Snowboarding Insurance

  • Emergency medical treatment abroad
  • Cover for snowboards & equipment
  • Search and rescue for snowboarding
  • Save 10% online*
Female snowboarder mid-air jump
Award winning provider

Recognised for our specialist approach
to sports and travel insurance.

Trusted by 75,000+ customers

Exceptional-rated cover from thousands of active travellers.

Backed by AXA XL

Buy with confidence with cover
underwritten by a leading insurer.

What does snowboarding insurance cover?

Designed for snowboarders on winter trips ranging from a week of resort riding to terrain parks, freeriding and backcountry routes, snowboarding travel insurance lets you choose cover based on the type of riding you have planned.

Our full snowboarding travel policy can protect the wider trip, with cover for emergency medical treatment and repatriation, cancellation and curtailment, baggage, personal accident, personal liability and other unexpected travel problems.

Snowboarding-specific benefits can include cover for your board and equipment, lift passes and activity fees, search and rescue, piste closure, lack of snow and selected off-piste or backcountry riding.

For riders who already have travel insurance, a snowboarding bolt-on can add cover for a shorter period, including after the trip has started.

When arranging your policy, include all the snowboarding activities and disciplines you expect to take part in, for full protection.

 

Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.

 Sports equipment is excluded under our bolt‑on cover.

Single Trip
Annual Policy
CoverageBronzeSilverGold
Emergency Medical Expenses and Repatriation
£10,000,000
£90 Excess
£10,000,000
£90 Excess
£10,000,000
£90 Excess
Cancellation and Curtailment
£1,000
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Personal Liability
£2,000,000
£90 Excess
£2,000,000
£90 Excess
£2,000,000
£90 Excess
Baggage and Personal Effects
£1,000
£90 Excess
£1,500
£90 Excess
£2,500
£90 Excess
Delayed Baggage
Nil
Nil Excess
£150
Nil Excess
£300
Nil Excess
Sports Equipment
£200
£90 + 10% Excess
£400
£90 + 10% Excess
upgrade available
£600
£90 + 10% Excess
Activity and Race Entry Fees
£300
£90 Excess
£600
£90 Excess
£900
£90 Excess
Legal Expenses and Advice
£25,000
£90 Excess
£35,000
£90 Excess
£50,000
£90 Excess
Search and Rescue
£15,000
£90 Excess
£25,000
£90 Excess
£50,000
£90 Excess
Personal Accident
£10,000
Nil Excess
£15,000
Nil Excess
£25,000
Nil Excess
Travel Delay Abandonment and Missed Departure
£1,500
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Money and Documents
£200
£90 Excess
£400
£90 Excess
£500
£90 Excess
Catastrophe
£150
Nil Excess
£250
Nil Excess
£500
Nil Excess
Hijack
£300
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Inconvenience Benefit
£100
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Personal Assistance
Included
Nil Excess
Included
Nil Excess
Included
Nil Excess
CoverageBronzeSilverGold
Emergency Medical Expenses and Repatriation
£10,000,000
£90 Excess
£10,000,000
£90 Excess
£10,000,000
£90 Excess
Cancellation and Curtailment
£1,000
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Personal Liability
£2,000,000
£90 Excess
£2,000,000
£90 Excess
£2,000,000
£90 Excess
Baggage and Personal Effects
£1,000
£90 Excess
£1,500
£90 Excess
£2,500
£90 Excess
Delayed Baggage
Nil
Nil Excess
£150
Nil Excess
£300
Nil Excess
Sports Equipment
£200
£90 + 10% Excess
£400
£90 + 10% Excess
upgrade available
£600
£90 + 10% Excess
Activity and Race Entry Fees
£300
£90 Excess
£600
£90 Excess
£900
£90 Excess
Legal Expenses and Advice
£25,000
£90 Excess
£35,000
£90 Excess
£50,000
£90 Excess
Search and Rescue
£15,000
£90 Excess
£25,000
£90 Excess
£50,000
£90 Excess
Personal Accident
£10,000
Nil Excess
£15,000
Nil Excess
£25,000
Nil Excess
Travel Delay Abandonment and Missed Departure
£1,500
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Money and Documents
£200
£90 Excess
£400
£90 Excess
£500
£90 Excess
Catastrophe
£150
Nil Excess
£250
Nil Excess
£500
Nil Excess
Hijack
£300
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Inconvenience Benefit
£100
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Personal Assistance
Included
Nil Excess
Included
Nil Excess
Included
Nil Excess

Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.

How much does snowboarding insurance cost?

From a week on the slopes to a more adventurous snowboarding trip, your premium will reflect where you’re heading, how long you’re away and the level of protection you choose.

Your age and destination will also affect the price, along with the value of your snowboard, boots and other equipment if you choose additional equipment cover.

Mountain rescue and trip cancellation can be expensive, more so in some destinations, so the cover limits you select (bronze, silver or gold) are an important part of your policy.

Review the snowboarding travel insurance example and get a quote tailored to your trip.

**This example is based on a real quote from our website on 18/09/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.

Pricing example

£49.04**

Example quote is based on:

  • Sport Selected Snowboarding
  • Sports Group Group 5
  • Package Bronze
  • Policy Single Trip Travel Policy
  • Duration 5 days
  • Destination Europe
  • Emergency Medical Treatment £10,000,000
  • Trip Cancellation £1,000
  • Sports Equipment Cover £200
  • Search and rescue £15,000
  • See more benefits when you get a quote

**This example is based on a real quote from our website on 18/09/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.

Why you need snowboarding travel insurance

Injuries can come with significant costs

A fall or collision may result in overseas medical bills, mountain rescue and time away from the slopes.

Boards and specialist kit are expensive

Cover can protect your snowboard and other equipment for replacement if they are stolen or damaged.

Mountain conditions can change quickly

Bad weather, piste closures, avalanches and travel delays may affect lift passes, lessons and pre-booked activities.

Our experts explain why…

“Snowboarding holidays are built around adventure, but a fall, sudden weather change or cancelled journey can quickly disrupt your plans.

 Choosing the right equipment, riding within your ability and following advice from local teams all help you stay safer on the mountain. Even so, accidents can happen and overseas medical treatment or mountain rescue can be expensive.

 Our snowboarding travel insurance can help with emergency medical expenses, search and rescue, cancellations, delays and other unexpected costs, giving you valuable support both on and off the slopes.”

Chris Trotman – Head of Sales & Underwriting at SportsCover Direct

Thousands rate how easy it is

We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.

Our Claims Record

Average pay out for each insurance claim

£1,599.09*

How to make a claim

Choose your policy, find the forms you need

Download and complete forms

Submit your claims for review

A Recent Claim Example

“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”

Total Paid Out

£5,971.47

Claim Type

Medical Assistance

Policy Type

Sports Travel Insurance

Incident

Medical assistance

Policy Excess Applied

£90.00

Location

South Africa

Disclaimer

*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.

Medical cover explained

We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*

*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.

Medical conditions must be declared

All pre-existing conditions considered

Cover available up to age 74

We'll review your details

Most declarations don't mean exclusion

Any terms will be confirmed by email

Why choose us

SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.

Covering 500+ sports

Fast online quotes

Established over 30 years

UK-based support team

FAQs

Yes, our snowboarding travel insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Some standard travel insurance policies do not provide adequate cover for snowboarding activities. Snowboarding insurance provides more comprehensive protection tailored to the unique risks of the sport. If you already have travel insurance but need Snowboarding cover, you can purchase an Activity TopUp policy to cover you for a short-term activity.

Our snowboarding insurance typically provides coverage for medical expenses, trip cancellation/interruption, lost or damaged equipment, and other snowboarding-specific risks. It can cover both on-mountain and off-mountain incidents during a snowboarding trip.

Our insurance for snowboarders into 3 cover levels; bronze, silver and gold. The cost of our snowboarding insurance can vary based on factors like your age, trip length, included activities, and pre-existing conditions.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Snowboarding Travel Insurance  provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any gear you hire during your trip. It also covers your snowboarding equipment in transit to and from your destination.

Our standard insurance for snowboarding includes:

  • Medical expenses for injuries sustained while snowboarding
  • Emergency medical evacuation and repatriation
  • Trip cancellation or interruption due to injury, illness, or other covered events
  • Lost, stolen, or damaged snowboarding equipment

We can offer insurance for the following types of snowboarding:

  • Off piste snowboarding – excluding competitions
  • Snowboard acrobatics including competitions and events
  • Snowboard cross including competitions
  • Snowboard jumping including competitions & events
  • Snowboard racing and race training
  • Snowboard stunting including competitions & events
  • Snowboarding in snow parks with jumps of 1m or more
  • Snowboarding competitions

Get specialist cover in minutes

Covering over 500 sports with quick online quotes and UK- based support, if you need it.

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