SKIING INSURANCE

Our Sports Travel Insurance policy provides cover for specialist sports equipment from £200 worth of cover and up to £5,600 as an optional add-on.

This not only protects your own equipment, but also any gear you hire during your trip.

It also covers your ski equipment in transit to and from your destination. 

Yes, the policy covers rented ski equipment. The coverage includes loss, theft, or damage to sports equipment during your trip. You are required to provide sufficient supporting evidence for claims, such as a police report in case of theft or a damage report from the rental company.

Yes, our ski insurance policy contains restrictions related to pre-existing medical conditions. You must declare any pre-existing conditions at the time of purchasing the insurance or when booking your trip, whichever is later. Conditions that need to be declared include any hospitalisations, investigations, or treatments for issues such as cardiovascular, cerebrovascular, or autoimmune diseases, cancer, serious or terminal illnesses, scheduled treatments or surgeries, mental illnesses, and any conditions that might require medical attention during the trip. Coverage may be subject to special terms or exclusions based on these declarations.

We can offer different levels of cover, Bronze, Silver and Gold, depending on your requirements. To protect yourself from costly medical expenses our cover provides up to £10,000,000 for medical costs.

You can purchase our Ski Travel Insurance online up until 74 years old. Pre-existing medical conditions can be covered but need to be declared on your policy.

We have a different age category for individuals, select what’s applicable during the quote:

1. Adults including over 60s (up to 64).
2. Adults 65+ (up to 69 years)
3. Adults including over 70s (up to 74)

Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

Single Trip Insurance: Provides coverage for one specific trip during the period of insurance. This type is ideal for individuals who plan to take one or two trips a year.

Annual Multi-Trip Insurance: Offers coverage for multiple trips within a one-year period, with each trip covered up to a specific number of consecutive days as stated in the policy. This is suitable for frequent travellers and provides continuous coverage throughout the year for multiple trips.

Please go to our Claims page to find out more information.

Yes, our policy covers piste closure due to lack of snow. It provides compensation for additional travel and accommodation expenses incurred if the piste is closed and alternative arrangements cannot be made.

Yes, lift passes are covered if you are unable to use them due to injury or illness. Compensation is provided for the unused portion of your ski pass, subject to providing a medical certificate as proof of your inability to ski​.

Yes, search and rescue operations are covered. Our policy includes costs associated with search, rescue, and sledge expenses if you are lost, injured, or need to be evacuated from the mountain. Our levels of cover range from £15,000 to £50,000 towards search and mountain rescue.

Group skiing cover is available – simply select “Group” in our ‘Who do you want to cover?’ section when getting a quote. You’ll need to provide details for each traveller within the group, and highlight any medical conditions (where relevant) to ensure that everyone is covered properly.

Simply select “Skiing / snowboard competitions” as the sport you wish to cover.

Coverage for ski races or competitions is not included as standard. Our policy covers race entry fees up to £500 depending on your level of cover.

No, we can only offer cover prior to your trip starting. For short-term cover once you have already started your trip you can opt for our Activity TopUp insurance. 

Yes, if your family consists of 1-2 adults and children, you can select a family ski insurance policy. If your family is made up of all adults (children are now in full-time employment) then you can purchase a group policy.

Yes, you are covered to ski off-piste, provided you take reasonable measures to protect yourself. You need to be skiing with another person (not necessarily a guide) and following advice from your ski area or resort.

You have the choice to select Europe or Worldwide and must select the correct area you will be skiing in. All European countries are covered under Europe.

Our annual ski insurance is designed for holiday makers taking several trips in one year. You can be covered for up to 60 days of skiing.

Yes, you are covered to ski on artificial slopes and snow centres.

It is very unlikely, but there is a small possibility your ski resort will be closed due to lack of snow or an avalanche risk and prevent you skiing. In this situation you would need to follow local guidance. Our ski policy can offer cover you, provided there is no alternative place to ski offered by the resort.