Award-Winning, Flexible
EXTREME SPORTS TRAVEL INSURANCE
- Worldwide protection available
- Over 500 sports covered
- A leading UK extreme sports insurance provider


Our Extreme Sports Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Going abroad to take part in an extreme sport? Our Extreme Sports Travel Insurance provides cover for over 500 sports and includes cover for emergency medical and repatriation costs, trip cancellation and much more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank or buildings society, but it does not include cover for extreme sports, we can provide a bolt-on style of protection.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst taking part in an extreme sport in the UK. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is extreme sports insurance?
Our Extreme Sports Insurance is designed to protect individuals who are taking part in extreme sports within the UK and abroad.
If you are travelling abroad to take part in an extreme sport, our Extreme Sports Travel Insurance includes cover for medical and repatriation costs, trip cancellation and curtailment, equipment cover and much more.
If you are doing an extreme sport in the UK and need personal accident, income protection or personal liability, our Sports Accident Insurance policy is available.
You can buy your extreme sports insurance online in minutes, just start by getting a quote.

What does our extreme sports policy cover?
What our adventure sports travel insurance will cover depends on whether you are doing the extreme sport in the UK or abroad…
- Emergency Medical Expenses & Repatriation – up to £10 million
- Cancellation & Curtailment – up to £5000
- Personal Accident cover – up to £25,000
- Personal Liability- up to £2 million
- Baggage & personal effects – up to £2500
- Sports Equipment – up to £5,600 (additional premium).
- Search & Rescue – up to £50,000
- Activity & Race Entry Fees – up to £500
- Travel Delay, Abandonment and Missed Departure – up to £5000
Our policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as sports equipment, cancellation and baggage. Request a quote to find out more details about the different levels available.
How much does extreme sports insurance cost?
Our extreme sports travel insurance varies depending on length of trip, if you opt for single or an annual policy, the level of cover you select, either bronze, silver or gold, where you travel to (e.g Europe or USA), plus the age group you sit within. Pre-existing medical conditions will not typically impact your policy premium.
Extreme sports are often done as a one-off activity during your holiday, however many standard travel insurance policies don’t cover it. In this instance you can opt for an Activity TopUp cover, as a bolt-on to your existing policy.
As an example, our TopUp cover to include skydiving starts from £41.84* for one-day cover in Europe.
*Price based on a live quote made 6/6/25. Excess may apply.

What other extreme sports are covered?
Our specialist extreme sports insurance policy will cover multiple sports and activities, some may require additional cover, depending on the severity of risk.
- Mountain biking
- Off-piste skiing and snowboarding
- Skydiving
- Climbing
- Surfing
- Marathons & ultramarathons
- Hiking up to 7000 metres
- Kayaking up to Grade 5
- 500 sports and activities covered
Select the activities you need when you get a quote online.
Discover the full extent of our cover
Or Call us on 01494 484800
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your equipment in transit to and from your destination.
Standard travel insurance policies do not always cover extreme sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Yes, our Extreme Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Yes, equipment rental for the sports you add to your policy will be covered under sports equipment for damage and theft.
You can select either a single trip or annual policy, depending on your trip. You can also choose a bolt-on Activity Top-up cover that provides one-off cover for a specific activity. You can opt for this if you have a travel insurance policy that doesn’t provide specialist cover for a one-off activity you want to do, provided the activity is listed.
With an extreme sports travel policy you will have emergency medical expenses, repatriation, search and rescue cover as well as catastrophe cover.
Once you’ve booked your trip it’s a good idea to get travel insurance to ensure you’re covered for cancellation.
If you have an annual policy, you are unlikely to need an extended policy unless you have travelled closed to the expiry date.
For shorter term policies you can simply call us to extend an existing policy or purchase additional days online.
Yes, this is in included with search and rescue cover provided you have taken reasonable precautions, are within 150km from the nearest habitation and followed local advice.
Yes, you can select either a bronze, silver or gold level of cover depending on the cover limit you need based on the value of your equipment for example.
Yes, but it depends on the sport you select. We can cover for a range of hiking, mountaineering and scrambling up to 7000metres.
You are insured for medical expenses abroad, if you sustain an injury from the sport(s) you have selected when you purchase your cover.
Each sport will be graded based on the risk level and this will affect the cost of your policy.
You can opt from 3 levels of cover bronze, silver or gold. This will include the value limits you want to select for the travel insurance benefits, rather than sports specifically.
Yes, search and rescue cover is included provided you have taken reasonable precautions, are within 150km from the nearest habitation and followed local advice.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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