American Football Insurance
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Cover for training & competing
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Emergency medical cover overseas
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Personal accident cover
Award winning insurance
Recognised for our specialist approach
to sports and travel insurance.
Trusted by 75,000+ customers
Exceptional-rated cover from thousands of active travellers.
Backed by AXA XL
Buy with confidence with cover
underwritten by a leading insurer.
What does American football insurance cover?
For American football players or teams organising travel, you can select cover suited to training and competitions abroad.
Our American Football Travel Insurance is designed for players heading overseas for fixtures, tournaments, training camps or tours. Cover can include emergency medical expenses, trip cancellation, football kit and equipment, entry fees and unexpected travel disruption.
Our policies provide three different types of cover: Sports travel insurance, Sports accident, and Activity Top-Up. Please ensure you select the most suitable cover for your activity, when you get a quote and always review your policy documents.
Sports equipment is excluded under our bolt‑on cover.
Only a summary of the policy’s coverage is presented on this page. Please refer to policy documents for full details of what is and what is not covered, when you get a quote.
Thousands rate how easy it is
We’ve refined our process to make buying sports insurance abroad simple but thorough, with cover designed around the activities you take part in, from training trips and competitions to active holidays overseas.
Our Claims Record
Average pay out for each insurance claim
£1,599.09
How to make a claim
Choose your policy, find the forms you need
Download and complete forms
Submit your claims for review
A Recent Claim Example
“One of our policyholders became unwell while in South Africa to play Cricket. They sought medical treatment and were treated for suspected appendicitis, with symptoms of stomach cramps, high fever and nausea. Because they secured our Sports Travel Insurance, they were covered to seek medical treatment.”
Total Paid Out
£5,971.47
Claim Type
Medical Assistance
Policy Type
Sports Travel Insurance
Incident
Medical assistance
Policy Excess Applied
£90.00
Location
South Africa
Disclaimer
Data relates to all SportsCover Direct Insurance claims from Jan to Dec 2025 inclusive. Claim example from 2025.
Medical cover explained
We provide cover that considers your medical circumstances. Complete a medical declaration to ensure you’re properly protected, as part of the quotation process.*
*Please note, just because you’ve declared a medical condition or injury doesn’t mean it is automatically covered. The insurer needs to assess it first and will inform you by email if any terms apply.
Medical conditions must be declared
All pre-existing conditions considered
Cover available up to age 74
We'll review your details
Most declarations don't mean exclusion
Any terms will be confirmed by email
Why choose us
SportsCover Direct is a specialist insurance provider focused entirely on sport. For over 30 years, we’ve helped athletes, teams and organisations get the protection they need, whether they’re travelling, competing, or training abroad or in the UK.
Covering 500+ sports
Fast online quotes
Established over 30 years
UK-based support team
FAQs
Yes, our American Football Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Within our Sports Accident Insurance there is a player to player exclusion under the Personal Liability section of the cover which means that if you injure another player when playing within the normal rules of the sport, for example as a result of a tackle, you would not have any liability cover – i.e. you would not be covered for any claims made against you by the other player. You would be covered for your liability if, for example, you kicked a ball through a window, or it injured a member of the public.
However, the above player to player exclusion does not apply to our Sports Travel and Activity TopUp policies. Third-party liability incidents cover can be covered within the usual terms, conditions and exclusions of the policy.
Standard travel insurance policies do not always cover collision sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.
Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
Get specialist cover in minutes
Covering over 500 sports with quick online quotes and UK- based support, if you need it.
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