Extreme Sports Travel Insurance
Award winning cover for higher risk sports
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Cover for 500+ sports and activities
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Race & competition cover
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Worldwide protection available
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Save 10% online*
Award winning provider
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does extreme sports insurance cover?
Extreme sports travel insurance is designed for adrenaline seeking travellers taking part in higher-risk sports and adventurous activities abroad.
Our full travel policy combines specialist activity cover with essential travel protection. You’ll find sport-specfic cover with options to choose higher risk activities from our sports grouping system. There’s also cover for specialist sports equipment, activity or event fees and search and rescue costs.
For your wider trip important travel benefits are included such as emergency medical costs, repatriation, trip cancellation and curtailment, missed departure, luggage and personal effects, personal accident, personal liability and more.
Do you already have travel insurance but need extra cover for a higher risk activity? Our extreme sports bolt-on can extend your existing policy to protet you particiapting in selected sports for the days you take part.
Make sure you select every activity you plan to do when getting a quote, so your cover reflects your trip.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
How much does extreme sports travel insurance cost?
The price of extreme sports travel insurance is shaped by both your trip details and the activities you plan to take part in.
Your age, destination, trip length and chosen level of cover will all influence the premium. The type of sport is also an important factor, as activities with a higher level of risk can cost more to insure than lower-risk sports.
The level of protection you choose can affect the price too (bronze, silver or gold plans), these can impact increased cover for eligible sports equipment and higher cancellation limits.
Review the extreme sports insurance example and get a quote based on your trip and planned activities.
Pricing example
£80.03**
Example quote is based on:
- Sport Selected Tandem Skydiving
- Sports Group Group 6
- Package Bronze
- Policy Single Trip Travel Policy
- Duration 5 days
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Trip Cancellation £1,000
- Sports Equipment Cover £200
- See more benefits when you get a quote
This example is based on a real quote from our website on 18/09/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Why you need extreme sports travel insurance
Cover for higher-risk activities
Protection for medical emergencies, rescue costs and incidents linked to more adventurous sports.
Protection when plans change
Cover for cancellation, missed departure and unexpected travel disruption.
Cover beyond standard travel insurance
Specialist protection for activities that may be excluded from standard policies.
Our experts explain why…
“Higher-risk sports can take you into challenging environments and situations that standard travel insurance may not always cover.
That’s why specialist protection matters. Our cover is designed around the activities you take part in, helping protect against the risks that can come with more adventurous sports.
For more than 30 years, we’ve helped active travellers enjoy the sports they love with greater confidence, knowing they have cover built for the activity.”
Chris Trotman – Head of Sales & Underwriting at SportsCover Direct
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders was skydiving in Spain when they landed awkwardly on their ankle. Because they had taken out our Extreme Sports Insurance for Skydiving, they were covered to seek medical assistance for their ankle injury.”
Total Paid Out
£3,246.72
Claim Type
Medical Assistance
Policy Type
Extreme Sports Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
Spain
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Browse covered sports and activities
You’ll find a wide range of adventure sports & activities covered, you can add multiple activities to your policy, we cover over 500. Browse our extensive list.
- Abseiling Insurance
- Adventure travel insurance
- Bikepacking Insurance
- BMX Freestyle Insurance
- Bouldering Travel Insurance
- Bungee Jumping Insurance
- Camel Riding Insurance
- Canicross Insurance
- Canyoning Insurance
- Caving Insurance
- Cycle Touring Travel Insurance
- Cycling Travel Insurance
- Cyclocross Insurance
- Downhill Mountain Biking Insurance
- Extreme Sports Travel Insurance
- Game Hunting Insurance
- Gliding Insurance
- Hang Gliding Insurance
- Ice Climbing Insurance
- Mountain Biking Insurance
- Mountainboarding Insurance
- Mountaineering Insurance
- Orienteering Insurance
- Parachuting Insurance
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
You are insured for medical expenses abroad, if you sustain an injury from the sport(s) you have selected when you purchase your cover.
Yes, you can select either a bronze, silver or gold level of cover depending on the cover limit you need based on the value of your equipment for example.
If you have an annual policy, you are unlikely to need an extended policy unless you have travelled closed to the expiry date.
For shorter term policies you can simply call us to extend an existing policy or purchase additional days online.
Yes, our Extreme Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Each sport will be graded based on the risk level and this will affect the cost of your policy.
You can opt from 3 levels of cover bronze, silver or gold. This will include the value limits you want to select for the travel insurance benefits, rather than sports specifically.
You can select either a single trip or annual policy, depending on your trip. You can also choose a bolt-on Activity Top-up cover that provides one-off cover for a specific activity. You can opt for this if you have a travel insurance policy that doesn’t provide specialist cover for a one-off activity you want to do, provided the activity is listed.
Yes, but it depends on the sport you select. We can cover for a range of hiking, mountaineering and scrambling up to 7000metres.
Yes, this is in included with search and rescue cover provided you have taken reasonable precautions, are within 150km from the nearest habitation and followed local advice.
Standard travel insurance policies do not always cover extreme sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Once you’ve booked your trip it’s a good idea to get travel insurance to ensure you’re covered for cancellation.
Yes, search and rescue cover is included provided you have taken reasonable precautions, are within 150km from the nearest habitation and followed local advice.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
With an extreme sports travel policy you will have emergency medical expenses, repatriation, search and rescue cover as well as catastrophe cover.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your equipment in transit to and from your destination.
Yes, equipment rental for the sports you add to your policy will be covered under sports equipment for damage and theft.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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