What and who does our policy protect?
To put it simply, our Golf Insurance policy covers three main things…
You’re even protected from the costs of the traditional clubhouse drinks round (up to £250) should you be lucky enough to bag a hole-in-one during a round!
We also include cover for single-seater golf buggies as standard. This includes cover for damage to, or loss of, your buggy as well as Personal Liability if you were to injure a third-party whilst driving it.
Not only that, but we’ll also replace damaged clubs with brand new alternatives, regardless of their age, if they are beyond repair. We’re also pleased that we are able to say we have no single item limits when it comes to equipment claims.
Cover is valid 24 hours a day, 7 days a week, as long as the Golf Equipment is locked away out of sight in a vehicle or a secure building– which can be your home, or at the golf club – and in the event of a claim, there is evidence of a break-in.
This ranges from the costs associated with dental treatment to a lump sum payout should you die or suffer the loss of sight.
Making claims clearer
WE PAY OUT
OF OUR GOLF INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
FOR EACH GOLF INSURANCE CLAIM**
Why choose us
How to compare golf insurance?
Firstly, with any insurance comparison, look at the individual benefits. What are you covered for, and for how much could you claim? SportsCover Direct’s policy includes benefits such as personal liability for golfers, 24/7 equipment cover and hole in one indemnity, providing a helping hand when it comes to that post-round bar bill!
Also, think about the excesses you would have to pay. If you make a claim most policies would require you to pay the first part of any claim. You can see our excesses by clicking on the ‘i’ symbol on the quote page.
Finally, think about the price you are being asked to pay. Our policy is very competitively priced to provide you with comprehensive cover for as a little as £2.24 a month in the UK, or £3.64 for worldwide cover. Just click the ‘Get A Quote’ button to start your quote.
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What is Golf Insurance?
Golf insurance is designed to financially protect you against compensation claims should you accidentally injure a member of the public or damage their property whilst out playing a round of golf.
Golf insurance will also include protection against damage, loss and theft of your golf equipment. As one of the best golf insurance providers in the UK, our policy will protect your golf equipment 24 hours a day, seven days a week, on and off the course. A benefit that is not always offered by other golf insurance providers.
Frequently Asked Questions
Whilst golf insurance is not a legal requirement in the UK, it is necessary if you want to financially protect yourself against a claim that may arise if you accidentally injure a member of the public or damage their property whilst out on the course.
The answer to this question will often come down to your personal requirements and budget. Whilst some providers will offer incentives to buy their policy, we focus on offering greater benefits, such as 24/7 equipment cover and ultimate flexibility when it comes to paying for your policy, plus highly competitive premiums.
No it doesn’t. We keep our prices as low as we can without offering “freebies”.
A year is a long time, and we can’t make any guarantees, but in all the time that we have been selling golf insurance, we have never charged renewing customers more than new customers for a like-for-like policy. We don’t foresee that changing!
Under our Golf policy you would be covered for claims made against you for injury caused to another person or for damage to their property, under the Personal Liability section of the policy when driving either a single seater or double seater buggy.
With regards to your buggy itself, we can only cover for damage or theft relating to a single seater buggy that belongs to you. We would not be able to cover damage or theft of your double seater buggy, and we will not cover the cost of damage or theft of any buggy that is hired or loaned to you.
Yes, as long as it is locked away in a secure room or locker. In the event of a claim, there would need to be evidence of a break-in.
Yes, as long as they are in a locked vehicle, and out of sight. There would need to be evidence of a break in.
* No cancellation fees only applies to policies bought on monthly subscription.
**Data relates to Golf Insurance claims from April 2019 to March 2020 inclusive.
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