Award-Winning, Flexible
ADVENTURE RACING INSURANCE
- Worldwide protection available
- Adventure Racing up to 72 hours
- UK's leading sports insurance provider
Our Adventure Racing Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Going abroad to take part in an adventure race? Our Sports Travel Insurance provides cover for over 500 sports and includes cover for emergency medical and repatriation costs, trip cancellation and much more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank or buildings society, but it does not include cover for adventure racing, we can provide a bolt-on style of protection.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst taking part in an adventure race in the UK. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Adventure Racing Insurance?
Our Adventure Racing Insurance is designed to protect individuals who are taking part adventure racing within the UK and abroad.
If you are competing overseas, our Sports Travel Insurance is available and covers both your standard travel worries such as medical emergencies, lost baggage and delays, as well as your adventure racing activities.
Those taking part in the UK should consider our Sports Accident Insurance, which offers various benefits including personal accident, income protection, personal liability and many more.
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The dangers of participating in an adventure race very much depend on the race and the racers participating. We cover the following disciplines: trails running, mountain biking, canoeing, horse riding and skiing.
Each discipline that forms part of an adventure race brings about its own risks together with the competitive nature of the activity.
Injuries including breaks and fractures can occur through running and climbing accidents or mountain bike collisions. Less severe injuries could include bruising and burning from the use of ropes.
It is highly recommended that you take our suitable insurance to cover yourself against injuries sustained whilst racing.
Frequently Asked Questions
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your racing equipment in transit to and from your destination.
Standard travel insurance policies do not always cover extreme sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Yes, our Adventure Racing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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