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Our Cycling Travel Insurance policy will protect you should you have an accident or illness abroad, lose your luggage, experience delays and much more. It will even reimburse the cost of your lost, stolen or damaged bike or sports equipment. Get an instant quote for single and annual multi-trip cycling travel insurance.
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If you already have standard travel insurance, there is a good chance that cycling, or at least certain forms of it, including downhill mountain biking or organised events and tours, will be excluded.
Our Activity TopUp policy comes to your aid in just that scenario. Acting as additional cover for your cycling activities, you can rest assured that you have full insurance protection whilst overseas with your bike.
The policy comes with a range of benefits such as £10 million worth of medical expenses and repatriation cover, in case you suffer an accident on your bike, £2 million worth of Personal Liability to protect you if you injure someone else, as well as search and rescue cover.
Why do I need specialist Cycling Travel Insurance?
A standard travel insurance policy is likely ONLY to cover regular recreational cycling, with exclusions for cycle touring, racing, triathlons, and mountain biking, making a specialist policy necessary in these cases. SportsCover Direct’s specialist Cycling Travel Insurance policy provides specific protection for your cycling activities such as cover for race entry fees if you are unable to take part in your event or up to £5,600 cover for lost, damaged or stolen bikes and equipment. Here are the main benefits:
• Emergency Medical Expenses & Repatriation
• Cancellation & Curtailment
• Personal Accident cover
• Personal Liability
• Delayed, lost or stolen baggage
• Activity & Race Entry Fees
• Travel Delay, Abandonment and Missed Departure
WILL MY BIKE AND EQUIPMENT BE PROTECTED?
Yes, you can include up to £5,600 worth of cycling equipment cover in your policy. This add-on not only covers your bike and its accessories during a ride but also in transit to and from your destination.
While on your cycling holiday, if your equipment is lost, stolen or damaged you could claim back the costs associated with replacing or repairing it. Our Cycling Travel Insurance also includes equipment that you have hired, such as bikes owned by your cycle tour operator.
If you wish to find out what’s the best way to transport your bike, read our blog ‘What’s the best way to take your bike on holiday’.
WHAT DOES CYCLING TRAVEL INSURANCE COVER ME FOR?
SportsCover Direct’s Cycling Travel Insurance has been specifically designed for cyclists to cover their riding, training, and racing abroad. Whether you’re going on an organised cycling tour or just planning to do a bit of cycling whilst on holiday at your favourite destination, we can help protect your trip with our Cycling Travel Insurance policy.
Does standard travel insurance cover cycling?
Standard travel insurance policies do not normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a specialist travel insurance policy read the small print to make sure cycling is covered by it.
Can I take out cycling travel insurance if I have a medical condition?
Yes, medical conditions do not affect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.
Is there a maximum age restriction with your cycling holiday insurance?
You can purchase our cycling holiday insurance online up until 74 years old, above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Why choose us
✔ We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
✔ Highly experienced UK based sales team on hand should you have any questions.
✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
✔ Over 3,000 customers have awarded us a 5 star customer service score on the independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
✔ We’re also a member of the British Insurance Brokers’ Association.