Award-Winning, Flexible
MARATHON RUNNING
INSURANCE
- Worldwide protection available
- Cover for competitions and organised events
- UK's leading sports insurance provider


Our Marathon Running Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst running a marathon abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for running a marathon, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst running a marathon in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Making claims clearer
AVERAGE PAY OUT
£703
FOR EACH TRAVEL INSURANCE CLAIM**
OF OUR POLICY HOLDERS
2.05%
NEEDED TO MAKE A CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Marathon Running Insurance?
Our Marathon Running Insurance will cover you against potentially costly claims whilst running a marathon either abroad or in the UK.
If you are taking part in the activity overseas, our Sports Travel Insurance policy will protect you against medical expenses, liability, and repatriation, as well as travel benefits such as baggage, travel delay, and cancellation.
For those running a marathon in the UK, our Sports Accident Insurance policy can offer all-round cover including personal accident, income protection, and personal liability insurance.

What does Marathon insurance cover?
From covering medical expenses to protecting your equipment should it get stolen whilst you’re on holiday, our Marathon Running Insurance provides comprehensive cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Travel Delay, Abandonment and Missed Departure
Discover the full extent of our cover
Or Call us on 01494 484800
Why you need marathon running insurance?
As a marathon runner, you have no doubt invested a significant amount of time in training to compete in a marathon event. Depending on whether you are competing in the UK or abroad will dictate what cover you need.
For those traveling abroad, marathon insurance can be particularly crucial, covering emergency medical care and repatriation costs that standard travel insurance might not fully address. Additionally, having personal liability cover, for both the UK and abroad, can be beneficial in crowded races where accidents might happen.
What is marathon race and event cover?
Our marathon policy will cover you for participating in marathon races and events. We will cover your medical costs should you get injured whilst taking part in the event, race or competition.
If you choose to take out our Sports Travel Insurance policy, you will also be covered against the loss of pre-paid race entry fees following an accident, injury or illness that prevents you from starting the race, event or competition.
Frequently Asked Questions
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Unless you want to participate in a duathlon that is over Olympic distance (60km), for which you would need to upgrade your policy, your marathon running policy will cover you for the majority of duathlon or triathlon events.
Yes, our Marathon Running Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Marathon Running Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Our marathon running travel insurance will provide cover for loss of, or damage to your personal belongings while aboard or participating in your activity up to the benefit limit in your policy schedule.
When purchasing our marathon running insurance you will be required to read through our medical declaration form and asked to provide further information. Medical conditions won’t affect your premium, but special terms may be applied.
Yes, our marathon insurance will cover you for training injury incurred right from when the policy was purchased if a single trip policy and during the policy dates for an annual multi trip policy.
Yes, when you get a quote, select the appropriate marathon activities you will be participating in.
Yes, specialist sports equipment including your running equipment is covered under our insurance for marathon runners against loss or damage and also to equipment hired to you up to a maximum of £5,600.
Our standard marathon insurance is limited to cover for no more than 1 marathon in a 7-day period.
Should you require cover for multiple marathons, please contact us on 01494 484800 and one of our friendly sales agents will be happy to assist.
You can purchase our marathon insurance online up until 74 years old. Above this age, please contact us on 01494 484800 and we will refer your quote to our underwriters.
Our marathon running travel insurance is designed to cover amateurs or semi-professionals, not professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship.
If in doubt, please email or call us to discuss.
To be covered for 1 marathon within a 7-day period under our marathon running travel insurance we will not ask for the conditions of the event, for any events outside of these criteria please contact us on 01494 484800 or via our live chat and we will be able to advise on cover for specific events.
When taking out our marathon running insurance, you will be covered for cancellation and curtailment from the point of purchasing one of our single trip policies and you will be covered for the full policy period of an annual multi trip policy.
Yes, our marathon insurance provides cover for irrecoverable loss of unused activity fees paid in advance, in the event of specified occurrences such as you becoming seriously ill or injured whereby you can no longer take part in the race.
If your event is cancelled, please contact your event organisers for activity/entry fee compensation.
If you wish to cancel your marathon running insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.
*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive.
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