SHOOTING
INSURANCE

Any guns that are licensed and named under the Firearms Act, such as rifles, shotguns and air rifles, can be covered by our Sports Shooting Insurance policy.

We also offer cover for the following equipment:

• Sights
• Binoculars
• Ammunition
• Clothing
• Any other accessories specifically designed and purchased for shooting

Your equipment is covered for loss or damage whilst on a shoot, and when securely stored on your or anyone else’s premises.

Equipment less than three years old is covered on a New-for-Old basis, while anything older will be replaced on an indemnity basis.

Although it is not included as standard, if required you are able to add on protection for vet bills should your gun dog require treatment.

We are able to provide up to £1,000 worth of protection for vet bills should your gun dog suffer an injury whilst on a shoot. Just select the vet fees extension option when getting a quote.

Once you have purchased your Shooting Insurance we will send you all your documents via email including your Policy Schedule to show you are fully covered.

We will also provide the option of buying a handy Cover Card which you can take with you on shoots to show others that you have suitable Public Liability cover before you start shooting.

Anyone can take out a policy provided that they are compliant with the Fireams Licensing Law 2019 or any subsequent legislation, are not a professional (receiving more than 50% of your income through shooting) and are not undertaking any vermin or pest control in a professional manner.

Our Sports Shooting Insurance policy includes cover for shooting and archery – including cover on your own land, as long as you have risk assessed this, and are complying with any laws and regulations. You will be covered in the UK and Europe as standard. 

We define Europe as countries within the European Economic Area plus Switzerland. 

The countries covered are:

Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland.

There is a limit of 120 days total annual cover for shooting outside of the UK.

The policy will cover you for shooting in the UK and Europe as standard. It will cover you at a shooting range, at a shooting event or venue, or even on your own property as long as you have risk assessed any possible hazards or dangers, and you are complying with any laws and regulations. 

We provide coverage for shooting equipment up to £50,000, with a single item limit of £10,000.

Yes, for insured persons aged 80 and over, the amount payable for death, loss of limb, and loss of sight is limited to 50% of the amount shown in the Schedule, and there is no cover for permanent total disablement.

Yes, we can cover shooting activities in the UK and Europe. For coverage outside the UK, it is limited to a maximum of 120 days within the Period of Insurance.

If your shooting equipment is stolen, you must report it to the police as soon as possible and provide us with the crime reference number and the name and address of the police station.

Yes, in case of theft from an unattended vehicle, your shooting equipment must be placed in a locked boot or a covered luggage area. All the vehicle’s security devices must be fully enabled, and there must be evidence of forced entry verified by a police report.

Yes, we provide coverage for dental and optical injury expenses resulting from accidents during shooting activities. This coverage is for up to 12 months following the date of injury.

We offer coverage for loss of shooting event fees. This covers the non-refundable portion of your event entry fee if you’re unable to attend due to unexpected sickness or accidental bodily injury.

Yes, in the event of a valid claim under the Shooting Equipment section, we cover the cost of temporary hire of similar equipment while yours is being repaired or until your claim is settled.