Award-Winning, Flexible
Ski Racing Insurance
- Worldwide Ski Racing insurance
- Ski equipment cover
- Race entry fee cover available
Our Ski Racing Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide Ski Racing Travel Insurance can cover you whilst ski racing abroad for leisure or competition. Includes cover for medical and repatriation costs, trip cancellation, and more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for ski racing, we can provide a bolt-on style of protection under our “Activity TopUp” policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for ski racing in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What’s covered with ski racing insurance?
Ski racing is an exhilarating sport comprising both speed and skill. However, the speeds involved also lead to the activity being considered high risk. Due to this risk factor, we can only cover up to 60 days of ski racing on any one single trip or annual policy.
With the nature of the risks involved with ski racing the most important benefit of our Ski Racing policies is the emergency medical expenses benefit, with up to £10 million for medical expenses. Optional benefits of the policy include equipment cover up to £5,600 and cover for race entry fees.
If you are competing in the UK, our Sports Accident Insurance could provide you with a lump sum payment if you suffered a serious injury whilst riding, in addition to other benefits like income protection and personal liability cover.
Why you need ski racing insurance?
Ski racing insurance is designed to protect you financially should you get injured and need medical assistance whilst ski racing or on your trip.
It will also protect the cost of replacing your ski racing equipment should it get stolen, lost or broken whilst on your trip. Other areas where it will protect you include the financial implications of accidentally injuring someone whilst ski racing.
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What level of ski racing cover do you choose?
You have the option to choose the right level of cover based on your ski racing requirements.
Our ski racing insurance policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as medical expenses, sports equipment and cancellation. Request a quote to find out more details about the different levels available and be sure to check policy documentation with your quote.
What is ski racing or competition cover?
Our policy will cover you for participating in competitions, races and events unless otherwise stated.
We will cover your medical costs should you get injured whilst taking part in the event, race or competition.
If you choose to take out our ski racing travel insurance policy, you will also be covered against the loss of pre-paid race entry fees following an accident, injury or illness that prevents you from starting the race, event or competition.
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your ski equipment in transit to and from your destination.
Yes, specialist sports equipment including race skis are covered under our off-piste ski insurance for loss or damage and also to equipment you have hired.
Yes, our Ski Racing Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Emergency medical expenses and repatriation cover up to £10,000,000 is a benefit included under our ski racing insurance.
In the event of sustaining an injury, our ski racing insurance will provide cover for the proportionate loss of non-refundable, pre-paid costs of passes and/or permits, registration / entry fees, and/or tuition and/or equipment hire associated with the selected activity.
Yes, under our ski racing travel insurance we can cover for both ski racing and race training.
Yes, we can provide cover for incidents whereby you can no longer take part in the race.
We can provide ski racing insurance cover for competitions at grassroots level all the way up to regional, national, and international levels. However, we are unable to cover athletes competing as a professional ski racer.
We define a professional as a person who derives more than £5,000 income per calendar year from participating in their sport/activity, anyone under contract, scholarship or where their full-time occupation is their sport/activity.
Personal Liability can protect you under our ski racing insurance, it provides cover for injury to third parties and/or for damage to their property depending on the policy level you select.
Yes, you can be covered to take part in races on artificial or natural snow.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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