Award-Winning, Flexible

Stand Up Paddleboarding Insurance

Buy your
Paddleboarding Insurance in minutes

10% OFF ONLINE*

Buy your
Paddleboarding Insurance in minutes

10% OFF ONLINE*

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
5002 verified reviews.

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
5002 verified reviews.

Our Paddleboarding Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our worldwide Stand Up Paddleboarding Insurance can cover you whilst paddleboarding abroad for leisure or competition. Includes cover for medical and repatriation costs, trip cancellation, plus more.

2. Travel Insurance Bolt-On

If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Stand Up Paddleboarding, we can provide a bolt-on style of protection under our “Activity TopUp” policy.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for Stand Up Paddleboarding in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.

Making claims clearer

HIGHEST PAID CLAIM

£174,984.64

 FOR AN INSURANCE CLAIM**

AVERAGE PAY OUT

£1,295.07

FOR EACH INSURANCE CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Stand Up Paddleboarding Insurance online

Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

Why do I need stand up paddleboarding insurance?

Stand up paddleboarding is considered a lower-risk sport. However, it still may not be covered under normal travel insurance. As with all sports, accidents can happen and whether abroad or within the UK it can be a good idea to ensure you are covered in case they do.

If you are travelling abroad and need Sports Travel Insurance, you will also be covered for medical emergencies, cancellation, lost baggage, and sports equipment, such as your board. Additional sports equipment cover can be added on, up to a maximum of £5,600.

If you are paddleboarding in the UK, our Sports Accident Insurance could provide you with a lump sum payment if you suffered a serious injury whilst doing so, in addition to other benefits like income protection and personal liability cover.

Paddleboarder closeup

What’s covered with Paddleboard insurance?

From covering medical expenses to protecting your equipment, should it get stolen or damaged whilst you’re on holiday, our Stand Up Paddleboarding Insurance provides comprehensive cover.

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Delayed, lost or stolen baggage
  • Sports Equipment

Frequently Asked Questions

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your equipment in transit to and from your destination.

Yes, our Paddleboarding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Stand Up Paddleboarding Insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

We are unable to provide paddleboarding insurance for waters which are grade 3 and above.

Grade 3 rivers are more technically difficult. They include distinctive waves and stoppers and sometimes even drops. Grade 3 rivers usually require individuals to paddle a certain route to avoid obstacles such as rocks along the river.

Please refer to our policy wording for our full list of exclusions, when you get a quote. If you have any questions, please contact us on 01494 484800 or via our live chat.  

Our stand-up paddleboard insurance will provide cover for night paddleboarding if you follow other restrictions on the policy and take reasonable precautions.

Our paddleboarding insurance is only available for waters grade 2 or below. Grade 2 rivers can include waves and small stoppers which should be easy to navigate. They can also include eddies where individuals can catch their breath before moving onto the next step of rapids.

If you have any questions, please contact us on 01494 484800 or via our live chat.  

Our paddleboarding insurance provides cover for inland and coastal waters grade 2 or below providing you are within 150 kilometres of the nearest habitation unless specifically accepted by us in writing. 

We do not place any restrictions on tidal conditions, however the current of the water must be grade 2 or below to be covered under our stand-up paddle boarding insurance. If you have any questions, please contact us on 01494 484800 or via our live chat.   

We can cover both group and solo activities under our paddleboarding insurance. Group policies of 5 or more receive a 5% discount and groups of 10 or more receive a 10% discount.  

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.

*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.

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