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Feefo 2024

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Our Rugby Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our worldwide Rugby Insurance can cover you whilst playing abroad for leisure or competition. This includes cover for medical and repatriation costs, trip cancellation, and more.

2. Travel Insurance Bolt-On

If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for Rugby, we can provide a bolt-on style of protection under our “Activity TopUp” policy.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you for playing Rugby in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.

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Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

Why do you need Rugby Insurance?

As a full-contact sport, there is no getting away from the fact that rugby can be dangerous. No matter the level of play, injuries do happen and can sometimes be serious.

Having rugby insurance in place won’t take the risk out of the game, but should you get injured whilst playing, it may soften the blow. 

Our Sports Accident Insurance for rugby players can provide you with a lump sum payment if you were to suffer a serious injury. There’s also cover for broken bones, the costs of physiotherapy afterwards and for dental fees.

We can also include Income Protection on this policy which safeguards a percentage of your take-home salary. That way, if a rugby injury meant you were unable to work, your rugby insurance policy would provide you with compensation for the work you miss.

Rugby player holding ball

Competitions covered as standard

At SportsCover Direct, our Rugby Insurance policies include cover for competitions as standard. So, whether you are training, playing a friendly match, or participating in a cup or league competition, you are covered.

Unless otherwise stated, the same rule applies to all sports we can offer cover for. As long as you are not a professional, and the sport selection doesn’t say otherwise, you could be protected to compete in hundreds of other sports as well.

Frequently Asked Questions

While our Sports Accident Insurance is designed to cover rugby played in the UK, our Sports Travel Insurance policy is perfect for those heading abroad to play.


Not only does it provide you with protection for your standard travel concerns, such as missed flights, cancellations and lost baggage, but it also covers your time playing rugby.


Many policies will exclude any claims if the incident occurred whilst playing sport. But with our policy, if a accident on the rugby field culminated in you requiring emergency medical treatment overseas, we will pick up the medical expenses, and if required, arrange for you to be repatriated home.

Our Sports Accident and Travel Insurance policies are designed to cover individual players rather than sports clubs. If you require rugby club insurance our sister company, Protectivity, can offer Sports Club Insurance policy. Which provides comprehensive cover for sports clubs and can even cover damage to the clubhouse.  

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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