Award-Winning, Flexible


Buy your comprehensive
Surfing Insurance online in minutes


Buy your
specialist Surfing Insurance online in minutes


Feefo 2024

Independent Service Rating based on
4686 verified reviews.

Feefo 2024

Independent Service Rating based on
4686 verified reviews.

Our Surfing Insurance policy options

Put simply, we offer three different policy options…

1. Surf Travel Insurance

Our Sports Travel Insurance will cover you whilst surfing abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Surf Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for surfing, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst surfing in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer










Get an instant quote for Surfing Insurance online

Join thousands of surfers and sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us for Surfing Insurance

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored Surfing Insurance from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is Surfing Insurance?

Whether you are going on a surfing holiday abroad or staying in the UK, our specialist Surfing Insurance can protect you whilst taking part in the activity.

If you are heading overseas surfing, our Sports Travel Insurance policy will safeguard you against medical expenses and personal liability, as well as covering you baggage, cancellation, and travel delay.

For those surfing around the British Isles, our Sports Accident Insurance policy may suit you better, with benefits such as personal accident, personal liability cover and income protection.

Get a quote and buy your policy before you head out on the water!

Surfing Holiday

How is Surfing Insurance different?

Surfing may look like a casual risk free activity, although like with all water sports it does have its element of risks.

The most common injuries are those caused by collisions with the board, coral reefs, hard sand surfaces and submerged rocks with feet and hands particularly vulnerable. The shoulder is most vulnerable to overuse, and this can lead to rotatory-cuff impingement and tendinitis.

Surfing has a relatively low risk of injury. Still, we recommend getting suitable insurance in place so you can enjoy the sport whilst guarding against costly injuries.

Frequently Asked Questions

Standard travel insurance policies do not always cover adventure sports. Our Surf Travel Insurance is specifically designed to cover over 500 high risk activities including surfing, bungee jumping, skateboarding and many more.

Our Surf Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your surfing equipment in transit to and from your destination.

Yes, our Surfing Insurance can can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Surfing Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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