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WHAT DOES CYCLING TRAVEL INSURANCE COVER ME FOR?
SportsCover Direct’s Cycling Travel Insurance has been specifically designed for cyclists to cover their riding, training, and racing abroad. Whether you’re going on an organised cycling tour or just planning to do a bit of cycling whilst on holiday at your favourite destination, we can help protect your trip.
Our Cycling Travel Insurance policy works just like any other travel insurance, meaning that it will protect you should you have an accident or illness abroad, lose your luggage or experience delays. It will even reimburse the cost of your lost, stolen or damaged bike or sports equipment.
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If you already have standard travel insurance, there is a good chance that cycling, or at least certain forms of it, including downhill mountain biking or organised events and tours, will be excluded.
Our Activity TopUp policy comes to your aid in just that scenario. Acting as additional cover for your cycling activities, you can rest assured that you have full insurance protection whilst overseas with your bike.
The policy comes with a range of benefits such as £10 million worth of medical expenses and repatriation cover, in case you suffer an accident on your bike, £2 million worth of Personal Liability to protect you if you injure someone else, as well as search and rescue cover.
How is cycling travel insurance different?
A standard travel insurance policy is likely ONLY to cover regular recreational cycling, with exclusions for cycle touring, racing, triathlons, and mountain-biking, making a specialist policy necessary in these cases. SportsCover Direct’s specialist Cycling Travel Insurance policy provides specific protection for your cycling activities such as cover for race entry fees if you are unable to take part in your event or up to £5,600 cover for lost, damaged or stolen bikes and equipment. Here are the main benefits:
• Emergency Medical Expenses & Repatriation
• Cancellation & Curtailment
• Personal Accident cover
• Personal Liability
• Delayed, lost or stolen baggage
• Activity & Race Entry Fees
• Travel Delay, Abandonment and Missed Departure
• Scheduled airline failure
• Sports Equipment cover up to £5600
Is my bike and equipment protected?
In addition to all benefits above, you can include up to £5,600 worth of equipment cover on to your cycling travel insurance policy. This add-on not only covers your bike and its accessories during a ride, but also in transit to and from your destination.
While on your cycling holiday, if your equipment is lost, stolen or damaged you could claim back the costs associated with replacing or repairing it. This cover also includes equipment that you have hired, such as bikes owned by your cycle tour operator.
If you wish to find out what’s the best way to transport your bike, please read our blog ‘What’s the best way to take your bike on holiday’.
Why choose us
We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
✔ Highly experienced UK based sales team on hand should you have any questions.
✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
✔ Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
✔ We’re also a member of the British Insurance Brokers’ Association.