Award-Winning, Flexible

MOUTAINEERING
INSURANCE

Buy your
Mountaineering Insurance online in minutes

10% OFF ONLINE*

Buy your
Mountaineering Insurance online in minutes

10% OFF ONLINE*

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
4976 verified reviews.

Smart Money People Award for SportsCover Direct
Feefo 2025
4.8/5

Independent Service Rating based on
4976 verified reviews.

Our Mountaineering Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance policy is designed to protect those travelling abroad to take part in activities such as mountaineering. We provide cover for a range of mountaineering disciplines including climbing and trekking.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for mountaineering, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

For those mountaineering in the UK, you may find our Sports Accident Insurance best suited. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer

AVERAGE PAY OUT 

£703

 FOR EACH TRAVEL INSURANCE CLAIM**

OF OUR POLICY HOLDERS

2.05%

NEEDED TO MAKE A CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Mountaineering Insurance.

Join thousands of adventure enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What is mountaineering insurance?

Mountaineering Insurance is designed to protect you against the financial implications should you get injured whilst mountaineering. 

We provide several policy options to keep you protected including our Sports Travel Insurance. This policy is built for people who are travelling abroad to go mountaineering. It includes a long list of benefits such as protection against medical and repatriation costs, trip cancellation and curtailment, equipment cover and more. 

We also provide a policy for people mountaineering in the UK called Sports Accident Insurance. It includes personal accident cover as standard, as well as personal liability protection.

Two people mountaineering

What does mountaineering travel insurance cover?

The benefits included in your policy will differ depending on whether you need our Sports Travel or Sports Accident Insurance. If you purchase our Sport Travel Insurance, the following benefits are available:  

  • Emergency Medical Expenses & Repatriation
  • Cancellation & Curtailment
  • Personal Accident Cover
  • Personal Liability
  • Sports Equipment Cover
  • Activity & Triathlon Race Entry Fees
  • Travel Delay, Abandonment and Missed Departure

Discover the full extent of our cover

Or Call us on 01494 484800

Why you need mountaineering insurance?

Mountaineering, particularly in high-altitude or remote regions, poses greater risks than typical travel due to the physical demands, challenging terrain, and likelihood of accidents.

Remote Locations: Mountaineering often takes place far from medical facilities, making rescue operations complex and costly, with specialist services sometimes reaching thousands in expenses.

Altitude-related risks: High-altitude climbs can lead to altitude sickness, requiring urgent medical care and possibly evacuation.

Standard travel insurance limitations: Many regular insurance policies do not cover mountaineering, especially at high altitudes or in remote areas, viewing it as a “hazardous activity.”

What types of mountaineering are covered?

Select the activities you need when you get a quote. As one of the UK’s leading sports insurance providers, we provide cover for over 500 different sports and adventure activities. Here are just some of the many mountaineering activities that we can cover:

Frequently Asked Questions

Yes, our Mountaineering Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

If you are climbing a mountain and planning to use any climbing equipment such as ropes, guides or crampons, we would class this as mountaineering. We can only cover technical ascents up to 4000m.

If you are mountaineering outside of Europe there are restrictions, you are limited to cover up to 4000 metres.

Yes, provided you follow advice and guidance from the local area including any precautions you should take.

Yes, our travel insurance for mountaineering policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. However, if you are mountaineering in Nepal, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

Yes, sports equipment in included in your cover, depending on the level you select (bronze, silver or gold) up to £5600 for gold level cover.

Generally, we can cover pre-existing medical conditions with our mountaineering travel insurance. Pre-existing medical conditions should be declared on your policy.

Yes, you will be covered if you suffer from altitude sickness under medical conditions cover.

Yes, this is covered under our policy provided this is within the dates of your policy. If you are participating in mountaineering training courses and practice climbs in the UK, you might find a Sports Accident policy more suitable.

Sometimes unexpected things happen and mean you can no longer take part in planned activity. Our cancellation cover can protect you in this situation with cover up to £5000, depending on the level you choose.

This will depend on the local area you are mountaineering. You will need to follow rules regarding permits in these areas.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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