Ski Touring Insurance
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Off-piste ski cover included
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Cover for ski touring equipment
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All medical conditions considered
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What does ski touring insurance cover?
Our ski touring insurance is designed for skiers heading beyond the resort, from a single day of touring to multi-day routes and longer ski touring holidays.
It combines specialist cover for ski touring with essential travel protection, helping protect you against both activity-related risks in the mountains and unexpected disruption to your trip.
Our full ski touring travel insurance can include emergency medical treatment and repatriation, trip cancellation and curtailment, baggage and personal effects, personal accident, personal liability, and more.
Cover specific to ski touring can also include touring skis and specialist equipment, activity fees, search and rescue, and protection for certain disruptions caused by snow conditions.
Already have travel insurance? Our ski touring bolt-on can extend your existing policy to cover the activity for a short period and can even be added after your trip has started.
Make sure you select every skiing discipline and activity you plan to take part in when getting a quote.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
How much does ski touring insurance cost?
Your ski touring insurance premium is influenced by several factors, including your age, destination, trip length, how often you travel and the level of cover you choose.
If you’re travelling with touring skis, avalanche safety equipment or other high-value specialist kit, selecting additional equipment cover may also affect the cost of your policy. Higher cancellation limits can influence the premium too.
Medical treatment in mountain and backcountry environments can be expensive, particularly where rescue or evacuation is required, so it’s important to choose cover that reflects the type of ski touring you have planned.
Review the ski touring insurance example and get a quote tailored to your trip.
Pricing example
£29.07** (2 days)
Example quote is based on:
- Sport Selected Ski touring
- Sports Group Group 5
- Package Bronze
- Policy Single Trip Travel Policy
- Duration 2 days
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Sports Equipment Cover £1,000
- Search and rescue £200
- See more benefits when you get a quote £15,000
**This example is based on a real quote from our website on 26/08/2026 for a 2-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Why you need ski touring travel insurance
Remote terrain can increase rescue costs
An accident away from maintained slopes may require mountain rescue or emergency medical treatment.
Touring equipment can be expensive
Specialist skis, avalanche safety equipment and other essential kit can be costly to repair or replace if stolen or damaged.
Conditions can change your route or plans
Poor weather, avalanche risk and transport disruption can lead to cancelled plans, delays or missed departures.
Our experts explain why…
“Ski touring gives you the freedom to explore quieter, more remote parts of the mountain, but travelling away from maintained pistes can bring additional risks, including changing snow conditions, difficult terrain and limited access to assistance.
Careful route planning, suitable touring and avalanche safety equipment, and following local guidance are all important. Conditions can change quickly, so skiers should be prepared for the environment they are travelling through.
Our ski touring insurance can help cover emergency medical treatment, search and rescue costs, cancellation, travel disruption, specialist equipment and other unexpected expenses if your plans are affected.
With more than 30 years’ experience supporting skiers and active travellers, we can help you head into the mountains with cover designed around the demands of ski touring.”
Chris Trotman – Head of Sales & Underwriting at SportsCover Direct
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Browse covered sports and activities
You’ll find a wide range of winter sports activities covered, you can add multiple activities to your policy, we cover over 500. Browse our extensive list.
- Cross Country Skiing Insurance
- Curling Insurance
- Dog Sledding Insurance
- Glacier Walking Insurance
- Heli Skiing Insurance
- Ice Hockey Insurance
- Ice Skating Insurance
- Lapland Travel Insurance
- Off Piste Skiing Insurance
- Ski Insurance
- Ski Racing Insurance
- Ski Touring Insurance
- Snow Shoeing Insurance
- Snowboarding Insurance
- Snowmobiling Insurance
- Winter Sports Insurance
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, our Ski Touring Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any gear you hire during your trip. It also covers your ski touring equipment in transit to and from your destination.
Yes, our Alpine Ski Touring policy includes cover for competitions, with a limit of 60 days of Winter Sports cover in any single trip or annual policy.
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Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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