Award-Winning, Flexible
Off Piste Skiing Insurance
- Off Piste Skiing travel insurance
- Skiing equipment cover
- Protection against injury
Our Off Piste Skiing Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide Off Piste Skiing Travel Insurance can cover you whilst skiing abroad for leisure or competition. This includes cover for medical and repatriation costs, trip cancellation, and more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Off Piste Skiing, we can provide a bolt-on style of protection under our “Activity TopUp” policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for Off Piste Skiing in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is off piste skiing insurance?
Off piste skiing typically refers to any skiing near, adjacent to, or between controlled trails and slopes. This type of skiing allows skiers to leave the marked runs and explore the open mountains without boundaries.
Our policy includes the following features:
- Off piste without a guide (provided not against local advice and not alone).
- We will cover up to 21 days of skiing on any single trip and 31 days during an annual policy.
- Reimbursement of costs of transportation to another site due to lack of snow or natural disaster such as avalanche which closes your resort.
What’s covered with off-piste ski travel insurance?
Due to the nature of off-piste skiing, there are risks attached to yourself and others, so it is worth ensuring you have appropriate off piste skiing insurance to cover unexpected incidents.
Our Off-Piste Skiing Insurance cover will include:
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Sports Equipment
Discover the full extent of our cover
Or Call us on 01494 484800
Why you need specialist off-piste ski cover?
Although not all off-piste skiing is necessarily on difficult terrain, the nature of skiing on an uncontrolled and open mountain means that you might encounter varying gradients or snow conditions at any time. The risk to incidents and injuries, therefore, is going to be higher.
Having a specialist off piste ski travel insurance cover can protect you from expensive bills if you need medical attention, search and rescue and replacements for damaged sports equipment.
What’s not covered with off-piste skiing insurance?
There are some crucial safety guidelines to follow to ensure you don’t invalidate your insurance, when skiing off-piste.
- Avoid skiing alone.
- Pay attention to avalanche warnings.
- Do not ski in areas designated as unsafe by local authorities.
For further details on exclusions, please refer to policy documentation.
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your skiing equipment in transit to and from your destination.
Yes, our Off Piste Skiing Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Off piste skiing is to ski on terrain sitting outside of the piste markers and therefore ‘off track’.
You do not need a guide to be covered under our off-piste ski insurance, however we do require you to be following local advice and information provided by the resort authorities and be accompanied by another person who can raise the alarm in the event of an accident (this does not need to be a guide).
Our ski insurance for off piste activities will cover you in the event of an avalanche for search & rescue and emergency medical expenses and repatriation costs providing you are following local advice and information provided by the resort authorities and are accompanied by another person.
Yes, our off-piste skiing insurance includes the use of helicopters and aircrafts in emergency medical situations, for search & rescue and repatriation where necessary.
However, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.
Yes, specialist sports equipment is covered under our off-piste ski insurance for loss or damage to your own equipment or equipment hired to you.
We cover over 500 different sports. Simply add the additional sports you want to include on your policy when you request a quote.
No, to be covered under our off-piste ski insurance policy while you are off piste you must be accompanied by another person who can raise the alarm in the event of an accident (this does not need to be a guide).
Our policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. However, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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