Award-Winning, Flexible


Buy your
Skiing Insurance online in minutes


Buy your
Skiing Insurance online in minutes


Feefo 2024

Independent Service Rating based on
4633 verified reviews.

Feefo 2024

Independent Service Rating based on
4633 verified reviews.

Underwritten by

Underwritten by AXA XL

Our Skiing Insurance policy options

Put simply, we offer three different policy options…

1. Ski Travel Insurance

We provide a Skiing Travel Insurance that includes cover for skiing abroad for leisure or competition. The policy includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Ski Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider, such as your bank, but it does not include cover for skiing, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst skiing in the UK. The policy offers personal accident insurance and income protection. Get an instant quote for any of our policies online.

Making claims clearer










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Join thousands of skiers who choose us every season

Or Call us on 01494 484800

Why choose our Skiing Insurance

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, including various skiing disciplines such off-piste and ski racing.

What makes our ski insurance policy different?

Be aware that some travel insurance policies will exclude skiing, snowboarding and many other activities on the slopes. So, if you have an accident and are not covered, you could be left to pick up the bill. Make sure you have the correct cover.

At SportsCover Direct we cover a variety of winter sports disciplines including off-piste skiing, cross-country skiing, Nordic combined, ski jumping and a whole host of other activities on the mountain.

Our policy comes with benefits such as 24 hour emergency medical assistance, search and rescue, cancellation cover and more. If you need to be evacuated from the mountainside or repatriated back home, this will be covered under our policy.

Our Sports Travel Insurance policy lets you choose the skiing insurance that suits you. Just tell us exactly what you will be doing on your ski holiday and we’ll provide you with the cover you need.

Find out more when you get an instant quote for Skiing Insurance.

Teenage girl is reaching for her ski left at the ski stand

What’s covered with ski insurance?

Due to the nature of the sport, there are risks attached to yourself and others, so it is worth ensuring you have appropriate insurance to cover unexpected incidents. 

Our Skiing Insurance cover will include:

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Delayed, lost or stolen baggage
  • Activity & Race Entry Fees
  • Sports Equipment

What winter sports are covered?

A comprehensive ski travel insurance policy will cover multiple winter sports. Our ski insurance can include and not limited to:

  • Skiing (on and off-piste)
  • Snowboarding (on and off-piste)
  • Snowshoeing 
  • Cross-country skiing 
  • Ski Touring

Why you need ski travel insurance?

The possibility of getting injured whilst skiing is relatively high due to the nature of the sport. With this in mind, it’s important to financially protect yourself from the costs of receiving medical treatment in a foreign country. 

Taking out specialist ski insurance ensures you will have comprehensive cover for your winter holiday. Find out more when you get a quote online.

Frequently Asked Questions

Standard travel insurance policies do not normally cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your paragliding equipment in transit to and from your destination.

Yes, our Ski Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Ski Travel Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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