Triathlon Event Insurance

Yes, our Downhill Mountain Biking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your biking equipment in transit to and from your destination.

Yes, our Canoeing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover adventure sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your canoeing equipment in transit to and from your destination.

Yes, our Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.

Yes, our Boxing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, we can cover you for taking part in a white collar boxing event.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your boxing equipment in transit to and from your destination.

Yes, our Airsoft Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

We provide cover over 500 sports and activities and we split them into seven sports groups. Airsoft is in our sports group 2, which means you would also be covered for all sports in the same group and any lower groups. Please check our full list of sports activities here.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Charity Bike Ride Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Not always. Some policies will only include cover for recreational cycling. Our policy can cover a large range of cycling activities including road cycling, downhill mountain biking, and cycle touring.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

There is some cover for your bike, or a bike hired to you on your trip, under the standard cycling policy. However, if needed, you can add on additional cover up to maximum £5,600 against theft or accidental damage.

Yes, our Archery Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides  up to £5,600 worth of equipment cover, this add-on not only protects your equipment but also any equipment you hire during your trip. It also covers your archery equipment in transit to and from your destination.

Yes – our policies include cover for leisure activities, training and competitions.

Yes, our Roller Hockey Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes – we don’t consider a roller hockey competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Canicross Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover participating in sporting activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your canicross equipment in transit to and from your destination.

Yes, our Glacier Walking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your glacier walking equipment in transit to and from your destination.

If you experience an emergency, you could be covered for search and rescue, catastrophe, personal accident, medical expenses abroad and more, provided you have followed local advice to avoid unnecessary risks.

No, you are covered for both guided and self-guided treks provided you take reasonable precautions to avoid unnecessary risks and follow local advice.

You are covered for trekking for the duration of your policy period. If you select an annual policy you will need to choose the right level of cover (Bronze, Silver or Gold) if you need insurance for longer trips.

Please refer to our policy documents for a full list of exclusions, but these typically include:

• Travel to a country or region to which the Foreign, Commonwealth & Development Office (FCDO) has advised against all travel or all but essential travel.
• You’re traveling against the advice of a qualified medical practitioner.
• You’re traveling specifically to get medical treatment.
• You’re aware of a pre-existing medical condition that could reasonably be expected to lead to a claim.
• The claim is related to something you knew about when booking the trip and could have reasonably expected to lead to a claim.
• You’re under the influence of alcohol or drugs that weren’t prescribed by a doctor, or you’re abusing prescribed drugs, and there’s enough evidence to show that this contributed to an accident, injury, illness, or a criminal act.
• You’re dealing with mental illness, anxiety, or depression, but aren’t receiving treatment from a medical professional.
• You’re participating in sports or activities at a professional level.
• Exceeding an altitude of 7000m when trekking.

We cannot cover for technical ascents under our Trekking Travel Insurance. Should you plan on using equipment such as ice axes, crampons etc, then you will need to purchase our Mountaineering Insurance. Use of equipment can only be covered for trekking if it is for emergencies only.

For any restrictions you will need to take the advice of local authorities. If they have advised against taking a specific route, for example, you may invalidate your cover for this activity if you ignore this advice.

No, our high altitude hiking insurance covers up to 7000m. Everest Base Camp is 5,364m, while Kilimanjaro’s peak is 5,895m, so if you’re travelling to these, you’ll be covered as part of our policy.

Yes, provided you are within 150km of the nearest habitation and have followed any local advice.

There is no specific altitude that you need high altitude hiking insurance from, however we offer coverage up to 7000m, so unless you’re planning on hiking to higher altitudes, you’ll generally be covered.

If you have a Sports Travel policy, you won’t need to extend the policy unless the extension of a trek delays your departure date.

If you’ve purchased an Activity Top Up policy, then simply call us to extend an existing policy or purchase additional days online.

Yes, our hiking travel insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous sports.

Our trekking travel insurance is specifically designed to cover over 500 high risk activities such as paragliding, skateboarding, ski-acrobatics and many more.

If you need to pay for trekking permits and fees for your trekking activity but you experience an illness or injury, which means you can no longer participate, you could be covered under activity fees.

There are no exclusions for using these tools, provided you have taken reasonable precautions to avoid unnecessary risks and follow local advice.

If the travel advice is not to travel to a specific country, this could invalidate your cover. You must follow any advice and updates from the Foreign Office to ensure you are fully covered.

Yes, you are covered for trek training provided the activity is within the data of your policy.

Whilst we can cover you should you deviate from a recognised route, we do advise that you take every precaution necessary to reduce the chances of a claim. If this means staying on a recognised path, then we urge you to do so.

Should a path involve a technical ascent, then you will need to change your cover to include Mountaineering.

We offer cancellation and curtailment cover as part of our policy, which can cover up to £5,000 depending on your level of cover.  This covers the irrecoverable loss of unused transportation and accommodation expenses, and unused activity fees that you incur if forced to cancel, cut short or delay a pre-booked trip as a result of specified causes such as your death, injury, illness or redundancy, or that of your relative, partner, fiancé(e), business colleague or any person with whom you had arranged to travel, or where subsequent to booking your trip the FCDO change their advice to advise against all travel, or against all but essential travel at the commencement of, or during your trip.

It also applies where an airline cancels your flight and alternative travel arrangements are not available which would enable you to arrive at your destination in time for you to attend at least 50% of your planned Activity.

Yes, provided you take reasonable precautions to avoid unnecessary risks during the activity and follow local advice.

