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What does scuba diving insurance cover you for?
Suba Diving Travel Insurance will protect you whilst scuba diving abroad and even in the UK. We provide cover for specialist sports insurance at competitive prices. Our scuba diving insurance will cover you for up to £10 million in medical expenses abroad, 24hour emergency medical assistance and personal liability as well as travel benefits such as insurance for baggage, personal effects and travel delay.
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If you already have travel insurance, but require additional cover for sports such as scuba diving, then our Activity TopUp policy is perfect for you. This policy adds cover for scuba diving onto your existing travel insurance, giving you great value for money and all the protection you need.
Why do you need Scuba Diving Travel Insurance?
When heading to the waters, it’s important to know you are covered. However, without adequate scuba diving insurance in place you could be diving unprotected.
With our Sports Travel Insurance, you are covered for standard travel insurance as well as cover for your scuba diving with the below benefits;
• Cover for your equipment or that which is hired to you during your trip in case of damage, delayed, lost or stolen up to £5,600.
• If you are injured and require medical treatment, the bill will be picked up by your insurance policy. Should you need to be repatriated back home, or if search and rescue teams are called, the costs will be handled by your policy.
• As with standard travel insurance you are also covered if you have to cancel or cut short a holiday abroad, or if your flight’s delayed or your baggage fails to arrive at your destination, your policy could repay the costs.
• Personal liability covering your legal liability resulting from accidents causing death, bodily injury or property damage to a third party.
• Discounts for couples, families and group policies.
How is scuba diving insurance different?
We are able to provide cover for scuba diving in the UK and abroad. We protect dives to depths of 30m or 40m for qualified divers diving under instruction, night diving, wreck diving along with coldwater diving. Scuba diving is listed within our low risk sports, however, we strongly recommend that you take out suitable insurance cover prior to your dive.
If you already have general travel insurance and just need additional cover for your scuba dive then our Activity TopUp policy can cover you alongside your general travel insurance.
Why not look at our blog on our top 5 scuba diving destinations for some inspiration?
Does standard travel insurance cover scuba diving?
Scuba diving is listed as one of our lower risk sports group. You would need to check with the travel insurance company directly as they don’t normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a general travel insurance policy read the small print to make sure scuba diving is covered by it.
We provide cover over 500 sports and activities and we split them into seven sports groups. Scuba diving is in our sports group 1, which means you would also be covered for all sports in the same group and any lower groups. Please check our full list of sports activities here.
Can I take out scuba diving travel insurance if I have a medical condition?
Yes, medical conditions do not effect the premium. You will need to declare any medical conditions, injuries or treatment within the last two years and this is then referred to the underwriters who will assess any special terms.
Is there a maximum age restriction with your skydive insurance?
You can purchase our scuba diving insurance online up until 74 years old, above this age you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
Why choose us
✔ We have been providing tailored Sports Travel Insurance policies for over 25 years, and over that time protected more than 200,000 sports enthusiasts.
✔ Highly experienced UK based sales team on hand should you have any questions.
✔ Our Sports Travel Insurance policy is underwritten by one of the world’s leading insurers AXA XL.
✔ Over 3,000 customers have awarded us a 5 star customer service score on independent feedback system, Feefo. Plus, we are proud winners of Feefo’s Platinum Service Award 2020.
✔ We’re also a member of the British Insurance Brokers’ Association.