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Mountain Biking Insurance

Our Mountain Biking Travel Insurance will protect you whilst participating in mountain biking abroad and even in the UK.


We can provide cover for downhill mountain biking, E-biking and cross country mountain biking, and provide the option of selecting cover for events and competitions.


Our Mountain Biking Insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay.





With our Mountain Biking Travel Insurance in place, you are covered for standard travel insurance as well as cover for your mountain biking with the below benefits:


• Cover for your mountain biking equipment, including your bike, or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600.


• If you are injured and require medical treatment, the bill will be picked up by your Mountain Biking Insurance policy. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy.


• As with standard travel insurance, our mountain biking insurance will also cover you if you have to cancel or cut short your mountain biking holiday, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs.


• This mountain biking insurance policy includes personal liability which covers your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.

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Important notes about these sports

    You will be covered for the above selected sport(s) plus any sports in sports group 1, 2 and 3. All sports include cover for competition unless otherwise stated.


    We won't cover

    Contact Us

    Cover for the following sports can't be purchased online:

    Please call us on 01494 484800 to purchase cover, or see our full contact details

    Unfortunately we are no longer able to provide insurance to residents of Ireland




    What mountain biking equipment is covered?
    You can include up to £5,600 worth of equipment cover onto your policy. This add-on not only protects your mountain biking equipment but also any equipment you hire during your trip. It also covers your bike and gear in transit to and from your destination.

    If your equipment is lost, stolen or damaged while on your mountain biking holiday, you could claim back the costs associated with repairing or replacing it.


    Does standard travel insurance cover Mountain Biking?

    Mountain biking would be classed as adventurous activity by most travel insurers. Standard travel insurance policies do not normally pay out for accidents during so-called adventure sports unless additional cover is taken out.

    So, if you choose a specialist travel insurance policy read the small print to make sure mountain biking is covered by it. Alternatively, take out our Mountain Biking Insurance and have confidence that you are comprehensively protected.


    Can I take out Mountain Biking Travel Insurance if I have a medical condition?

    Yes, medical conditions do not affect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.


    Is there a maximum age restriction with your Mountain Biking Travel Insurance?

    You can purchase our mountain biking insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.



    Why choose us


    ✔ We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.


    ✔ Highly experienced UK based sales team on hand should you have any questions.


    ✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.


    ✔ Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2021.


    ✔ We’re also a member of the British Insurance Brokers’ Association.


    Need help? Call us!

    01494 646001

    Opening hours:
    Mon-Fri 9am-5:30pm

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    Choose from over 500 sports & activities
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