Award-Winning, Flexible
CYCLING TRAVEL INSURANCE
- Worldwide travel insurance for cycling
- Cover for Sportives and Events
- Bike & equipment cover available
Our Cycling Travel Insurance policy options
Put simply, we offer three different cycle travel insurance policy options…
1. Cycling Travel Insurance
Our worldwide Cycling Travel Insurance can cover you whilst cycling abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, and more.
2. Cycling Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for cycling, we can provide a bolt-on style of protection under our Activity TopUp policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for cycling in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.
Making claims clearer
WE PAY OUT
82%
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
1.2%
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
£679
FOR EACH TRAVEL INSURANCE CLAIM**
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Join thousands of cycling enthusiasts who choose us every year
Or Call us on 01494 484800
Why choose us for Cycling Travel Insurance
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 60,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cycling holiday insurance which is underwritten by AXA XL, a leading insurer in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What makes our cycling travel insurance different?
Having a specialist cycling insurance policy can avoid the risk that certain activities are excluded.
Many standard travel insurance policies do not cover cycling, and could specifically exclude cycling holidays, cycling sportives and cycle racing. So, it’s important to check you select appropriate cover, whether you need triathlon insurance or more extreme sports such as mountain biking insurance.
Our policy includes additional benefits such as cover for Race Entry Fees – which would pay out if you were ill or disabled from taking part; up to £5,600 cover for lost, damaged or stolen bikes and other cycling equipment; and liability cover in case you injured a third party or damaged their belongings.
Our Bike Travel Insurance can cover multiple cycling activities, just choose from our list of options when you get a quote. We’ve been covering people for specialist sports activities for over 30 years and understand the requirements of cyclists who wish to be comprehensively protected whilst cycling abroad. Compare prices when you get a tailored quote.
What does cycling travel insurance cover?
From covering medical expenses to protecting your bike should it get stolen whilst you’re on holiday, our Cycle Travel Insurance provides comprehensive cover.
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Sports Equipment
Why you need cycling insurance?
Whether you’re taking part in cycling day to day or you need cycling holiday insurance, having the correct cover is important. Storing or travelling with your bike comes with risks of damage and loss. Plus sustaining an injury, especially whilst abroad could result in expensive medical and repatriation costs. Read our blog on the benefits of cycling insurance UK.
Insurance for multiple sports
Our Sports Travel Insurance covers over 500 sports and activities, so if you’re an active traveller you can include multiple sports on your policy. You can also choose our Activity Top-Up insurance, this applies if you want short term cover for a one-off activity that isn’t covered on your standard policy. Compare your options by getting a quote online.
Frequently Asked Questions
We can provide travel insurance for cyclists including cover the following types of cycling:
- Road Cycling
- Cycle Touring
- Track Cycling
- E-Biking
- Downhill Mountain Biking
- Mountain Biking
- Fat Biking
- Cyclocross
- Recumbent Cycling
Not always, some policies will only include cover for recreational cycling. Our policy can cover a large range of cycling activities including road cycling, downhill mountain biking, and cycle touring.
There is some cover for your bike, or a bike hired to you on your trip, under the standard cycling policy. However, if needed, you can add on additional cover up to maximum £5,600 against theft or accidental damage.
Yes, our Cycling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our cycling holiday insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
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* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.