Award-Winning, Flexible
SPORTS TRAVEL INSURANCE
- Over 500 sports and activities covered
- All medical conditions considered
- One of the UK's leading sports travel insurance providers
Our Sports Travel Insurance policy options
Put simply, we offer two different policy options…
1. Sports Travel Insurance
Our Sports Travel Insurance can cover you for taking part in over 500 sports whilst abroad, whether that be for leisure or competition. The policy includes cover for medical and repatriation costs, trip cancellation and curtailment, and much more.
2. Sports Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for your sports or activity, we can provide a bolt-on style of protection under our Activity TopUp policy.
Making claims clearer
AVERAGE PAY OUT
£703
FOR EACH TRAVEL INSURANCE CLAIM**
OF OUR POLICY HOLDERS
2.05%
NEEDED TO MAKE A CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Or Call us on 01494 484800
Why choose us for your Sports Travel Insurance
30 Years Experience
We have been providing tailored travel insurance policies for sport for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored sports insurance cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
All medical conditions considered
We will consider all pre-existing medical conditions. Simply submit your condition during our online quote form.
What does Sports holiday Insurance cover?
Travel insurance with sports cover differs from most basic travel policies as it will also protect you whilst participating in a large range of sports abroad. This includes extreme sports, competitions and training camps, which in most cases would not be covered under many other standard travel insurance policies.
It works just like any other travel insurance, meaning that it will protect you should you have an accident or illness abroad, lose your luggage or experience delays. It will even reimburse the cost of your lost, stolen or damaged sports equipment.
What’s covered with sports travel insurance?
From covering medical expenses to protecting your sports equipment should it get stolen whilst you’re on holiday, our Sports Travel Insurance provides comprehensive cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Sports Equipment
What's race & events cover?
Our policy will cover you for participating in competitions, races and events unless otherwise stated.
We will cover your medical costs should you get injured whilst taking part in the event, race or competition.
If you choose to take out our Sports Travel Insurance policy, you will also be covered against the loss of pre-paid race entry fees following an accident, injury or illness that prevents you from starting the race, event or competition.
What’s sports equipment cover?
We can cover your sports equipment during your trip or any equipment which you’ve hired on your holiday.
Our policy provides bronze, silver of gold cover levels, which correspond to the value of your sports equipment as well as other benefits.
Request a quote to find out more details about the level of sports equipment cover.
Frequently Asked Questions
If you fall ill with COVID-19 during your trip and require emergency medical expenses care and/or repatriation to the UK, this would be covered under the policy, as long as the FCDO are not advising against all but essential travel, or against all travel to the country or area which you are visiting.
We will also cover you if you have to cancel or curtail your trip due to falling ill with COVID-19 due to you being too ill to travel, or if travelling meant that you would be contravening airline restrictions, or would be breaching entry restrictions in the country to which you were planning to travel.
You would also be covered under the Activity and Race Entry Fees section of the cover if you are unable to participate in an activity that has been paid for in advance due to contracting COVID-19.
You can purchase our Sports Travel Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Our highly experienced claims team can be contacted Mon – Fri, 9am – 5pm. Visit our Claims page to find out more information about how to make a claim.
No, we only insure amateurs or semi-professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. If in doubt, please email or call us to discuss.
Yes, we provide cover for your sports equipment.
We’ll cover your sports equipment or that which is hired to you during your trip. We’ll pay for:
- The cost of hiring replacement equipment; or
- The intrinsic value of the lost or damaged sports equipment; or
- The cost of repair of your sports equipment
It is important because if you have an accident aboard and need medical assistance, you could be forced to pay a lot of money to receive treatment or be repatriated back to the UK. A comprehensive sports travel insurance policy will cover these costs up to the policy limit.
You may also experience flight delays or cancellation of your trip which results in costing you money. These too will be covered under our Sports Travel Insurance policy.
Yes, we cover a wide range of winter sports including skiing, snowboarding, off-piste, dog sledding, snowshoeing, ski touring, cross country skiing and more. Find out more details about our Winter Sports Insurance policy.
We can cover multiple extreme sports that are often not covered on other travel insurance policies. Skydiving, Kitesurfing, Canyoning, Off-Piste skiing, Downhill mountain biking are examples of sports we can cover as part of our Sports Travel Policy.
You can also choose our Activity Top-Up cover, for those who already have basic travel insurance but need a specialist activity covered in the short term.
Our sports travel policy covers over 500 sports, including:
Cycling
Mountain Biking
Hiking & Trekking
Skiing & Snowboarding
Rock climbing
Sailing
Scuba Diving
Sky Diving
Surfing
Triathlon
Request a quote in minutes to find out what other sports we can cover.
Our Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost. However occasionally, special terms may apply following a claim for a medical condition for subsequent claims. Please check policy documentation for further information, which you’ll find with your quote.
You would need to contact our emergency assistance providers (International Medical Group) who would make arrangements on your behalf. Please note we are unable to cover you whilst participating in any Activity in territories not mapped on the maps issued by the nearest local authority or more than one-hundred and fifty (150) kilometres from the nearest habitation.
Yes, please see policy documentation for full details.
Not online but sometimes this is possible if you call us, depending on circumstances.
Yes, for example Mountaineering (with ropes or guides); Mountain climbing (with ropes or guides); Ice climbing exclude participation in activities where the altitude exceeds four thousand (4,000) metres above sea level whilst undertaken in any territory detailed within Geographical Zone(s) 2 & 3.
Please refer to policy documentation for full details.
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* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.
*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive.