Bikepacking Insurance
Specialist cover for bikepacking
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Bike equipment cover
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Search and rescue for bikepacking
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Award winning insurance
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does bikepacking travel insurance cover?
Our bikepacking travel insurance is built for riders heading off the beaten track.
It combines sports-specific bike cover with crucial travel cover to provide a complete policy for your activity holiday.
A highlight for bike packers is the extensive sports equipment cover than can be added. Up to £5600 is available that can cover touring bikes and cycling equipment.
This bike packing travel policy can also protect you for emergency medical treatment and repatriation, trip cancellation or curtailment, travel disruption, personal liability and other unexpected travel costs.
Alternatively, if you need to add extra bike packing insurance, you can opt for our travel bolt‑on for the days you spend on your bike.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Read these documents to fully understand what is and isn’t covered
How much does bikepacking insurance cost?
The price of your bikepacking insurance will depend on the level of sports cover you select, with Bronze, Silver and Gold offering different limits and benefits for your trip.
Your premium will also reflect your individual travel plans, such as your age, destination and the length of time you’ll be away.
The nature of your bikepacking trip can make a difference too. Factors may include the type of terrain and riding involved, alongside the amount of protection you choose for your bike, luggage, equipment and cycling kit.
See our example bikepacking price and get a quote based on your own route and travel plans.
Pricing example
£27.40**
Example quote is based on:
- Sport Selected Cycle Touring
- Sports Group Group 2
- Package Bronze
- Policy Single Trip Travel Policy
- Duration 5 days
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Trip Cancellation £1,000
- Sports Equipment Cover £200
- Search & rescue £15,000
- See more benefits when you get a quote
**This example is based on a real quote from our website on 15/09/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
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Covering over 500 sports with quick online quotes and UK- based support, if you need it.