Award-Winning, Flexible
KITESURFING INSURANCE
- Worldwide Protection for kitesurfing
- Cover for kitesurfing equipment
- One of the UK's leading kite surfing insurance providers
Our Kitesurfing Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst kitesurfing abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for kitesurfing, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst kitesurfing in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Or Call us on 01494 484800
Why choose us for Kitesurfing Insurance
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored kitesurfing insurance from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Kitesurfing Insurance?
Kitesurfing Insurance will protect you whilst participating in the activity abroad and even in the UK.
For those heading to foreign waters to kitesurf, our Sports Travel Insurance policy will provide financial protection should you have an accident or illness abroad, lose your luggage, experience delays and much more.
If you are kitesurfing in the UK, our Sports Accident Insurance for kitesurfing offers personal accident and sports injury cover to safeguard against the financial effects of an injury sustained during kitesurfing.
You can get an instant quote and purchase your policy in minutes, just follow our quick process above.
What makes our kitesurfing insurance policy different?
From covering medical expenses to protecting your equipment should it get stolen whilst you’re abroad, our Kitesurfing Insurance provides specialist cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Travel Delay, Abandonment and Missed Departure
Discover the full extent of our cover
Or Call us on 01494 484800
Why you need kitesurfing insurance?
Participating in kitesurfing, especially in open water or remote coastal areas, carries more risk than standard travel due to unpredictable wind conditions, equipment demands, and the potential for accidents.
Remote locations: Kitesurfing often takes place far from immediate medical assistance, which can increase rescue costs and complexity. Emergency evacuations, especially from isolated beaches or open water, can be costly.
Kitesurfing-specific risks: Kitesurfing exposes participants to potential injuries from high speeds, strong winds, and powerful waves, sometimes requiring urgent medical attention.
Standard travel insurance limitations: Many standard policies exclude kitesurfing, classifying it as a “hazardous activity” due to the heightened risk factors involved.
What is Activity Top up for kitesurfing sports?
If you plan to participate in kitesurfing abroad, it might not be covered under a standard travel insurance policy. Rather than purchase a new policy you can opt for Activity TopUp insurance to cover you, only for the days you intend to participate.
You cannot buy this policy without an existing travel insurance policy in place. For claims unrelated to the sport you select, you will need to refer to your existing travel insurance provider.
For further information on exclusions in your cover please refer to policy documentation.
Frequently Asked Questions
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your kitesurfing equipment in transit to and from your destination.
Yes, our Kitesurfing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Kitesurfing Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Our kitesurfing insurance provides cover for loss or damage to your specialist sports equipment or to equipment hired to you up to £5,600 worth of equipment. Please refer to our policy wording for specified exclusions, when you get a quote.
We can cover you with our kitesurfing holiday insurance providing you are within 150 kilometres of the nearest habitation unless specifically accepted by us in writing.
Our kitesurfing insurance is designed for amateurs and semi-professionals, not professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. We do not require you to have any qualifications, however if you are participating in a competition or event please adhere to their entry requirements.
Yes, our kitesurfing insurance provides cover for competitions and events where you are competing as an amateur or semi-professional.
No, there is not a set wave height restriction on our kitesurfing insurance. You should follow local advice and safety measures when kitesurfing and see a full list of our general exclusions outlines within our policy wording, when you get a quote.
No, we do not offer different kitesurfing insurance for deep and shallow waters. Please kitesurf within your abilities and where it is safe to do so.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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