Award-Winning, Flexible


Get Complete
Peace of Mind for
JUST £2.24 a month


Get Complete
Peace of Mind for
JUST £2.24 a month


Feefo 2024

Independent Service Rating based on
4770 verified reviews.

Feefo 2024

Independent Service Rating based on
4770 verified reviews.

Does your current policy really give you 24/7 protection?

What and who does our policy protect?

To put it simply, our Golf Insurance policy covers three main things…


1. Your money

Should you injure someone else or damage their property whilst on a golf course, our cover will take care of the cost of defending you in court, as well as any damages payable.

You’re even protected from the costs of the traditional clubhouse drinks round (up to £250) should you be lucky enough to bag a hole-in-one during a round!


2. Your equipment

Depending on the level of cover selected, our policy protects your clubs, bags and more, up to the value of £7,500, whether the theft, loss or damage occurred on or off the course.

We also include cover for single-seater golf buggies as standard. This includes cover for damage to, or loss of, your buggy as well as Personal Liability if you were to injure a third-party whilst driving it.

Not only that, but we’ll also replace damaged clubs with brand new alternatives, regardless of their age, if they are beyond repair. We’re also pleased that we are able to say we have no single item limits when it comes to equipment claims.

Cover is valid 24 hours a day, 7 days a week, as long as the Golf Equipment is locked away out of sight in a vehicle or a secure building– which can be your home, or at the golf club – and in the event of a claim, there is evidence of a break-in.

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3. You

Personal Accident cover means that should you injure yourself or get killed whilst playing you could claim a lump sum payment up to the limit of cover chosen.

This ranges from the costs associated with dental treatment to a lump sum payout should you die or suffer the loss of sight. 

Making claims clearer










Why do you need Golf Insurance?

Anything can happen on the golf course, from striking someone with a wayward drive, to someone else’s shot hitting you, to damaging your treasured clubs.

Striking someone with your ball could result in a hefty liability claim, as one golfer found out in 2007. The cost of defending yourself in court can run up to tens of thousands of pounds, so a comprehensive policy is vital.

Many will assume their clubs are covered under their home insurance policy however, this is only true to a certain extent. Only with a dedicated personal Golf Insurance policy are your clubs fully protected.

Our policy provides the ultimate protection for you and your clubs whether you are burning up the fairways at your local UK club or jetting off for a golfing holiday in the Algarve.

Why choose us

Offering Payment Flexibility

Pay monthly and you'll have the option to stop/start your policy at any point, or pay annually and SAVE up to 25%.

24/7 Golf Equipment Cover

Whether you are on the course with your clubs or they’re safely stored in your garage, your equipment is covered.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of Golf Insurance worldwide.

New for Old

If your damaged golf equipment cannot be repaired or it’s been lost or stolen, we’ll replace it without any deductions for wear and tear.

Worldwide Cover

Worldwide Cover available, making sure your policy responds wherever in the world you are sued.


We’ll cover the cost of the traditional round of drinks at the bar if you’re lucky enough to hit a hole-in-one.

How to compare golf insurance?

When it comes to comparing golf insurance from SportsCover Direct with other providers, some will offer free gifts or other extras, but it’s important to remember what the biggest factors are in your policy.

What to look for when comparing golf insurance

Firstly, with any golf insurance comparison; look at the individual benefits. What are you covered for, and for how much could you claim? SportsCover Direct’s policy includes benefits such as personal liability for golfers, 24/7 equipment cover and hole in one indemnity, providing a helping hand when it comes to that post-round bar bill!

Also, compare the excesses you would have to pay. If you make a claim, most policies would require you to pay the first part of any claim. You can see compare the excesses on our golf insurance policies by clicking on the ‘i’ symbol on the quote page.

Finally, think about the price you are being asked to pay. Our policy is very competitively priced to provide you with comprehensive cover for as a little as £2.24 a month in the UK, or £3.64 for worldwide cover. Just click the ‘Get A Quote’ button to start your quote.

Get complete peace of mind for just £2.24 a month

Award-winning, Ultimate Flexibility, 24/7 Golf Insurance

What is golf insurance explained

What is Golf Insurance?

Golf insurance is designed to financially protect you against compensation claims should you accidentally injure a member of the public or damage their property whilst out playing a round of golf.  

Golf insurance will also include protection against damage, loss and theft of your golf equipment. As one of the best golf insurance providers in the UK, our policy will protect your golf equipment 24 hours a day, seven days a week, on and off the course. A benefit that is not always offered by other golf insurance providers.

Frequently Asked Questions

Whilst golf insurance is not a legal requirement in the UK, it is necessary if you want to financially protect yourself against a claim that may arise if you accidentally injure a member of the public or damage their property whilst out on the course.  

The answer to this question will often come down to your personal requirements and budget. Whilst some providers will offer incentives to buy their policy, we focus on offering greater benefits, such as 24/7 equipment cover and ultimate flexibility when it comes to paying for your policy, plus highly competitive premiums.  

No it doesn’t. We keep our prices as low as we can without offering “freebies”.

A year is a long time, and we can’t make any guarantees, but in all the time that we have been selling golf insurance, we have never charged renewing customers more than new customers for a like-for-like policy. We don’t foresee that changing!

Under our Golf policy you would be covered for claims made against you for injury caused to another person or for damage to their property, under the Personal Liability section of the policy when driving either a single seater or double seater buggy.

With regards to your buggy itself, we can only cover for damage or theft relating to a single seater buggy that belongs to you. We would not be able to cover damage or theft of your double seater buggy, and we will not cover the cost of damage or theft of any buggy that is hired or loaned to you.

Yes, as long as it is locked away in a secure room or locker. In the event of a claim, there would need to be evidence of a break-in.

Yes, as long as they are in a locked vehicle, and out of sight. There would need to be evidence of a break in.

*No cancellation fees only applies to policies bought on monthly subscription.

**Data relates to Golf Insurance claims from Jan 2023 to Dec 2023 inclusive.

***Feefo rating relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive. 


Get Complete Peace of Mind for JUST £2.24 a month