Award-Winning, Flexible

SCUBA DIVING TRAVEL
INSURANCE

Buy your
Scuba Diving Insurance online in minutes

10% OFF ONLINE*

Buy your
Scuba Diving Insurance online in minutes

10% OFF ONLINE*

Feefo 2024
4.8/5

Independent Service Rating based on
4925 verified reviews.

Feefo 2024
4.8/5

Independent Service Rating based on
4925 verified reviews.

Our Scuba Diving Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

We provide a single and annual multi-trip Sports Travel Insurance policy that provides cover for scuba diving. It includes cover for emergency medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider, such as your bank, but it does not include cover for scuba diving, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect individuals scuba diving off the coast of the UK. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer

AVERAGE PAY OUT 

£703

 FOR EACH TRAVEL INSURANCE CLAIM**

OF OUR POLICY HOLDERS

2.05%

NEEDED TO MAKE A CLAIM**

OUR AVERAGE CLAIMS RATING

4.9/5

ACCORDING TO OUR FEEFO SCORE***

Get an instant quote for Scuba Diving Insurance online

Join thousands of scuba diving and sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us for your Scuba Diving Insurance

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored Scuba Diving Travel Insurance from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

Is dive insurance necessary?

Diving Insurance provides cover whilst taking part in the activity, for example it will cover the costs of receiving medical treatment due to an accident whilst scuba diving. 

It can also cover costs of replacing your scuba diving equipment should it get lost, stolen or damaged whilst diving. 

If you are diving off the shores of the UK and need Income Protection,  our Sports Accident Insurance policy should be considered. The product offers various other benefits including personal accident and liability insurance.

All of our Diving Insurance policies can be purchased online in minutes, whether you’re looking for free diving insurance or shark cage diving, you can compare options by getting a quote online

A man scuba diving

What’s covered with our scuba diving insurance?

Whether you’re diving in the UK or on a trip abroad there are a number of risks attached to the sport. Having the most suitable cover can ensure you are protected against unexpected incidents. Our policy includes:

  • Emergency Medical Expenses & Repatriation
  • Search and Rescue
  • Cancellation & Curtailment
  • Personal Accident cover
  • Personal Liability
  • Delayed, lost or stolen baggage
  • Sports Equipment

Discover the full extent of our cover

Or Call us on 01494 484800

What diving depths can you cover?

We are able to provide cover you for scuba diving in waters around the world to depths of 30m, or 40m for qualified divers diving under instruction. This includes night diving, wreck diving along with cold water diving.

Not all insurance providers will be able to include specialist diving insurance. Make sure you select all the cover you need when you request a quote online. 

What watersports are covered?

As an active traveller, you may want to include multiple sports in your policy. To compliment our scuba diving policy, you can include specialist water sports insurance, adventure travel insurance, open water swimming insurance and more.

You can also choose our Activity Top-Up insurance, this applies if you want short term cover for a one-off activity that isn’t covered on your standard policy.

Frequently Asked Questions

Standard travel insurance policies do not always cover scuba diving. Our Scuba Diving Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. 

Our scuba diving insurance provides comprehensive coverage for your diving equipment:

  • Coverage up to £5,600 worth of equipment
  • Protects both owned and rented equipment
  • Covers equipment during transit to and from your destination

It’s important to note that certain conditions apply:

  • Equipment must be properly secured when not in use
  • In the event of theft, you must report it to the police as soon as possible and obtain a written report
  • For damage claims, the equipment may need to be returned to your country of residence for inspection

Always take reasonable precautions to protect your equipment, such as using appropriate locks and storage facilities.

Yes, our Scuba Diving Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

When purchasing scuba diving insurance, it’s crucial to declare any pre-existing medical conditions. These must be declared at the time of purchase or booking your trip. 

Depending on the condition: we may:

  • Accept the condition with no additional premium
  • Apply special terms or conditions to your policy
  • In some cases, decline to cover the condition

Remember, failure to declare a pre-existing condition could result in a claim being denied if it’s related to that condition. 

You can purchase our scuba diving insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

When deemed to be a medical necessity, the policy would cover the costs of hyperbaric oxygen therapy in a recompression chamber.

Yes, our policy covers various specialised diving activities, including shark diving and cave diving. However, always check the specific terms of your policy as some activities may have additional requirements or limitations.

Yes, our scuba diving insurance policy includes cancellation coverage. This applies if you need to cancel your trip due to unforeseen circumstances such as illness, injury, or other reasons specified in the policy. Always check the policy details for specific covered reasons.

Yes, our policy includes coverage for necessary search and rescue expenses, including the use of helicopters when required. We offer up to £50,000 for search and rescue, depending on your level of coverage.

If you purchase our annual multi-trip policy, you’ll be covered for multiple diving trips within the policy period. Just ensure each trip doesn’t exceed the maximum trip duration specified in your policy.

Our insurance covers diving worldwide, but there are exceptions. We cannot provide coverage in countries where the UK Foreign, Commonwealth & Development Office (FCDO) advises against all or all but essential travel. Always check the current FCDO advice before your trip.

While our policy aims to provide comprehensive coverage, there are some important exclusions to be aware of:

  • Professional sports or activities are not covered
  • Claims arising from your own criminal or illegal acts
  • Injuries or accidents while under the influence of alcohol or non-prescribed drugs
  • Any claims related to war, terrorism, or nuclear risks
  • Losses due to government regulations or currency restrictions
  • Claims arising from your financial circumstances or disinclination to travel
  • Damage due to wear and tear
  • Loss of cash, currency, or traveller’s cheques (these are covered under a separate section of the policy)
  • Any medical conditions, injuries, or treatments specifically excluded or subject to conditions as shown on your policy schedule

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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