Yes, our policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. You are covered for up to £10 million for an air ambulance, except in Nepal whereby you are limited up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

Yes, if you need medical attention after suffering from altitude sickness, this can be covered under medical expenses.

No, you are covered for both day hikes versus multi-day expeditions if the activities are within the dates of your policy and provided you take reasonable precautions to avoid unnecessary risks and follow local advice.

Yes, our policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. You are covered for up to £10 million for an air ambulance, except in Nepal whereby you are limited up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

Yes, these will be covered with sports equipment for theft, damage and loss.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, you are covered to trek in a charity event for the benefits listed on your policy.

You can select the maximum height level you need for your trip, when you get a quote.

Choose from:

Trekking up to 2500 metres

Trekking up to 4500 metres

Trekking up to 7000 metres

Make sure you select the height that’s suitable for you, different levels will affect the price and your cover, if you need to make a claim.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.

Yes, provided you select horse riding competitions included in your policy.

If you are employed by a ranch or farm, they should provide insurance for horse riding, if it’s part of the job. If you are taking part in a horse riding experience at a ranch or farm, the activity can be covered with either our horse-riding travel insurance or sports accident policy.

Under our family policy, there Is no stipulation on age, however on a single policy for one individual, it is 6 years and up.

Yes, a variety of riding styles are covered, including Horse Jumping, Show Jumping, Eventing, Dressage, Cross Country, Point-to-Point, and Horse Racing. We can also cover Endurance events, such as the Mongolian Derby. You would need to select Endurance horse riding (including training and competition).

All Liability claims are excluded. Contact us to discuss if going more than 150km from the nearest habitation

Yes, you are covered horse riding during these scenarios for the benefits included in your policy.

Yes, you are covered for horse riding during these scenarios for the benefits included in your policy.

Yes, our Horse Riding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, these activities can be included in our horse-riding policy. You can select these activities when you get a quote.

Yes, provided the horse riding falls within the activities covered.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, you do not need supervision for horse riding for your insurance to be valid.

You are covered for activity fees if you have to cancel your horse-riding session due to injury.

Yes, if you fall from your horse, sustain an injury and require medical treatment, this can be covered under medical expenses in our travel policy. Alternatively, our sports accident policy covers permanent disability, broken bones, physiotherapy and more. Request a quote to find out about the full extent of your cover.

Yes, this can be covered under sports equipment cover, with our horse-riding travel insurance.

Night riding is included, provided you take reasonable precautions.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

This incident would fall under a liability claim. Unfortunately, we exclude cover for personal liability as we would expect the owner of the horse to have separate insurance which would provide cover for any damage or injuries that it caused.

You can select the area you are travelling to when you request a quote. Our options include Europe, worldwide excluding the USA and Canada, worldwide including the USA & Canada, plus your country of residence.

If you have purchased your policy before you are injured, you can be covered under cancellation cover, if you are not able to travel.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your riding equipment in transit to and from your destination.

Yes, our Paragliding Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your paragliding equipment in transit to and from your destination.

You are covered for the benefits listed, including competions, provided you are participating as an amateur competitor.

Yes, our Judo Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover martial arts sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

There are no exclusions for taking part in IJF tournaments, provided you are competing as an amateur sportsperson.

If you are training abroad and sustain an injury, you can be covered under medical expenses cover. If you are training in the UK, our policy can cover you for disablement, broken bones, dental fees, physiotherapy amongst others listed. For further details please request a quote.

There are no exclusions for judo on tatami surface mats. If you sustain an injury abroad, this can be covered with medical expenses cover. In the UK our sports accident policy can cover you for disablement, broken bones, dental fees, physiotherapy amongst others listed. For further details please request a quote.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, you are covered for competing in Judo provided it’s as an amateur sportsperson.

Yes, this can be covered with sports equipment. You can select the level of cover you need when you request a quote.

Yes, you are covered for the benefits listed in a quote during a competition abroad, provided you are taking part as an amateur sportsperson.

If a judo event is cancelled any fees should be reimbursed by the organisers. If the reason for your trip is a judo competition you will need to check the terms of trip cancellation in your policy documentation to ensure what you are covered for.

If you select a Judo Travel insurance policy, your sports equipment will be covered for theft and damage, up to the value you select.

Yes – unless otherwise stated during the quote process.

Yes, our Jet Skiing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Soapbox Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Insurance is not required to take part in most soapbox racing events. However, it is worth considering that, as with any sport where you are moving at high speed, there is an inherent risk of injury if you are involved in a crash.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Camping Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover adventure activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your camping equipment in transit to and from your destination.

Yes, our Tennis Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, unless otherwise stated during the online quote process.

Yes, our Tent Pegging Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes – we don’t consider tent pegging to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Bobsleigh Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your bobsleigh equipment in transit to and from your destination.

Managing your insurance policy or application 

If you need assistance in managing your policy, you can notify us and request an Alternative Contact on your account.

Power of Attorney 

If you have appointed a Power of Attorney to act on your behalf, we will need a certified copy of the Lasting Power of Attorney (LPA) document to be sent to us. 

Losing someone can be very difficult. We’re here to support you during this time by helping you manage any insurance policies they held with us. Our team will take you through the steps to cancel or update any cover and make things easier during a difficult time.

Simply call 01494 484800 or email sales@sportscoverdirect.com to notify us and provide us with the details, we’ll then take appropriate action for you.

What we’ll need

The policyholder’s name, postcode, and date of birth.

