurance
- Scuba Diving Travel Insurance
- Sea Kayaking Insurance
- Shark Cage Diving Insurance
- Snorkeling Insurance
- Stand Up Paddleboarding Insurance
- Sub Aqua Insurance
- Surfing Insurance
- Swimming Insurance
- Wakeboarding Insurance
- Water Polo Insurance
- Water Skiing Insurance
- Water Sports Travel Insurance
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, our Canoeing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Standard travel insurance policies do not always cover adventure sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your canoeing equipment in transit to and from your destination.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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