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What does Kitesurfing Travel Insurance cover you for?
Kitesurfing Travel Insurance will protect you whilst participating in windsurfing abroad and even in the UK. Our kitesurfing insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay.
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If you have travel insurance but it excludes kitesurfing (even if it’s with another insurer) we can provide you with “Activity TopUp” cover for kitesurfing even if you have already started your trip.
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Our Sports Accident Insurance for kitesurfing offers personal accident and sports injury cover to protect against the financial effects of an injury sustained during kitesurfing. This policy is available on a yearly or single day basis and will provide accident cover whilst kitesurfing.
Why do you need Kitesurfing Travel Insurance?
When heading to foreign waters, it’s important to know you are covered. However, without adequate kitesurfing insurance in place you could be entering waters unprotected.
With our Sports Travel Insurance in place, you are covered for standard travel insurance as well as cover for your kitesurfing with the below benefits;
• Cover for your equipment or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600.
• If you are injured and require medical treatment, the bill will be picked up by your insurance policy. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy.
• As with standard travel insurance you are also covered if you have to cancel or cut short a holiday abroad, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs.
• Personal liability covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
• Discounts for couples, families and group policies.
What are the risks of Kitesurfing?
Kitesurfing carries a relatively lower risk of injury compared to other sports. There have been a few known accidents while kitesurfing, however like with any water sport safety has to be taken seriously. Less severe injuries such as twists, bruising and sprains caused by the force of landing or from hitting waves are much more common. Protection gear such as a helmet, wet-suit and chest armour is highly recommended and it’s always wise to ensure you have the correct kitesurfing safety equipment available whenever you head out onto the water.
If you already have general travel insurance and just need additional cover for your kitesurfing then our Activity TopUp policy can cover you alongside your travel insurance.
What equipment is covered?
You can include up to £5,600 worth of kitesurfing equipment cover onto your policy. This add-on not only protects your equipment but also any gear you hire during your trip. It also covers it while in transit to and from your destination.
If your equipment is lost, stolen or damaged during your kitesurfing holiday, you could claim back the costs associated with repairing or replacing it.
Does standard travel insurance cover kitesurfing?
Kitesurfing is listed as one of our lower risk sports group, you would need to check with the travel insurance company directly as they don’t normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a general travel insurance policy read the small print to make sure kitesurfing is covered by it.
We provide cover over 500 sports and activities and we split them into seven sports groups. Kitesurfing is in our sports group 1, which means you would also be covered for all sports in the same group and any lower groups. Please check our full list of sports activities here.
Can I take out kitesurfing travel insurance if I have a medical condition?
Yes, medical conditions do not affect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.
Is there a maximum age restriction with your kitesurfing travel insurance?
You can purchase our kitesurfing travel insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
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WHY CHOOSE US
We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
Highly experienced UK based sales team on hand should you have any questions.
Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
We’re also a member of the British Insurance Brokers’ Association.