What happens next?

We will ask you to supply a copy of the Death Certificate and will discuss the ongoing policy with you to ensure the right outcome.

Helpful resources:

Cruse Bereavement Care – Call 0808 808 1677 or visit cruse.org.uk

The Bereavement Trust – Call 0800 435 455 or visit bereavement-trust.org.uk

Sands (baby loss) – Call 0808 164 3332 or visit sands.org.uk

When you’re looking after someone close to you, we understand that everyday tasks can become more challenging. The following organisations may be able to provide support:

Carers UK – Call 0808 808 7777 or visit carersuk.org

Age UK – Call 0800 678 1602 or visit ageuk.org.uk

Office of the Public Guardian – Call 0300 456 0300 or visit gov.uk/power-of-attorney

Dementia UK – Call 0800 888 6678 or visit dementiauk.org

Alzheimer’s Society – Call 0333 150 3456 or visit alzheimers.org.uk

Mencap (learning disability) – Call 0808 808 1111 or visit mencap.org.uk

Our advisors can help explain our policies and procedures, either over the phone, chatline, or email – let us know which works best for you.

The following organisations may be able to provide you with additional help and support if required:

Dementia UK – Call 0800 888 6678 or visit dementiauk.org

Alzheimer’s Society – Call 0333 150 3456 or visit alzheimers.org.uk

Mencap (learning disability) – Call 0808 808 1111 or visit mencap.org.uk

British Dyslexia Association – Call 0333 405 4567 or visit bdadyslexia.org.uk

King’s Trust – Call 0800 842 842 or visit kingstrust.org.uk

Reading Agency – Call 0207 324 2544 or visit readingagency.org.uk

We allow many of our policies to be paid for by monthly instalments to help customers who are struggling financially. Contact a member of our team if you require further information or assistance or if you no longer require cover and would like to cancel your policy.

You can contact the following not-for-profit organisations directly for free, non-judgemental and impartial debt advice through telephone, online and face-to-face channels:

Money Helper – Call 0800 138 7777 or visit www.moneyhelper.org.uk

Money Advice Scotland – Visit www.moneyadvicescotland.org.uk

Citizens Advice – Call 0800 144 8848 or visit  www.citizensadvice.org.uk

Advice NI – Call  0800 915 4604 or visit  www.adviceni.net or email advice@adviceni.net

Citizens Advice Wales – Call 0300 330 1313 (Calls cost 12p per minute from a landline, and from 3p to 45p from a mobile) or visit www.citizensadvice.org.uk/wales/debt-and-money/

AdviceUK – Call 0300 777 0107 or visit www.adviceuk.org.uk

Christians Against Poverty (CAP) – Call 0800 328 0006 or visit www.capuk.org

National Debtline – Call 0808 808 4000 or visit www.nationaldebtline.org

StepChange Debt Charity –  Call 0800 138 1111 or visit  www.stepchange.org

Ask Bill – Visit  https://www.askbill.org.uk/

Business Debtline – Call 0800 197 6026 or visit www.businessdebtline.org

Civil Legal Advice – Call 0845 345 4345 or visit www.gov.uk/civil-legal-advice

Samaritans – Call 116 123 or email jo@samaritans.org or visit www.samaritans.org

Let us know if you would like us to communicate with you in a particular way to help you with the challenges that you face.

Some helpful resources:

STAMMA helpline  – Call 0808 802 0002 or email help@stamma.org

Carers Direct – Call 0203 904 4520 or email https://www.carersdirect.org/

Action on Hearing Loss – Call 0808 808 0123 or visit actiononhearingloss.org.uk

Sightline Vision – Call 0800 587 2252 or visit sightline.org.uk

Relay UK – Call 0870 240 9598 or visit https://www.relayuk.bt.com/ 

If you are struggling with your mental wellbeing, let us know if we can help by providing extra guidance on our cover, or can communicate with you by a different method.

Confidential support is also available through national helplines and local services.

See below: 

MIND – Call 0300 123 3393 or visit mind.org.uk

The Samaritans – Call 116 123 or visit samaritans.org

Anxiety UK – Call 0344 477 5774 or visit anxietyuk.org.uk

If illness is impacting your life, let us know, and where we can, we will adapt our services to offer extra help and flexibility.

Some helpful resources:

Stroke support helpline – Call 0303 3033 100 or visit https://www.stroke.org.uk/stroke/support/helpline   

Find your local health protection team in England (NHS) – Visit https://www.gov.uk/health-protection-team

Maggie’s (Cancer Support) – Call 0800 888 6678 or visit maggies.org

Macmillan Cancer Support – Call 0800 808 0000 or visit macmillan.org.uk

Yes, our Trekking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

If you plan on using equipment such as ice axes and crampons, then this would be classed as a technical ascent, which we can only cover up to 4000m. We can only cover you if you bring equipment to use in the event of an emergency.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities most importantly hiking at altitude up to 7000m.

Our specialist sports travel policy covers trekking at high-altitude (up to 7000m). As well as:

• Emergency Medical Expenses & Repatriation
• Search and Rescue
• Cancellation & Curtailment
• Personal Accident cover
• Personal Liability
• Delayed, lost or stolen baggage
• Sports Equipment

In the event you get injured during your trek, or fall ill due to altitude sickness or other ailments, helicopter rescue off the mountainside will be covered. This will fall underneath the Emergency Medical Expenses section of your policy. However, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.

