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What Does Rock Climbing Insurance Cover?
Rock Climbing travel insurance will provide cover for your standard travel insurance as well as when you are out on the rock-face. Our rock climbing insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay.
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If you have existing travel cover with another insurer but it does not include cover for rock climbing, we can provide cover for your trip under our “Activity TopUp” policy.
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Our Sports Accident Insurance for rock climbing is being used increasingly more by rock climbers to gain personal accident and sports injury protection to insure against the financial effects of a sports injury sustained whilst rock climbing in the UK or rock climbing abroad (which can be covered on our sports travel cover).
The cover provides an annual policy offering 24 hour worldwide sports accident cover whilst rock climbing. Whilst you cannot insure against the likelihood of physical injury whilst rock climbing – you can insure against the financial harm that follows temporary or permanent physical disablement from a rock climbing related injury.
Why do I need Rock climbing insurance?
When planning a climb trip, it is important to know you are covered. However, without adequate rock climbing insurance in place you could be unprotected.
With our Sports Travel Insurance in place, you are covered for standard travel insurance as well as cover for your rock climbing with the below benefits;
• Cover for your equipment or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600.
• If you are injured and require medical treatment, the bill will be picked up by your insurance policy. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy.
• As with standard travel insurance you are also covered if you have to cancel or cut short a holiday abroad, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs.
• Personal liability covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
• Discounts for couples, families and group policies.
More than 500 sports covered
At SportsCover Direct, we are one of the country’s leading providers for sports insurance and cover thousands of people that go rock climbing all around the world. We insure over 500 sports and activities and we split them into seven sports groups. Rock climbing is in our sports group 4, which means you would also be covered for all sports in the same group and any lower groups. Please check our full list of sports activities here.
What equipment is covered?
You can include up to £5,600 worth of equipment cover onto your policy, this add-on not only covers your equipment but also any equipment you hire during your trip. It also covers your equipment in transit to and from your destination.
If your equipment is lost, stolen or damaged while on your rock climbing holiday, you could claim back the costs associated with repairing or replacing it.
Does standard travel insurance cover rock climbing?
Standard travel insurance policies do not normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a specialist travel insurance policy read the small print to make sure rock climbing is covered by it.
Can I take out rock climbing travel insurance if I have a medical condition?
Yes, medical conditions do not affect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.
Is there a maximum age restriction with your rock climbing insurance?
You can purchase our rock climbing insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Why choose us
We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
Highly experienced UK based sales team on hand should you have any questions.
Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
We’re also a member of the British Insurance Brokers’ Association.