Cross country or Nordic skiing, although not considered the most dangerous of winter sports is considered one of the most physically demanding. This is largely because the sport involves skiing over longer distances across natural terrain. As a result cross country skiers need aerobic balance, muscular strength, good balance and both physical and mental stamina. The popularity of the sport is growing, particularly in the States and other countries with winter snow cover. We have designed a specialist cross country skiing insurance policy to meet the requirements of cross country skiers.