Yes. Emergency medical expenses are covered if you need treatment abroad for dehydration or heat-related illnesses.

You’re covered for listed policy benefits, including non-refundable activity fees if you can’t participate due to injury or illness. For postponed or cancelled races, refer to the event organiser’s terms.

Our marathon running travel insurance is designed to cover amateurs or semi-professionals, not professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship.

If in doubt, please email or call us to discuss.

Our marathon running travel insurance will provide cover for loss of, or damage to your personal belongings while aboard or participating in your activity up to the benefit limit in your policy schedule.

You can purchase our marathon insurance online up until 74 years old. Above this age, please contact us on 01494 484800 and we will refer your quote to our underwriters.

Yes. You are not covered if you travel to a restricted destination. Check the Foreign Office website for up-to-date information on restricted countries.

Yes. Standard marathon insurance does not cover ultramarathon distances. You’ll need to add ultramarathons as an additional activity if required.

To be covered for 1 marathon within a 7-day period under our marathon running travel insurance we will not ask for the conditions of the event, for any events outside of these criteria please contact us on 01494 484800 or via our live chat and we will be able to advise on cover for specific events.

Yes, trail running competitions are covered up to 25 miles. Coverage depends on the distance of the specific trail marathon.

Yes, when you get a quote, select the appropriate marathon activities you will be participating in.

Yes, our Marathon Running Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our standard marathon insurance is limited to cover for no more than 1 marathon in a 7-day period.

Should you require cover for multiple marathons, please contact us on 01494 484800 and one of our friendly sales agents will be happy to assist.

Yes. The policy covers non-refundable activity and entrance fees if you’re unable to participate due to injury or illness.

Yes. Emergency medical expenses are covered for high-altitude marathons. You can choose coverage for events up to 2,500 metres or above 2,500 metres.

Yes, you’re covered for running a marathon abroad, subject to the benefits included in your policy.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

As early as possible—ideally when you book your trip, and no later than before you leave the country.

When taking out our marathon running insurance, you will be covered for cancellation and curtailment from the point of purchasing one of our single trip policies and you will be covered for the full policy period of an annual multi trip policy.

Yes, our marathon insurance provides cover for irrecoverable loss of unused activity fees paid in advance, in the event of specified occurrences such as you becoming seriously ill or injured whereby you can no longer take part in the race.

Yes, specialist sports equipment including your running equipment is covered under our insurance for marathon runners against loss or damage and also to equipment hired to you up to a maximum of £5,600.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes this can be covered under sports equipment for theft or damage.

Yes, our marathon insurance will cover you for training injury incurred right from when the policy was purchased if a single trip policy and during the policy dates for an annual multi trip policy.

If your event is cancelled, please contact your event organisers for activity/entry fee compensation.

If you wish to cancel your marathon running insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.

When purchasing our marathon running insurance you will be required to read through our medical declaration form and asked to provide further information. Medical conditions won’t affect your premium, but special terms may be applied.

Yes, if you have a sports accident policy for running a marathon in the UK. Physiotherapy costs are covered up to £350 under the gold level.

Unless you want to participate in a duathlon that is over Olympic distance (60km), for which you would need to upgrade your policy, your marathon running policy will cover you for the majority of duathlon or triathlon events.

Yes, our Paramotoring Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your paramotoring equipment in transit to and from your destination.

You are covered for activities you select in your policy. If you need an additional martial arts discipline, please select this when you get a quote as it may adjust your premium.

There are no exclusions for training in these environments. You are covered for the benefits listed in your policy.

If you sustain an injury whilst sparring and competing abroad, you can be covered under medical expenses cover. If you are competing in the UK, our policy can cover you for disablement, broken bones, dental fees, physiotherapy amongst others listed. For further details please request a quote.

There are no exclusions for training with sport related weapons, providing reasonable precautions are taken.

Pre-existing injuries can be covered, you will need to declare these to ensure your cover is valid.

Yes, our Karate Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover martial arts sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, activity fees can be covered if you need to cancel a competition due to injury.

There are no exclusions participating in Karate for either of these tournament rules.

Yes, you are covered for personal liability up to £2 million.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, this is covered by sports equipment, in our travel policy. Please be aware we cannot cover if an airline loses your sports equipment that responsibility would fall to the airline.

Any Karate equipment can be covered with sports equipment, in our travel policy.

Yes – unless otherwise stated during the quote process.

Yes, our Wakeboarding Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your wakeboarding equipment in transit to and from your destination.

Yes, our Obstacle Race Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always provide cover for sports events or sports training such as obstacle racing. Our policy covers a large range of competitions such as duathlon, triathlon, half-ironman and ironman triathlons.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your obstacle race equipment in transit to and from your destination.

Yes, our Bushcraft Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover adventure activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your bushcraft equipment in transit to and from your destination.

Yes, our Squash Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, unless otherwise stated during the online quote process.

Yes, our Parachuting Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally cover extreme activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your parachuting equipment in transit to and from your destination.

Yes, our Ice Skating Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high-risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

Yes, you will be covered if you suffer from altitude sickness under medical conditions cover.

Yes, provided you follow advice and guidance from the local area including any precautions you should take.

Yes, our travel insurance for mountaineering policy covers you in the event you need search and rescue teams, provided you have taken reasonable precautions. However, if you are mountaineering in Nepal, we limit this up to £5000 for a helicopter call-out, and an applicable excess of £750 will be applied.

This will depend on the local area you are mountaineering. You will need to follow rules regarding permits in these areas.

