Stand Up Paddleboarding Insurance
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Cover for SUP worldwide
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Cancellation cover
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SUP equipment cover
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Save 10% online*
Award winning provider
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does paddleboarding insurance cover?
Our paddle boarding travel insurance supports SUP riders travelling for tours, coastal adventures, races and destination paddles.
Travel cover for emergency medical treatment and repatriation, trip cancellation and curtailment, baggage, personal accident, race/event entry fees, search & rescue, and more, including cover for your board and paddle accessories.
Or add our SUP bolt-on protection if you already have insurance.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, our Paddleboarding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our paddleboarding insurance provides cover for inland and coastal waters grade 2 or below providing you are within 150 kilometres of the nearest habitation unless specifically accepted by us in writing.
We can cover both group and solo activities under our paddleboarding insurance. Group policies of 5 or more receive a 5% discount and groups of 10 or more receive a 10% discount.
Our stand-up paddleboard insurance will provide cover for night paddleboarding if you follow other restrictions on the policy and take reasonable precautions.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Our paddleboarding insurance is only available for waters grade 2 or below. Grade 2 rivers can include waves and small stoppers which should be easy to navigate. They can also include eddies where individuals can catch their breath before moving onto the next step of rapids.
If you have any questions, please contact us on 01494 484800 or via our live chat.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your equipment in transit to and from your destination.
We do not place any restrictions on tidal conditions, however the current of the water must be grade 2 or below to be covered under our stand-up paddle boarding insurance. If you have any questions, please contact us on 01494 484800 or via our live chat.
We are unable to provide paddleboarding insurance for waters which are grade 3 and above.
Grade 3 rivers are more technically difficult. They include distinctive waves and stoppers and sometimes even drops. Grade 3 rivers usually require individuals to paddle a certain route to avoid obstacles such as rocks along the river.
Please refer to our policy wording for our full list of exclusions, when you get a quote. If you have any questions, please contact us on 01494 484800 or via our live chat.
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Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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