Award-Winning, Flexible
SPORTS ACCIDENT INSURANCE
- Personal Accident & Personal Liability
- Cover for competitions and events
- Over 500 sports and activities covered
Our Sports Insurance policy options
Put simply, we offer three different policy options…
1. Sports Accident Insurance
Our Sports Accident Insurance policy is designed to protect you whilst participating in up to 500 sports within the UK. Our policy provides a range of benefits including personal accident cover, personal liability, and income protection.
2. Travel Insurance
If you are travelling abroad to play in a sport, we offer a travel insurance policy that will cover medical expenses should you get injured whilst playing. It will also provide a range of other benefits including trip cancellation cover and equipment protection.
3. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for your sport, we can provide a bolt-on style of protection under our Activity TopUp policy.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Sports Accident Insurance?
Sports Accident Insurance is designed to financially protect amateurs and semi-professionals, who are taking part in a sport(s) within the UK.
If you have an accident whilst taking part in a sport in the UK, you want to know that you are protected. Our Sports Accident policy offers financial support when you are in need, from personal accident and legal expenses to income protection for those who need it.
Whilst our Sports Accident insurance is valid worldwide, it does not include cover for medical treatment abroad or repatriation, and so is not a substitute for travel insurance. If you are participating in a sport abroad, our Sports Travel Insurance will likely to be better suited. In addition to the medical benefits, it also provides cover for trip cancellations, trip delays, sports equipment and more.
Both policies can be purchased online in minutes via the “Get a Quote” button above.
What does our Sports Accident Insurance cover?
Sports Accident Insurance includes Personal Liability, which will cover you for accidental injury or property damage to a third party. It will assist you with rehabilitation and recovery following an injury whilst playing your chosen sport, with Income Protection available as an optional benefit.
We have been providing sports accident insurance for over 30 years, so we understand the cover requirements of sporting enthusiasts who wish to be comprehensively protected in the UK.
Frequently Asked Questions
No, we only insure amateurs or semi-professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. If in doubt, please email or call us to discuss.
Yes, all policy types include third party liability cover, also known as personal liability. However, you may find that some sports have restrictions or exclusions for liability such as horse riding, dog-related activities and motorised sports. Personal liability is also excluded from Sports Accident Insurance and team policies for any contact sports such as football and rugby.
Yes, we offer a 5% discount for parties of 5 or more and a 10% discount for parties of 10 or more.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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