Our Kayaking Insurance policy options
Put simply, we offer three different policy options…
Making claims clearer
WE PAY OUT
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
FOR EACH TRAVEL INSURANCE CLAIM**
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Why choose us
Key benefits of our policy
From covering medical expenses to protecting your equipment should it get stolen whilst you’re on holiday, our Kayaking Insurance provides comprehensive cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Travel Delay, Abandonment and Missed Departure
Frequently Asked Questions
Standard travel insurance policies do not always cover adventure sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your kayaking equipment in transit to and from your destination.
Yes, our Kayaking Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Kayaking Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
The grading system is a standardized scale that relates to the International Scale of River Difficulty. It reflects the technical difficulty and skill level required associated with the section of river/sea. We categorise our Kayaking Insurance into 3 separate policies: up to grade 3/sea, grade 4 & 5, and above grade 5.
Up to grade 3/sea
Clear passages, numerous but manageable waves, some rocks. Most white water kayaking in UK (Tay in Scotland, Dee in Wales, Tyne in North England)
Grade 4 & 5:
“Difficult and very difficult”. Long, sometimes violent rapids, high waves, dangerous rocks, steep gradient, big drops – close study essential, demands expert experience and quality equipment
Above grade 5:
“Exceedingly difficult”. Extremely violent rapids following each other almost without interruption, riverbed mostly obstructed, very steep gradient – close study often difficult/impossible, demands specialist skill.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.
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