Award-Winning, Flexible


Buy your comprehensive
Kayaking Insurance in minutes


Buy your
specialist Kayaking Insurance online in minutes


Feefo 2024

Independent Service Rating based on
4729 verified reviews.

Our Kayaking Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst kayaking abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for kayaking, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst kayaking in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer










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Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is Kayaking Insurance?

Kayaking Insurance will help protect you against unforeseen risks whilst you’re taking part in the activity overseas or in the UK

Our Sports Travel Insurance is the perfect package to cover active kayaking holidays abroad with a wide range of benefits – from lost luggage to the cost of medical care should you become ill or have an accident.

If you require insurance to cover you while kayaking in the UK, our Sports Accident Insurance will provide Personal Accident and Personal Liability benefits, with the option to add on Income Protection cover.

Our Kayaking Insurance is available to cover different grades of waters. Simply select the option you require on our quote page.

Man is a river kayak

Key benefits of our policy

From covering medical expenses to protecting your equipment should it get stolen whilst you’re on holiday, our Kayaking Insurance provides comprehensive cover. 

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Delayed, lost or stolen baggage
  • Activity & Race Entry Fees
  • Travel Delay, Abandonment and Missed Departure

Frequently Asked Questions

Standard travel insurance policies do not always cover adventure sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your kayaking equipment in transit to and from your destination.

Yes, our Kayaking Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Kayaking Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

The grading system is a standardized scale that relates to the International Scale of River Difficulty. It reflects the technical difficulty and skill level required associated with the section of river/sea. We categorise our Kayaking Insurance into 3 separate policies: up to grade 3/sea, grade 4 & 5, and above grade 5.

Up to grade 3/sea
Clear passages, numerous but manageable waves, some rocks. Most white water kayaking in UK (Tay in Scotland, Dee in Wales, Tyne in North England)

Grade 4 & 5:
“Difficult and very difficult”. Long, sometimes violent rapids, high waves, dangerous rocks, steep gradient, big drops – close study essential, demands expert experience and quality equipment

Above grade 5:
“Exceedingly difficult”. Extremely violent rapids following each other almost without interruption, riverbed mostly obstructed, very steep gradient – close study often difficult/impossible, demands specialist skill.


* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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