Ultra Marathon Event Insurance
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Emergency medical expenses overseas
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Cover for marathon entry fees
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Ultra marathon trip cancellation cover
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What does ultra-marathon insurance cover?
Ultramarathon travel insurance supports runners heading to a one‑off ultra, multi‑day stage race, mountain ultra at altitude, or a full calendar of events. We have several policies to suit your plans.
Designed for endurance events, our primary ultrarunning policy combines specialist sports cover with essential travel protection, giving you one policy for the race itself and the wider trip. Protection can extend from emergency medical treatment and repatriation to cancellation, baggage and personal accident, with additional cover for sports equipment, race entry fees and search and rescue.
Already have travel insurance but it excludes ultras? Add our bolt‑on to cover your race or training camp, you can even apply it mid‑trip.
Or opt for UK ultramarathon cover including personal accident cover, personal liability and income protection.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
How much does ultra-marathon running insurance cost?
Your ultra-marathon policy price will depend on where you’re travelling, how long you’re away and the type of endurance event you’re taking on.
Higher-altitude or more demanding routes can affect the premium, particularly for events above 2,500m, with cover available up to 7,000m. Your destination and whether you need cover for a single race or several events during the year will also be considered.
You can choose between Bronze, Silver and Gold cover levels, with different limits for areas such as medical expenses, cancellation and sports equipment.
Your age and trip duration will also help determine the final price.
Review the ultramarathon travel insurance example and get a quote tailored to your race or training camp.
Quote example
£35.88**
Example quote is based on:
- Sport Selected Ultramarathon
- Sports Group Group 4
- Package Bronze
- Policy Single Trip Travel Policy
- Duration 5 days
- Destination Europe
- Emergency Medical Treatment £10,000,000
- Trip Cancellation £1,000
- Sports Equipment Cover £200
- Search & rescue £15,000
- See more benefits when you get a quote
**This example is based on a real quote from our website on 05/10/2026 for a 5-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.
Why you need ultra-marathon insurance?
Long-distance events carry greater medical risks
Endurance running can increase the risk of exhaustion, dehydration, falls or injury, potentially requiring emergency treatment.
Ultra entry fees and bookings can be costly
If illness or injury prevents you from competing, you could lose non-refundable race fees, accommodation and other pre-paid costs.
Travel disruption can undo months of preparation
Cancelled flights or missed connections can affect your plans before you even reach the start line.
Hear from our experts
“Travelling abroad for an ultramarathon involves a significant commitment. Alongside flights, accommodation and race fees, you may have spent months preparing for a demanding event in remote terrain, extreme temperatures or at altitude.
The longer distance and extended time on the course can increase the risk of injury, exhaustion, dehydration and other medical problems. Travel delays, illness or cancellation can also disrupt your plans before the race has even begun.
Ultramarathon travel insurance can help cover emergency medical treatment and repatriation, cancellation, travel disruption, lost race fees and other unexpected expenses, helping protect both your trip and the investment you’ve made in the event.
We’ve supported active travellers for more than 30 years, so you can focus on the challenge ahead knowing experienced help is there when you need it.”
Chris Trotman – Head of Sales & Underwriting at SportsCover Direct
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, our Ultramarathon Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.
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Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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