Yes, this is covered under our policy provided this is within the dates of your policy. If you are participating in mountaineering training courses and practice climbs in the UK, you might find a Sports Accident policy more suitable.

Yes, our Mountaineering Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, sports equipment in included in your cover, depending on the level you select (bronze, silver or gold) up to £5600 for gold level cover.

If you are mountaineering outside of Europe there are restrictions, you are limited to cover up to 4000 metres.

Sometimes unexpected things happen and mean you can no longer take part in planned activity. Our cancellation cover can protect you in this situation with cover up to £5000, depending on the level you choose.

If you are climbing a mountain and planning to use any climbing equipment such as ropes, guides or crampons, we would class this as mountaineering. We can only cover technical ascents up to 4000m.

Generally, we can cover pre-existing medical conditions with our mountaineering travel insurance. Pre-existing medical conditions should be declared on your policy.

Yes, our Ultramarathon Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your trekking equipment in transit to and from your destination.

Yes, you can select this activity when you get a quote and are covered for the benefits on your policy.

This would depend on the circumstances. We can cover damage-related claims by the airline, but we cannot cover loss related claims by the airline.

You can be re-imbursed for the cost of your activity, if you are unable to take part in certain circumstances. If you can’t skydive because of safety issues, such as weather, your activity provider should provide a refund.

Typically, activity providers will jump at 12,000 feet in tandem, with a max height of 15,000 feet. There are no specific height restrictions for this cover, but this policy will only cover you to skydive with an instructor.

Yes, our Skydiving Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

It’s always best to inform us about your planned activities when purchasing insurance with us. This ensures you have the right level of coverage for your needs.

Yes, personal liability costs are covered, up to £2 million. Personal Liability is excluded in respect of any claim which is made by, against, or on behalf of any pilot accompanying you.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, this would be covered with personal effects cover, for damage or theft.

We can cover over 500 activities. You can add extra sports and activities to your policy, depending on the sport, this could affect the price of your premium.

Our policy is designed for amateur skydivers. If you’re participating in competitions or professional skydiving, please contact us to discuss your specific needs.

Yes, our policy includes emergency medical expenses and repatriation coverage up to £10,000,000, subject to the terms and conditions of the policy.

No, our policy does not cover indoor skydiving at wind tunnels. Our coverage is designed for outdoor skydiving activities.

Yes, we offer coverage for sports equipment, with limits ranging from £200 (Bronze) to £600 (Gold), subject to a £90 excess plus 10% of the claim amount.

Yes, this would be covered with sports equipment cover, for damage or theft. Depending on the level of cover you select we can cover up to £5600 worth.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, you can opt for different zones you need cover for:

• Zone 0: Trips within your Country of Residence (medical fees excluded)
• Zone 1: Europe, including some non-EU countries
• Zone 2: Worldwide excluding the United States of America and Canada
• Zone 3: Worldwide including the United States of America and Canada

Your cover is restricted to any country on the ‘no travel’ list indicated by the Foreign Office.

You can specify the activity you require, for example, Skydiving under instruction. You are covered for the benefits listed on your policy.

Contact our claims department as soon as possible. You’ll need to provide details of the incident and any relevant documentation, such as medical reports or police statements.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your skydiving equipment in transit to and from your destination.

Our policy covers various types of skydiving, including tandem jumps, solo jumps under instruction, and qualified solo skydiving. Always check the specific terms of your policy to ensure your planned activity is covered.

The main differences are in the coverage limits and benefits. For example, the Personal Accident benefit ranges from £10,000 in Bronze to £25,000 in Gold. Higher tiers also offer more comprehensive coverage for things like sports equipment and activity fees.

Yes, our Kickboxing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your kickboxing equipment in transit to and from your destination.

Yes – we don’t consider a kickboxing competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Water Skiing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Adventure Racing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover extreme sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your racing equipment in transit to and from your destination.

Yes, our Archaeological Digging Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Not always, some policies will only include cover for archaeological digging. Our policy can cover a large range of specialised activities.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides  up to £5,600 worth of equipment cover, this add-on not only protects your equipment but also any equipment you hire during your trip. It also covers your equipment in transit to and from your destination.

Yes, our Badminton Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Hang Gliding Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your hang gliding equipment in transit to and from your destination.

Yes, our Curling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your curling equipment in transit to and from your destination.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

Yes, the policy provides coverage for climbing abroad, subject to the geographical zones selected in the policy. Ensure that your selected zone includes your travel destination

Depending on the specifics of alpine climbing and mountaineering, you may need to add activities to ensure you have the correct level of cover. For example, if you are mountaineering this activity falls into a higher risk category, which will increase the cost of your policy.

If you sustain an injury during training abroad, this will be covered provided it is within the date of your policy. If an injury causes you to cancel a climbing trip, this can also be covered under your travel policy.

You are covered for different levels of climbing difficulty provided you take reasonable precautions to avoid unnecessary risks and follow local advice.

Yes, our rock-climbing insurance policy excludes professional sports and travel to regions advised against by the Foreign, Commonwealth & Development Office (FCDO).

For further information on exclusions, please refer to our policy wording document, which is available when you start a quote.

In terms of countries you can travel to you will need to follow any advice from the Foreign Office. If there are restrictions to certain countries, you will not be covered to travel there. For more regional climbing areas you should follow local advice. If you don’t follow restrictions advised by local authorities it could invalidate your insurance.

