Award-Winning, Flexible
SNOWMOBILING INSURANCE
- Snowmobiling Equipment Cover
- Worldwide protection available
- Emergency Medical Costs & Repatriation


Our Snowmobiling Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Going abroad to take part in snowmobiling? Our Sports Travel Insurance provides cover for over 500 sports and includes cover for emergency medical and repatriation costs, trip cancellation and much more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank or buildings society, but it does not include cover for snowmobiling, we can provide a bolt-on style of protection.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst taking part in snowmobiling in the UK. The policy provides a range of benefits including personal liability and income protection.
Making claims clearer
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Or Call us on 01494 484800
Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
How is our Snowmobile Insurance different?
Most standard travel insurance plans do not cover the risks associated with snowmobiling. Our policy, which is underwritten by AXA XL, provides cover for snowmobiling and 500 other sports.
If you are planning to go on a holiday abroad and thinking of adding snowmobiling to your activities list, then you need our specialist Sports Travel Insurance. It is designed to protect you from a range of risks, from lost luggage to the cost of medical care if you sustain an injury or become ill.
For those that are riding a snowmobile in the UK, our Sports Accident Insurance will be better suited. Providing benefits such as personal accident cover and optional income protection, should you be injured and unable to work.
Select the policy that suits your needs and we can protect you within minutes!

What is covered with our Snowmobiling insurance
Due to the nature of snowmobiling, there are risks attached to yourself and others, so it is worth ensuring you have appropriate insurance to cover unexpected incidents.
Our Snowmobiling Insurance cover will include:
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Sports Equipment
- Search and rescue
Discover the full extent of our cover
Or Call us on 01494 484800
Why do you need Snowmobiling insurance?
Snowmobiling is considered a reasonably high-risk sport, due to the manoeuvrability and high speeds that can be reached on the snowmobiles the risk of injuries and accidents occurring is high.
If you have an accident and sustain an injury you could be faced with expensive medical costs and subsequently travel costs to return to the UK. This cover is designed to protect you from incidents like these as well as other sports travel scenarios such as cancellation, sports equipment and search and rescue.
What is Activity TopUp for Snowmobiling?
If you plan to participate in snowmobiling abroad, it might not be covered under a standard travel insurance policy. Rather than purchase a new policy you can opt for Activity TopUp snowmobile insurance to cover you, only for the days you intend to participate.
You cannot buy this policy without an existing travel insurance policy in place. For claims unrelated to the sport you select, you will need to refer to your existing travel insurance provider.
For further information on exclusions in your cover please refer to policy documentation.
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any gear you hire during your trip. It also covers your snowmobiling equipment in transit to and from your destination.
Yes, our travel insurance including snowmobiling can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
In the event of injuries arising from snowmobiling, you are covered for up to £10,000,000 of emergency medical and repatriation costs under our snowmobile insurance policy.
You can purchase our Snowmobiling Travel Insurance online up until 74 years old. Above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Our snowmobile insurance provides cover for up to £10,000,000 of emergency medical expenses aboard, repatriation to your country of residence and up to £50,000 of search, rescue and sledge costs including the use of helicopters and aircrafts depending on the level of cover you select.
Personal effects are covered for loss or damage when snowmobiling up to the limit shown in policy documentation. Further details are broken down when you request a quote.
If your snowmobile breaks down, you are covered for Search & Rescue costs however we cannot cover for recovering the snowmobile.
No, the only people listed on your snowmobile insurance policy are covered.
We can provide you with snowmobile insurance worldwide, excluding Antarctica.
We can provide snowmobiling insurance cover for you attending a guided ride/tour, however we cannot provide cover for guides or tour operators themselves.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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