Award-Winning, Flexible

Mountain Biking Travel Insurance

Buy your
Mountain Biking Insurance in minutes


Buy your
Mountain Biking Insurance in minutes


Feefo 2024

Independent Service Rating based on
4729 verified reviews.

Feefo 2024

Independent Service Rating based on
4729 verified reviews.

Our Mountain Biking Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our worldwide Mountain Biking Travel Insurance can cover you whilst mountain biking abroad for leisure or competition. Includes cover for medical and repatriation costs, trip cancellation, plus more.

2. Travel Insurance Bolt-On

If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for mountain biking, we can provide a bolt-on style of protection under our “Activity TopUp” policy.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for mountain biking in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.

Making claims clearer










Get an instant quote for Mountain Biking Insurance online

Join thousands of cycling and mountain biking enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us for Mountain Biking Insurance

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored Mountain Biking Insurance from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is mountain biking travel insurance?

Mountain biking travel insurance is designed to cover the costs of medical assistance should you get injured whilst out on the trails in a foreign country.

If you are travelling abroad you can choose Sports Travel Insurance, where you will also be covered for cancellation, lost baggage, and sports equipment such as your bike, helmet etc. Additional mountain biking equipment cover can be added on, up to a maximum of £5,600.

If you are mountain biking in the UK, our Sports Accident Insurance could provide you with a lump sum payment if you suffered a serious injury whilst riding, in addition to other benefits like income protection and personal liability cover. 

Our Mountain Biking Insurance policy can cover you for many types of mountain biking – Cross Country, Downhill, Stunts, Competitions. Select the most appropriate activities when you get a quote online.

Mountain biker jumping in forest

What’s covered in our mountain biking policy?

From covering medical expenses to protecting your bike should it get stolen whilst you’re on holiday or in transit, our Mountain Biking Travel Insurance provides comprehensive cover. 

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Delayed, lost or stolen baggage
  • Activity & Race Entry Fees
  • Sports Equipment

Is mountain biking considered an extreme sport?

Mountain biking could be classed as an extreme sport by some travel insurance providers, and therefore, not always covered within their policy. Make sure you have the correct cover in place for the sports you need. Our cover can include extreme sports insurance so provided you select the right activities, you can ensure you will be covered.

Insurance for multiple sports

Our Sports Travel Insurance covers over 500 sports and activities, so if you’re an active traveller you can include multiple sports on your policy. You can also choose our Activity Top-Up insurance, this applies if you want short term cover for a one-off activity that isn’t covered on your standard policy. Compare your options by getting a quote online.

Frequently Asked Questions

Our Mountain Biking Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your biking equipment in transit to and from your destination.

Yes, our Mountain Biking Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Mountain Biking Insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

Get an instant quote and buy online now!