Award-Winning, Flexible
TRIATHLON
INSURANCE
- Competition & Organised Event cover
- Triathlon Travel Insurance
- Triathlon bike insurance available
Our Triathlon Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
We provide a Sports Travel Insurance policy for those requiring cover for taking part in a triathlon whilst abroad, whether that be for leisure or for a triathlon event. We include cover for medical and repatriation costs, trip cancellation, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for taking part in triathlons, we can provide a bolt-on style of protection for your trip under our Activity Top-Up policy.
3. Sports Accident Insurance
We also provide a Sports Accident Insurance policy which is designed to protect those taking part in a triathlon in the UK and need personal accident, personal liability or income protection. You can get an instant quote and buy any of our products online.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What Makes Our Triathlon Event Insurance Different?
Whether you are taking part in a triathlon event in the UK or abroad, we can provide cover to keep you protected. Our policy also extends to cover those taking part in an Ironman.
Our Sports Accident Insurance is available for those taking part in a triathlon event in the UK, whilst our Sports Travel Insurance is suitable for those visiting a foreign country.
Triathlons take place all over the world with training camps such as Club La Santa in Lanzarote, a popular training destination for triathlon preparation. Taking out Triathlon Insurance will mean you are covered for most destinations whether competing or training.
What does triathlon insurance cover?
From covering medical expenses to protecting your equipment should it get stolen whilst you’re abroad, our Triathlon Travel Insurance is specially designed to provide specific sports related cover.
- Emergency Medical Expenses & Repatriation – up to £10 million
- Cancellation & Curtailment – up to £5000
- Personal Accident cover – up to £25,000
- Personal Liability- up to £2 million
- Baggage & personal effects – up to £2500
- Sports Equipment – up to £5,600 (additional premium).
- Search & Rescue – up to £50,000
- Activity & Race Entry Fees – up to £500
- Travel Delay, Abandonment and Missed Departure – up to £5000
Our policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as sports equipment, cancellation and baggage. Request a quote to find out more details about the different levels available.
What is triathlon race and event cover?
Our triathlon policy will cover you for participating in triathlon races and events unless otherwise stated.
We will cover your medical costs should you get injured whilst taking part in the event, race or competition.
If you choose to take out our Sports Travel Insurance policy, you will also be covered against the loss of pre-paid race entry fees following an accident, injury or illness that prevents you from starting the race, event or competition.
Why do you need triathlon insurance?
As a triathlete, you’ve likely dedicated considerable time to training for a triathlon event. The type of coverage you’ll need can vary depending on whether you’re competing in the UK or overseas.
For those traveling internationally, triathlon insurance is especially important, as it can cover emergency medical expenses and repatriation costs that standard travel insurance might not fully cover. Additionally, personal liability coverage, both in the UK and abroad, can be valuable for crowded races where accidents might occur.
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Frequently Asked Questions
Standard travel insurance policies do not always provide cover for sports events or sports training such as triathlons. Our policy covers a large range of competitions such as duathlon, triathlon, half-ironman and ironman triathlons.
Yes. If you are taking part in a UK triathlon and need personal accident cover or income protection, our Sports Accident Insurance is available.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your triathlon equipment in the transition area, and in transportation to and from your destination.
Yes, our Triathlon Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our triathlon insurance covers Triathlons (up to Olympic distance), Cross triathlons, Long course triathlons, Ironman triathlons, Half Ironman (70.3) triathlons and Ultra triathlons. For other events and further event specific information please contact us.
Our triathlon travel insurance provides cover for specialist sports equipment including bikes, for loss or damage to your own equipment and equipment hired to you up to a maximum of £5,600.
Yes, specialist sports equipment is covered under our travel insurance for triathlon racing for loss or damage up to a maximum of £5,600. Please refer to our policy wording document for specific exclusions.
Yes, our triathlon insurance will cover you for participating in competitions, races and events abroad within the zone you have selected unless otherwise stated.
Our travel insurance for triathlon racing is designed to protect you financially should you get injured and need medical assistance whilst competing or on your trip, covering you for up to £10,000,000 of emergency medical expenses abroad and repatriation to your country of residence.
Yes, our triathlon event insurance can provide cover non-refundable costs of unused activity fees in the event of specified occurrences such as you becoming seriously ill or injured whereby you can no longer take part in the race.
If your event is cancelled, please contact your event organisers for activity/entry fee compensation. If you wish to cancel your triathlon insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.
Yes, when you get a quote, select the appropriate activities you will be participating in when you get a quote.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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