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Our Trekking & Hiking Insurance policy options
Put simply, we offer three different policy options…
Making claims clearer
WE PAY OUT
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
FOR EACH TRAVEL INSURANCE CLAIM**
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Join thousands of sports enthusiasts who choose us every year
Or Call us on 01494 484800
Why choose us for trekking & hiking insurance
Choosing the right altitude cover
We break our sports into risk groups, and with trekking we go even further. The higher you intend to trek, the higher risk group cover you will need to take out.
Our trekking insurance works in this way to ensure that those trekking to 1,500m, for example, don’t have to pay the same premium as those heading to Everest Base Camp. With greater altitude comes greater risks. Not only does the likelihood of a claim increase, but so too does the cost of rescuing a stranded trekker or hiker.
We have made some exceptions on some popular treks including special exception for Mount Kilimanjaro. With thousands of groups climbing the mountain every year, we deem it to be less risky than lesser-climbed routes of a similar altitude. Just select ‘Trekking – Up Kilimanjaro’ when getting your trekking insurance quote.
What is Hiking Insurance?
Hiking Insurance will protect you whether you are heading abroad or staying in the UK.
If you are choosing to go hiking overseas, our Sports Travel Insurance policy will protect you against medical expenses, liability, and repatriation, as well as travel benefits such as baggage, flight delays, and cancellation.
For those planning to enjoy hiking in the UK, our Sports Accident Insurance offers personal accident and sports injury cover to safeguard against the financial effects of an injury sustained during hiking.
Ensure you pack your policy before you set off on your hiking adventure!
Frequently Asked Questions
Common hiking injuries include trips or falls due to uneven terrain and so suitable footwear is strongly advisable.
Hardwearing and comfortable trainers or boots can minimise damage as a result of sprains and ligament injuries. Rural locations, popular with hikers because of the scenery, can become hazardous in severe weather conditions.
Plan your trips in advance and hike with an experienced person or guide when necessary. Risks aside, all you need is good shoes, a few pieces of proper, appropriate clothing and a comfortable pack before you’re ready to go and enjoy the beauty of hiking!
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as paragliding, skateboarding, ski-acrobatics and many more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.
Yes, our Trekking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Trekking Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.
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