Award-Winning, Flexible
Mountain Biking Insurance
- Mountain biking travel insurance
- Mountain bike equipment cover
- Protection against injury
Our Mountain Biking Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide Mountain Biking Travel Insurance can cover you whilst mountain biking abroad for leisure or competition. Includes cover for medical and repatriation costs, trip cancellation, plus more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Mountain Biking, we can provide a bolt-on style of protection under our “Activity TopUp” policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for Mountain Biking in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.
Making claims clearer
WE PAY OUT
82%
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
1.2%
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
£679
FOR EACH TRAVEL INSURANCE CLAIM**
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Or Call us on 01494 484800
Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 60,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is mountain biking insurance?
Mountain biking insurance is designed to cover the costs of medical assistance should you get injured whilst out on the trails.
If you are travelling abroad and need Sports Travel Insurance, you will also be covered for cancellation, lost baggage, and sports equipment such as your bike, helmet etc. Additional sport equipment cover can be added on, up to a maximum of £5,600.
If you are mountain biking in the UK, our Sports Accident Insurance could provide you with a lump sum payment if you suffered a serious injury whilst riding, in addition to other benefits like income protection and personal liability cover.
Is mountain biking considered an extreme sport?
Mountain biking would be classed as an extreme sport by some travel insurance providers, and therefore, not always covered within their policy.
So, if you choose a standard travel insurance policy, read the small print to make sure mountain biking is covered. Our policy can cover you for many types of mountain biking – Cross Country, Downhill, Stunts, Competitions. Select the most appropriate and have confidence that you will be protected should you get injured out on the trails.
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your biking equipment in transit to and from your destination.
Yes, our Mountain Biking Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Mountain Biking Insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.
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