Yes, our Rock Climbing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You are required to declare any pre-existing medical conditions at the time of buying travel insurance for rock climbing. The conditions that must be declared include any hospitalisations, investigations, or treatments for conditions such as cardiovascular, cerebrovascular, or autoimmune diseases, cancer, serious or terminal illnesses, scheduled treatments or surgeries, mental health issues, and any conditions that might necessitate medical attention during the trip. Cover may be subject to special terms or exclusions based on these declarations.

No, you do not need to provide information with regards to your climbing experience or expertise when purchasing rock climbing travel insurance.

No, free climbing is excluded as an activity.

Yes, search & rescue cover is included in our rock climbing insurance, ranging from £15,000 to £50,000 depending on the level of cover you take out with us.

Standard travel insurance policies do not generally cover rock climbing. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

If you sustain an injury whilst climbing abroad and require medical treatment, this can be covered under the medical expenses section of your travel insurance for rock climbing.

Yes, provided you take reasonable precautions to avoid unnecessary risks during the activity and follow local advice.

You are covered for climbing in remote locations provided it is 150km from the nearest habitation and you have followed local advice.

Yes, you are covered to climb with a guide.

Yes, this policy covers theft of your sports equipment and personal effects, to the value of cover you select, provided caveats have been followed. Please refer to policy wording for any endorsements.

Yes, indoor climbing is covered alongside outdoor climbing as standard in our climbing insurance policy.

Yes, bouldering is also covered under your climbing travel insurance policy, for the benefits listed.

It will depend on your injury. Any pre-existing conditions will need to be declared when you purchase your policy for them to be considered for cover.

Yes, competitive climbing is included in our rock-climbing insurance coverage.

No, you will need to extend you policy to include ice climbing, which will increase the cost of your premium.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Depending on the circumstances; you are covered if you require search and rescue services, provided you have followed local advice on restrictions. There is also cover in the event of an emergency caused by weather, under catastrophe.

Yes, you can add Via Ferrata as an activity, depending on the specifics of what you’re doing, you might need to increase your premium.

Cancellation and curtailment cover is included as standard in our insurance for rock climbing – if you have to cut short or delay a pre-booked trip as a result of specified causes such as your death, injury, illness or redundancy, or that of your relative, partner, fiancé(e), business colleague or any person with whom you had arranged to travel, or where subsequent to booking your trip the FCDO change their advice to advise against all travel, or against all but essential travel at the commencement of, or during your trip. At the earliest opportunity you will need to contact the claims handlers so the incident can be logged, the claim reviewed and processed.

By choosing our Rock Climbing Insurance, you will be covered for bouldering, sport climbing, via ferrata, trad climbing, multi-pitch climbing indoors and outside up to 7,000m, and any other sports listed in the same or lower groups. You can search for your specific activity in our sports travel group list.

Our travel insurance for rock climbing provides up to £5,600 worth of equipment cover, this add-on not only protects your equipment but also any equipment you hire during your trip. It also covers your rock climbing equipment in transit to and from your destination.

Our triathlon insurance covers Triathlons (up to Olympic distance), Cross triathlons, Long course triathlons, Ironman triathlons, Half Ironman (70.3) triathlons and Ultra triathlons. For other events and further event specific information please contact us.

Yes, our triathlon insurance will cover you for participating in competitions, races and events abroad within the zone you have selected unless otherwise stated.

Yes, when you get a quote, select the appropriate activities you will be participating in when you get a quote.

Yes, our Triathlon Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes. If you are taking part in a UK triathlon and need personal accident cover or income protection, our Sports Accident Insurance is available.

Standard travel insurance policies do not always provide cover for sports events or sports training such as triathlons. Our policy covers a large range of competitions such as duathlon, triathlon, half-ironman and ironman triathlons.

Yes, specialist sports equipment is covered under our travel insurance for triathlon racing for loss or damage up to a maximum of £5,600. Please refer to our policy wording document for specific exclusions.

Yes, our triathlon event insurance can provide cover non-refundable costs of unused activity fees in the event of specified occurrences such as you becoming seriously ill or injured whereby you can no longer take part in the race.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our triathlon travel insurance provides cover for specialist sports equipment including bikes, for loss or damage to your own equipment and equipment hired to you up to a maximum of £5,600.

If your event is cancelled, please contact your event organisers for activity/entry fee compensation. If you wish to cancel your triathlon insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.

Our travel insurance for triathlon racing is designed to protect you financially should you get injured and need medical assistance whilst competing or on your trip, covering you for up to £10,000,000 of emergency medical expenses abroad and repatriation to your country of residence.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your triathlon equipment in the transition area, and in transportation to and from your destination.

Yes, our Golf Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Golf Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your clubs and other equipment, but also any gear you may hire during your trip. It also covers your golf equipment in transit to and from your destination.

Yes, our Wrestling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes – we don’t consider a wrestling competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Sea Kayaking Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your own equipment, but also any gear you hire during your trip.

Yes, our Dragon Boat Racing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover racing activities. Our Sports Travel Insurance is specifically designed to cover over 500 sports and includes cover for competitions such as dragon boat racing, adventure racing, ski racing and more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes – we don’t consider a dragon boat competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, our Snorkelling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, if you want to be financially covered should you have an accident whilst on your trip.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Snorkelling Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your snorkelling equipment in transit to and from your destination.

