Activity TopUp Insurance
Extra activity cover for 500+ sports & activities
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Emergency medical treatment cover
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Activity cancellation
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Add cover before or during your trip
Award winning insurance
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does Activity TopUp Insurance cover?
Our Activity Travel Insurance is designed to complement your existing travel insurance by providing cover for a wide range of sports and adventure activities that may not be included under a standard policy.
If you’re taking part in a one-off activity, adventure experience or sporting challenge abroad, cover can provide short-term protection for your designated activity.
Cover can include emergency medical expenses, personal liability and search & rescue costs arising from your participation in insured activities. Cancellation cover for activities is also available to the value selected.
It’s a flexible way to add specialist protection for the activities you’re planning to take part in.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Our Activity TopUp Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost. However occasionally, special terms may apply following a claim for a medical condition for subsequent claims. Please check policy documentation for further information, which you’ll find with your quote.
Yes, the Activity TopUp provides protection in conjunction with your existing travel insurance, you will be covered whilst taking part in your sport or activity. Any claims unrelated to your sport you will need to refer to your existing travel insurance provider. You will be asked for details of your travel insurance provider on the following page, all we need to know is the name of the insurance company.
Yes. Activity TopUp can be bought before or during your trip providing you have general travel insurance in place. You can take it out for a single day or multiple days as required. Your documents will be emailed to you instantly after purchase.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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