Walking
Insurance
-
Emergency medical expenses & repatriation
-
Trip cancellation cover
-
Save 10% online*
Award winning insurance
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does walking travel insurance cover?
Our walking travel insurance supports those heading abroad for a walking holiday, a multi-day trail, or regular trips throughout the year.
Cover including emergency medical treatment and repatriation, trip cancellation and curtailment, baggage, personal accident, activity fees, search and rescue, and more.
Already have travel insurance but it doesn’t include walking or hiking. This bolt-on adds the cover you need — whether it’s a day walk, a multi-day route, or a more challenging trip abroad. You can even add it during your trip.
Compare walking cover levels and limits to choose protection that suits your adventure.
You’ll see inclusions, exclusions, excess amounts and optional upgrades, so you can clearly select the cover you need. See full breakdown below.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, Walking Travel Insurance can be taken out even if you have a medical condition. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.
Standard travel insurance policies will most likely cover walking activities, however it’ll be probably to a maximum altitude of 2,500m. You will be covered for a simple walk or scrambles along recognised walking routes. This means that you will not be covered for any walking or ascents above 2,500m or walking involving ropes, crampons or ice axes. If you plan to go above 2,500m, please select “Walking – up to 4,500m” or “Walking – up to 7,000m”.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your walking equipment in transit to and from your destination.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.
Latest from our sports insurance experts
Before booking a hiking holiday in France: Know this
France offers some of Europe’s most varied and rewarding walking. That variety is exactly what makes hiking holidays in France so appealing. It also means that choosing the right trip requires more than finding a route with good views. A walking holiday in Provence will involve very different conditions from…
Summer Sailing in Greece: Safety tips beginners often overlook
From choosing the right islands to packing smart and staying safe in the summer heat, here's what to know before your first Greek sailing holiday. Your first sailing holiday in Greece is likely to be unforgettable; but probably not for the reasons you expect. It might be discovering that the…
How to stay active and safe on sports holidays in hot weather
Another summer, another wave of headlines about soaring temperatures across Europe. From record-breaking heat in recent years to temperatures climbing above 40°C in parts of Spain, Greece, Italy and Portugal, Europe's summers are becoming increasingly hot. For travellers planning walking holidays, cycling trips or watersports adventures, it's natural to wonder…
Is it safe to play tennis in extreme heat?
With temperatures hitting the mid-30s across parts of the UK, breaking records for June, and Wimbledon putting tennis firmly back in the spotlight, many recreational players are asking the same question: is it safe to play tennis in 35-degree heat? While tennis is traditionally associated with sunny weather, playing tennis…
10 Tips for Planning a Golf Weekend This Summer
For some, summer is golf weekend season. Longer days, firmer fairways and the chance to spend a few days away with friends make it one of the highlights of the golfing calendar. But if you've been nominated as the organiser, you'll know a golf weekend involves far more than simply…
For many sailing enthusiasts, crossing the English Channel and sailing from the UK to France is one of the most rewarding boating adventures available close to home. Whether it’s a weekend trip to a French marina, a longer coastal cruise, or a solo sailing challenge, the route offers a mix…
Best places for solo travel adventures 2026
Solo travel continues to grow in popularity, with more people choosing independent adventures that offer flexibility, personal growth, and unforgettable experiences. From hiking volcanoes in Central America to exploring mountain trails in Europe, solo traveller adventure holidays are becoming a major trend for travellers looking to combine freedom with adventure.…
What to do when your passport is lost abroad
Losing your passport abroad is one of the quickest ways to derail a trip. Whether it’s been stolen, misplaced, or accidentally left behind, being without your passport can affect everything from checking into flights to proving your identity. It’s also more common than many travellers realise. More than 83,000 UK passports were reported…
Best EuroVelo routes from the UK for cycle tourers
You don’t need a flight, a complicated bike box, or weeks of logistics to cycle across Europe. From the UK, you can roll straight onto the EuroVelo network, a web of long-distance cycling routes that connect the continent. Better still, three of those routes run through the UK itself. Which means you can start close to home…
What to wear rock climbing outdoors
There’s something uniquely exhilarating about taking your movement training onto real rock, the constant problem‑solving, the way your body adapts to each hold, and the quiet test of strength, balance, and control that outdoor climbing demands. Every route challenges you differently, and what you wear can directly affect how freely…