Golf Travel Insurance

Specialist cover for golfers on golf trips & tours

  • Golf equipment cover
  • Personal liability cover
  • Emergency medical cover & repatriation
  • Save 10% online*
Man preparing golf shot with sea view
Award winning insurance

Recognised for our specialist approach
to sports and travel insurance.

Trusted by 75,000+ customers

Exceptional-rated cover from thousands of active travellers.

Backed by AXA XL

Buy with confidence with cover
underwritten by a leading insurer.

What does golf travel insurance cover?

Our golf travel insurance supports your game wherever you play; we can cover your trip, medical emergencies and your gear.

Complete cover for golfing trips our full golf travel policy brings together specialist golf cover and essential trip protection.

Cover is included for emergency medical treatment and repatriation, trip cancellation and curtailment, golf equipment, green fees, personal accident, personal liability, baggage and more.

You can add sports cover to an existing policy. This bolt-on fills the gap, protecting you while you take part, whether it’s for a single golf day or a one-off golf trip. You can even add it once you’ve already travelled.

 Alternatively, for a more comprehensive policy including UK cover discover our great value golf insurance policy.

 

Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.

 Sports equipment is excluded under our bolt‑on cover.

CoverageBronzeSilverGold
Emergency Medical Expenses and Repatriation
£10,000,000
£90 Excess
£10,000,000
£90 Excess
£10,000,000
£90 Excess
Cancellation and Curtailment
£1,000
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Personal Liability
£2,000,000
£90 Excess
£2,000,000
£90 Excess
£2,000,000
£90 Excess
Baggage and Personal Effects
£1,000
£90 Excess
£1,500
£90 Excess
£2,500
£90 Excess
Delayed Baggage
Nil
Nil Excess
£150
Nil Excess
£300
Nil Excess
Sports Equipment
£200
£90 + 10% Excess
£400
£90 + 10% Excess
upgrade available
£600
£90 + 10% Excess
Activity and Race Entry Fees
£300
£90 Excess
£600
£90 Excess
£900
£90 Excess
Legal Expenses and Advice
£25,000
£90 Excess
£35,000
£90 Excess
£50,000
£90 Excess
Search and Rescue
£15,000
£90 Excess
£25,000
£90 Excess
£50,000
£90 Excess
Personal Accident
£10,000
Nil Excess
£15,000
Nil Excess
£25,000
Nil Excess
Travel Delay Abandonment and Missed Departure
£1,500
£90 Excess
£2,500
£90 Excess
£5,000
£90 Excess
Money and Documents
£200
£90 Excess
£400
£90 Excess
£500
£90 Excess
Catastrophe
£150
Nil Excess
£250
Nil Excess
£500
Nil Excess
Hijack
£300
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Inconvenience Benefit
£100
Nil Excess
£500
Nil Excess
£1,000
Nil Excess
Personal Assistance
Included
Nil Excess
Included
Nil Excess
Included
Nil Excess

Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.

How much does golf travel insurance cost?

The cost of golf travel insurance will depend on factors such as your age, destination, trip length and the level of cover you choose.

The value of your golf clubs and equipment, along with your selected cancellation and equipment limits, can also influence the premium. While cover is typically a relatively small part of your overall golf trip cost, it can help protect against potentially expensive medical bills, lost or damaged clubs and travel disruption.

Review the golf travel insurance example and get a quote tailored to your trip.

This example is based on a real quote from our website on 26/08/2026 for a 2-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.

Pricing example

£13.06** (2 days)

Example quote is based on:

  • Sport Selected Golf
  • Sports Group Group 1
  • Package Bronze
  • Policy Single Trip Travel Policy
  • Destination Europe
  • Emergency Medical Treatment £10,000,000
  • Trip Cancellation £1,000
  • Sports Equipment Cover £200
  • See more benefits when you get a quote £15,000

This example is based on a real quote from our website on 26/08/2026 for a 2-day, single trip, adult policy. It is shown for illustrative purposes only. If your circumstances or requirements differ, your quote may be higher or lower. The quote you receive will be based on the information you provide about your activities. Get a quote for pricing tailored to your requirements.

Thousands rate how easy it is

We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.

Our Claims Record

Average pay out for each insurance claim

£1,599.09

How to make a claim

Choose your policy, find the forms you need

Download and complete forms

Submit your claims for review

A Recent Claim Example

“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”

Total Paid Out

£5,971.47

Claim Type

Medical Assistance

Policy Type

Sports Travel Insurance

Incident

Medical assistance

Policy Excess Applied

£90.00

Location

South Africa

Disclaimer

Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.

Medical cover explained

We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*

*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.

Medical conditions must be declared

All pre-existing conditions considered

Cover available up to age 74

We'll review your details

Most declarations don't mean exclusion

Any terms will be confirmed by email

Why choose us

SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.

Covering 500+ sports

Fast online quotes

Established over 30 years

UK-based support team

FAQs

Yes, our Golf Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Golf Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your clubs and other equipment, but also any gear you may hire during your trip. It also covers your golf equipment in transit to and from your destination.

Get specialist cover in minutes

Covering over 500 sports with quick online quotes and UK- based support, if you need it.

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