Award-Winning, Flexible


Buy your comprehensive
Sailing Insurance online in minutes


Buy your
specialist Sailing Insurance online in minutes


Feefo 2024

Independent Service Rating based on
4729 verified reviews.

Feefo 2024

Independent Service Rating based on
4729 verified reviews.

Our Sailing Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst sailing abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for sailing, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst sailing in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer










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Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is Sailing Insurance?

Sailing Insurance will protect you whilst participating in sailing abroad and even in the UK.  

If you are heading out to sea abroad, our Sports Travel Insurance policy will provide cover should you become ill or have an accident, lose your luggage, suffer delays, and more.

For those boarding a vessel in the UK, our Sports Accident Insurance policy can cover you with income protection, personal accident, and personal liability insurance.

Once you’ve armed yourself with the right sailing insurance, you are ready to set sail.

Many sailing boats at sea

Sailing close to shore or further afield

At SportsCover Direct, we split our Sailing Insurance offering into two groups; one for people sailing within 12 miles of the nearest coastline, and one for those going further out to sea.

This means those who are not venturing as far out to sea do not have to pay the same level of premium of those going further. Not only is the risk of a claim greater for those sailing further away from civilisation, but also the potential costs of rescuing a stricken sailing will be higher.

Please note that if you are sailing more than 12 miles from shore, we have a restriction on the areas we can provide protection. When choosing ‘Sailing (beyond 12 mile limit) read the important note about this sport.

On all sailing insurance policies liability cover is also excluded whenever a motor is in use.

Frequently Asked Questions

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides  up to £5,600 worth of equipment cover, this add-on not only protects your equipment but also any equipment you hire during your trip. It also covers your sailing equipment in transit to and from your destination.

Yes, our Sailing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Sailing Insurance online up until 74 years old, above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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