Rugby Insurance
Specialist insurance for rugby players and teams
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Emergency medical cover overseas
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Personal Accident cover
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Team insurance available
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Award winning provider
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does rugby insurance cover?
Your cover needs to reflect the realities of travelling and competing as a team. Our policies are designed specifically for rugby, with cover that helps protect you as a player, so you can focus on the game.
Rugby Travel Insurance is designed for players and teams travelling overseas for fixtures, tournaments, training camps and rugby tours. Cover can include emergency medical expenses and repatriation, cancellation and curtailment, rugby kit and equipment, tournament entry fees, search and rescue costs and more.
Alternatively, sports accident insurance cover is designed for injury support. Personal protection for rugby players training and competing in the UK. Cover can include Personal Accident and Personal Liability following a covered injury.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09*
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
*Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Our Sports Accident and Travel Insurance policies are designed to cover individual players rather than sports clubs. If you require rugby club insurance our sister company, Protectivity, can offer Sports Club Insurance policy. Which provides comprehensive cover for sports clubs and can even cover damage to the clubhouse.
While our Sports Accident Insurance is designed to cover rugby played in the UK, our Sports Travel Insurance policy is perfect for those heading abroad to play.
Not only does it provide you with protection for your standard travel concerns, such as missed flights, cancellations and lost baggage, but it also covers your time playing rugby.
Many policies will exclude any claims if the incident occurred whilst playing sport. But with our policy, if a accident on the rugby field culminated in you requiring emergency medical treatment overseas, we will pick up the medical expenses, and if required, arrange for you to be repatriated home.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.