Snowmobiling Insurance
Search & rescue for snowmobiling
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Emergency medical expenses
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Cancellation cover
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underwritten by a leading insurer.
What does snowmobiling insurance cover?
Our snowmobiling travel insurance supports single experiences, evening rides, day tours and short guided safaris, often as an add‑on to ski holidays or winter breaks.
You’ll find cover for emergency medical & repatriation, trip cancellation & curtailment, personal accident, activity fees, search & rescue, and more.
For those with travel insurance you can add snowmobiling bolt‑on cover for the protection you need during a single session or short guided tour.
Please note: This does not insure motorised equipment or third‑party motor liability.
Make sure you select every winter sports discipline and activity you plan to take part in when getting a quote.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
How much does snowmobiling insurance cost?
The price of your snowmobiling policy will depend on your personal and travel details, including your age, destination, trip length and the level of cover you choose (bronze, silver or gold).
Your sporting activity will also affect the cost. Snowmobiling is a motorised winter sport, so the premium reflects the additional risks associated with taking part, alongside any other winter activities you want covered.
The amount of protection you select can influence the price too, including your cancellation limits and cover for eligible winter sports equipment. Motorised equipment itself is not covered.
Review the snowmobiling price example and get a quote based on your trip dates, destination and planned activities.
Pricing example
£28.03**
Example quote is based on:
- Sport Selected Snowmobiling
- Sports Group Group 2
- Package Bronze
- Policy Single Trip Travel Policy
- Duration 5 days
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Trip Cancellation £1,000
- Sports Equipment Cover £200
- Search and rescue £15,000
- See more benefits when you get a quote
**This example is based on a real quote from our website on 05/10/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Why you need snowmobiling travel insurance
Standard travel insurance can exclude snowmobiling
Speed, remote terrain and unpredictable winter conditions can make snowmobiling higher risk
Minor setbacks can become expensive
From wilderness rescue and specialist medical care, costs can escalate quickly.
Cancellations occur unexpectedly
Injuries, travel disruption and other unforeseen circumstances can contribute to cancellations.
Our experts explain why…
“Snowmobiling on variable trails and remote logistics can turn small issues into major expense without suitable protection.
For over 30 years, we’ve helped travellers on winter adventures with policies tuned to snow related activities and environments, from medical emergencies and search & rescue to disrupted itineraries and essential sports equipment.
Our UK‑based team is here to help get the right cover, should you need it.”
Chris Trotman – Head of Sales & Underwriting at SportsCover Direct
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
No, the only people listed on your snowmobile insurance policy are covered.
We can provide you with snowmobile insurance worldwide, excluding Antarctica.
Yes, our travel insurance including snowmobiling can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
No, a snowmobile is considered to be a motorised vehicle and cannot be covered under sports equipment or any of our policies.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
We can provide snowmobiling insurance cover for you attending a guided ride/tour, however we cannot provide cover for guides or tour operators themselves.
If your snowmobile breaks down, you are covered for Search & Rescue costs however we cannot cover for recovering the snowmobile.
In the event of injuries arising from snowmobiling, you are covered for up to £10,000,000 of emergency medical and repatriation costs under our snowmobile insurance policy.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any gear you hire during your trip.
Please be aware a snowmobile is NOT considered sports equipment but a vehicle.
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Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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