Yes, our Softball Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Gliding Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Scrambling Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not generally cover hazardous sports and activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

We provide cover for bouldering, rock climbing, via ferrata, trad climbing, multi-pitch climbing, ice climbing, and sea cliff climbing. You will be covered for your selected sport and any other listed in the same or lower sports groups. You can search for your specific activity in our sports travel group list.

To update your payment details for your policy, you will need to give our team a call on 01494 484800.

The fastest way to get help is to contact our support team directly using the details on our website. For urgent questions, please include your policy number, contact details and a short summary of what you need help with, so we can point you in the right direction as quickly as possible.

Yes, provided you follow advice and guidance from the local area including any precautions you should take.

Yes, you are covered for the different difficulty ratings for Via Ferrata activities (for the benefits listed) provided reasonable precautions have been taken to avoid incidents.

Yes, you are covered for suspension bridge segments during Via Ferrata activities (for the benefits listed) provided reasonable precautions have been taken to avoid incidents.

Yes, children are covered to participate.

If you sustain an injury during Via Ferrata activities, which requires treatment abroad, this could be covered under medical expenses.

Yes, our Via Ferrata Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not normally pay out for accidents during so-called adventure sports unless additional cover is taken out. So, if you choose a specialist travel insurance policy read the small print to make sure via ferrata is covered by it.

There are no exclusions for using this technique, however it is up to you to take reasonable precautions when taking part in this activity to ensure your cover is valid.

There are no exclusions for both these Via Ferrata routes, if you sustained an injury in these circumstances, for example, and you needed treatment abroad, this could be covered under medical expenses. However, it is up to you to take reasonable precautions when taking part in this activity to ensure your cover is valid.

Yes, this is covered under our policy provided this is within the dates of your policy.

There are no exclusions for using this technique, if the following resulted in an injury, for example, and you needed treatment abroad, this could be covered under medical expenses. However, it is up to you to take reasonable precautions when taking part in this activity to ensure your cover is valid.

Yes, this is covered under sports equipment, depending on the level you select (bronze, silver or gold).

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

There are no exclusions starting at high altitude, however it is up to you to take reasonable precautions when taking part in this activity to ensure your cover is valid.

If you sustain an injury during Via Ferrata activities, which requires treatment abroad, this could be covered under medical expenses.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your via ferrata equipment in transit to and from your destination.

If you can no longer participate in your activity due to unexpected closures or safety, we can offer cover provided no alternative option is provided or available.

We can cover beginners, intermediates and experts. However, we cannot cover instructors or anyone doing Via Ferrata in a professional capacity.

If you sustain an injury during Via Ferrata abroad and need treatment, you are covered for emergency medical expenses in the policy, up to £10,000,000.

Via ferrata travel insurance policy covers you in the event you need search and rescue teams during your trip, up to £10 million worth of cover, provided you have taken reasonable precautions.

All disciplines are covered. If you are open water swimming the conditions include having a supports boat and swimming in water temperatures above 5°C.

Yes, you will need to select the category of Ironman or triathlon that you are doing.

If your event is cancelled, please contact your event organisers for activity/entry fee compensation.

If you wish to cancel your Ironman triathlon insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.

Yes, our Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, you are covered for medical expenses and repatriation up to £10 million.

Not always, choose our sports travel insurance to make sure you have the specific Ironman triathlon cover that you need.

Yes, training and competitions are covered under the same policy provided you are participating as an amateur sportsperson.

If your wetsuit is damaged, this can be covered under sports equipment, if you need to make a claim.

Yes, this would be covered under search and rescue provided you have followed local advice and open water swimming policy terms.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

If your bike is damaged by the airline in transit, this is not covered by this policy. You should check with your airline what their terms are for transporting sports equipment or oversized luggage.

Yes, you are covered for triathlon gear under sports equipment cover, up to £5600

If you need medical treatment abroad because of heat-related illness, this can be covered by medical expenses cover.

Yes, activity and race fees are covered if you sustain an injury and are no longer able to take part.

If you sustain an injury abroad and require treatment our medical expenses can cover, you up to £10 million.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire, including bikes.

Our Sports Accident and Travel Insurance policies are designed to cover individual players rather than sports clubs. If you require rugby club insurance our sister company, Protectivity, can offer Sports Club Insurance policy. Which provides comprehensive cover for sports clubs and can even cover damage to the clubhouse.

While our Sports Accident Insurance is designed to cover rugby played in the UK, our Sports Travel Insurance policy is perfect for those heading abroad to play.

Not only does it provide you with protection for your standard travel concerns, such as missed flights, cancellations and lost baggage, but it also covers your time playing rugby.

Many policies will exclude any claims if the incident occurred whilst playing sport. But with our policy, if a accident on the rugby field culminated in you requiring emergency medical treatment overseas, we will pick up the medical expenses, and if required, arrange for you to be repatriated home.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your boxing equipment in transit to and from your destination.

While our Sports Accident Insurance is designed to cover taking part in white collar boxing in the UK, our Sports Travel Insurance policy is perfect for those heading abroad.

Not only does it provide you with protection for your standard travel concerns, such as missed flights, cancellations and lost baggage, but it also covers you whilst participating in a boxing event.

Many policies will exclude any claims if the incident occurred whilst playing sport. But with our policy, if an accident on a boxing arena culminated in you requiring emergency medical treatment overseas, we will pick up the medical expenses, and if required, arrange for you to be repatriated home.

Yes, our Coasteering Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your coasteering equipment in transit to and from your destination.

