MOUTAINEERING
INSURANCE

Yes, our Mountaineering Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

If you are climbing a mountain and planning to use any climbing equipment such as ropes, guides or crampons, we would class this as mountaineering. We can only cover technical ascents up to 4000m.

If you are mountaineering outside of Europe there are restrictions, you are limited to cover up to 4000 metres.

Yes, provided you follow advice and guidance from the local area including any precautions you should take.

Yes, our travel insurance for mountaineering policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. However, if you are mountaineering in Nepal, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

Yes, sports equipment in included in your cover, depending on the level you select (bronze, silver or gold) up to £5600 for gold level cover.

Generally, we can cover pre-existing medical conditions with our mountaineering travel insurance. Pre-existing medical conditions should be declared on your policy.

Yes, you will be covered if you suffer from altitude sickness under medical conditions cover.

Yes, this is covered under our policy provided this is within the dates of your policy. If you are participating in mountaineering training courses and practice climbs in the UK, you might find a Sports Accident policy more suitable.

Sometimes unexpected things happen and mean you can no longer take part in planned activity. Our cancellation cover can protect you in this situation with cover up to £5000, depending on the level you choose.

This will depend on the local area you are mountaineering. You will need to follow rules regarding permits in these areas.