Award-Winning, Flexible
CYCLING TRAVEL INSURANCE
- Worldwide travel insurance for cycling
- Cover for Sportives and Events
- Bike & equipment cover available
Our Cycling Travel Insurance policy options
Put simply, we offer three different cycle travel insurance policy options…
1. Cycling Travel Insurance
Our worldwide Cycling Travel Insurance can cover you whilst cycling abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, and more.
2. Cycling Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for cycling, we can provide a bolt-on style of protection under our Activity TopUp policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for cycling in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.
Making claims clearer
AVERAGE PAY OUT
£703
FOR EACH TRAVEL INSURANCE CLAIM**
OF OUR POLICY HOLDERS
2.05%
NEEDED TO MAKE A CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
Get an instant quote for Cycle Travel Insurance
Join thousands of cycling enthusiasts who choose us every year
Or Call us on 01494 484800
Why choose us for Cycling Travel Insurance
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cycling holiday insurance which is underwritten by AXA XL, a leading insurer in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What makes our cycling travel insurance different?
Having a specialist cycling insurance policy can avoid the risk that certain activities are excluded.
Many standard travel insurance policies do not cover cycling, and could specifically exclude cycling holidays, cycling sportives and cycle racing. So, it’s important to check you select appropriate cover, whether you need triathlon insurance or more extreme sports such as mountain biking insurance.
Our policy includes additional benefits such as cover for Race Entry Fees – which would pay out if you were ill or disabled from taking part; up to £5,600 cover for lost, damaged or stolen bikes and other cycling equipment; and liability cover in case you injured a third party or damaged their belongings.
Our Bike Travel Insurance can cover multiple cycling activities, just choose from our list of options when you get a quote. We’ve been covering people for specialist sports activities for over 30 years and understand the requirements of cyclists who wish to be comprehensively protected whilst cycling abroad. Compare prices when you get a tailored quote.
Why you need cycling cover?
Whether you’re taking part in cycling day to day or you need cycling holiday insurance, having the correct cover is important. Storing or travelling with your bike comes with risks of damage and loss. Plus sustaining an injury, especially whilst abroad could result in expensive medical and repatriation costs.
Avoid these costly situations with the right cycling insurance, plus it’s always worth following cycle safety advice too!
You can read our blog on the benefits of cycling insurance UK.
What does cycling travel insurance cover?
Emergency Medical Expenses
Covers essential medical expenses and emergency evacuation or repatriation.
Cancellation & Curtailment
Covers non-refundable travel costs if you have to cancel, shorten, or delay your trip.
Personal Accident cover
Cover if you are injured during your trip, leading to death or permanent disability.
Personal Liability
Covers your legal responsibility if an accident causes death, injury, or property damage to someone else.
Delayed, lost or stolen baggage
Covers loss or damage plus purchases of essentials or hire if your baggage is delayed at least 10 hours. (Cover levels apply).
Activity & Race Entry Fees
Reimburses you for lost prepaid costs for a chosen sport or activity if you can't participate due to an accident, injury, or illness.
Hiring Sports Equipment
If your bike is stolen or damaged, our policy will cover the cost of hiring a replacement bike during your trip.
Bike Theft
Reimburses you in the event your bike is stolen, up to the value of £600. We can cover up to £5,600 for an additional premium.
Cycling Accessories
Cover for replacement costs of cycling accessories such as bike boxes, helmets and gadgets such as cycle computers.
Discover the full extent of our cover
Or Call us on 01494 484800
What types of cycling are covered?
We can cover over 500 different sports and activities including the following types of cycling:
Road Cycling
including road racing, sportives, charity events and time trials
Cycle Touring & Back packing
Track Cycling
E-Biking
Downhill Mountain Biking & racing
Mountain Biking
including on non-signposted routes, freeride, cross country, marathons, freeride, slopestyle, pump tracks, enduro.
Cyclocross
Fat Biking
Recumbent Cycling
Endurance events
What level of cycling cover do I need?
You have the option to choose the right level cover based on where you travel to and what you need.
Our policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as sports equipment, cancellation and baggage.
Request a quote to find out more details about the different levels available and be sure to check policy documentation with your quote.
Frequently Asked Questions
Not always, some policies will only include cover for recreational cycling. Our policy can cover a large range of cycling activities including road cycling, downhill mountain biking, and cycle touring.
There is some cover for your bike, or a bike hired to you on your trip, under the standard cycling policy. However, if needed, you can add on additional cover up to maximum £5,600 against theft or accidental damage.
Yes, our Cycling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Yes, search and rescue operations are covered should you need them during a cycling holiday, from £15,000 to £50,000 depending on the level of cover you take out with us.
Yes – we cover sports equipment from £200 to £600 depending on your level of cover. For an additional premium, we can offer cover up to £5,600.
Yes – our bronze level policy offers up to £150 towards race fees, while our gold policy covers up to £500.
Our policy covers you for the region you select when taking out the insurance policy with us. If you travel outside of this region, the insurance cover will not apply.
You can purchase our cycling holiday insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
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* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.
*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive.