Award-Winning, Flexible
CYCLOCROSS INSURANCE
- Worldwide protection
- Cover for Sportives and Events
- Bike & equipment cover available
Our Cyclocross Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide Sport Travel Insurance can cover you whilst participating in a cyclocross event abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, and more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for cyclocross, we can provide a bolt-on style of protection under our Activity TopUp policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for participating in a cyclocross event in the UK. Our policy provides a range of benefits including cover for serious injury, and if selected, will include income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What makes our policy different?
Many standard travel insurance policies do not cover cyclocross, and even if they do, it’s likely that there will be exclusions. Whether you are taking part in a cyclocross event in the UK or abroad, we can provide cover to keep you protected.
Our Sports Accident Insurance is available for those taking part in a cyclocross event in the UK, whilst our Sports Travel Insurance is suitable for those visiting a foreign country.
Cyclocross insurance is important because it will cover the costs of needing emergency medical attention should you get injured during the event. It will cover the costs involved in replacing your bike and equipment should it get stolen, lost or broken during your trip.
Key benefits of our policy
The benefits included in your policy will differ depending on whether you need our Sports Travel or Sports Accident Insurance. If you purchase our Sport Travel Insurance, the following benefits are available:
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident Cover
- Personal Liability
- Sports Equipment Cover
- Travel Delay, Abandonment and Missed Departure
Frequently Asked Questions
Not always, some policies will only include cover for recreational cycling. Our policy can cover a large range of cycling activities including cyclocross, downhill mountain biking, and cycle touring.
There is some cover for your bike, or a bike hired to you on your trip, under the standard cycling policy. However, if needed, you can add on additional cover up to maximum £5,600 against theft or accidental damage.
Yes, our Cyclocross Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
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* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.