10% OFF ALL Sports Travel INSURANCE In JANUARY!
WHAT DOES MOUNTAIN BIKING INSURANCE COVER?
Mountain biking travel insurance will protect you whilst participating in mountain biking abroad and even in the UK. We can provide cover for downhill mountain biking, E-biking, cross country, and cycle paths with the option of selecting cover for events and competitions. Our mountain bike insurance will cover you for £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay.
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Our Sports Accident Insurance is a policy that an increasing number of mountain bike riders use to gain personal accident and income protection. Should the worse happen while mountain biking, the policy offers you peace of mind, with benefits including income protection and rehabilitation costs. The policy is available for anyone mountain biking in their home country.
WHY DO I NEED MOUNTAIN BIKING INSURANCE
When travelling abroad, it is important to know you are covered. However, without adequate mountain bike insurance in place you could be unprotected.
With our Sports Travel Insurance in place, you are covered for standard travel insurance as well as cover for your mountain biking with the below benefits;
• Cover for your equipment or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600.
• If you are injured and require medical treatment, the bill will be picked up by your insurance policy. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy.
• As with standard travel insurance you are also covered if you have to cancel or cut short a holiday abroad, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs.
• Personal liability covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
• Discounts for couples, families and group policies.
Mountain Biking Insurance – what are the risks?
Every year we insure thousands of people that go mountain biking all around the world. Mountain biking is a high speed, high impact sport and sometimes accidents happen, so it’s important to ensure that you have appropriate insurance policy in place. We rate mountain biking on cycle paths differently in our sports groups to mountain biking cross country or on trails, downhill or competitive mountain biking. Please check our full list of sports activities here. If you wish to learn more how to protect yourself and avoid most common mountain biking injuries, please visit our blog.
Does standard travel insurance cover Mountain Biking?
Mountain biking would be classed as adventurous activity by most travel insurers. Standard travel insurance policies do not normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a specialist travel insurance policy read the small print to make sure mountain biking is covered by it.
Can I take out mountain biking travel insurance if I have a medical condition?
Yes, medical conditions do not affect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.
Is there a maximum age restriction with your mountain biking insurance?
You can purchase our mountain biking insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Why choose us
✔ We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
✔ Highly experienced UK based sales team on hand should you have any questions.
✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
✔ Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
✔ We’re also a member of the British Insurance Brokers’ Association.