Yes, our Duathlon Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always provide cover for sports events or sports training such as duathlons. We can also offer cover for other multi-discipline events such as triathlons, ironman events, aquathlons, and pentathlons.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your duathlon equipment in the transition area, and in transportation to and from your destination.

Yes, our Paddleboarding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our paddleboarding insurance provides cover for inland and coastal waters grade 2 or below providing you are within 150 kilometres of the nearest habitation unless specifically accepted by us in writing.

We can cover both group and solo activities under our paddleboarding insurance. Group policies of 5 or more receive a 5% discount and groups of 10 or more receive a 10% discount.

Our stand-up paddleboard insurance will provide cover for night paddleboarding if you follow other restrictions on the policy and take reasonable precautions.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our paddleboarding insurance is only available for waters grade 2 or below. Grade 2 rivers can include waves and small stoppers which should be easy to navigate. They can also include eddies where individuals can catch their breath before moving onto the next step of rapids.

If you have any questions, please contact us on 01494 484800 or via our live chat.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your equipment but also any gear you hire during your trip. It also covers your equipment in transit to and from your destination.

We do not place any restrictions on tidal conditions, however the current of the water must be grade 2 or below to be covered under our stand-up paddle boarding insurance. If you have any questions, please contact us on 01494 484800 or via our live chat.

We are unable to provide paddleboarding insurance for waters which are grade 3 and above.

Grade 3 rivers are more technically difficult. They include distinctive waves and stoppers and sometimes even drops. Grade 3 rivers usually require individuals to paddle a certain route to avoid obstacles such as rocks along the river.

Please refer to our policy wording for our full list of exclusions, when you get a quote. If you have any questions, please contact us on 01494 484800 or via our live chat.

Yes, our Netball Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, unless otherwise stated during the online quote process.

Yes, our Bungee Jumping Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as kite surfing, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Orienteering Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, unless otherwise stated during the online quote process.

Standard travel insurance policies do not normally cover adventure activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, for example Mountaineering (with ropes or guides); Mountain climbing (with ropes or guides); Ice climbing exclude participation in activities where the altitude exceeds four thousand (4,000) metres above sea level whilst undertaken in any territory detailed within Geographical Zone(s) 2 & 3.

Please refer to policy documentation for full details.

Not online but sometimes this is possible if you call us, depending on circumstances.

No, we only insure amateurs or semi-professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. If in doubt, please email or call us to discuss.

Yes, we cover a wide range of winter sports including skiing, snowboarding, off-piste, dog sledding, snowshoeing, ski touring, cross country skiing and more. Find out more details about our Winter Sports Insurance policy.

Yes, please see policy documentation for full details.

Our highly experienced claims team can be contacted Mon – Fri, 9am – 5pm. Visit our Claims page to find out more information about how to make a claim.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

We can cover multiple extreme sports that are often not covered on other travel insurance policies. Skydiving, Kitesurfing, Canyoning, Off-Piste skiing, Downhill mountain biking are examples of sports we can cover as part of our Sports Travel Policy.

You can also choose our Activity Top-Up cover, for those who already have basic travel insurance but need a specialist activity covered in the short term.

You would need to contact our emergency assistance providers (International Medical Group) who would make arrangements on your behalf. Please note we are unable to cover you whilst participating in any Activity in territories not mapped on the maps issued by the nearest local authority or more than one-hundred and fifty (150) kilometres from the nearest habitation.

Our Sports Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost. However occasionally, special terms may apply following a claim for a medical condition for subsequent claims. Please check policy documentation for further information, which you’ll find with your quote.

It is important because if you have an accident aboard and need medical assistance, you could be forced to pay a lot of money to receive treatment or be repatriated back to the UK. A comprehensive sports travel insurance policy will cover these costs up to the policy limit.

You may also experience flight delays or cancellation of your trip which results in costing you money. These too will be covered under our Sports Travel Insurance policy.

Yes, we provide cover for your sports equipment.

We’ll cover your sports equipment or that which is hired to you during your trip. We’ll pay for:

• The cost of hiring replacement equipment; or
• The intrinsic value of the lost or damaged sports equipment; or
• The cost of repair of your sports equipment

Yes, you can take part in bouldering events. For competitions abroad this will be covered under our Sports Travel policy whereas UK based competitions are covered under Sports Accident insurance.

Yes, if you are ill or injured this can be covered under activity fees.

Yes, if you select bouldering you are covered for indoor and outdoor bouldering. However, if you are bouldering in the UK our Sports Accident policy would be more suitable.

Yes, Bouldering travel insurance policy covers you in the event you need search and rescue teams during your trip, up to £10 million worth of cover, provided you have taken reasonable precautions.

You are not covered for countries on the ‘do not travel’ list advised by the Foreign Office. It is up to you to keep up to date with the latest advice regarding foreign travel, if situations change.

There are no specific exclusions provided you have taken reasonable precautions to avoid associated risks.

Yes, our Bouldering Travel Insurancecan generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, you can select the number of people you require on the policy, when you request a quote.

Standard travel insurance policies do not generally cover bouldering. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, this is covered under sports equipment, depending on the level you select (bronze, silver or gold).

If you are sued by another climber for causing them injury due to negligence, this can be covered under personal liability cover. There are circumstances whereby injury of another climber would fall under their own insurance.

Yes, you are covered for these bouldering activities to the value of cover you selected, and the benefits listed.

You are covered for the cost of the bouldering activity, if a bouldering location has entry fees. However, you would not be covered for full trip cancellation.

Yes, this can be covered under medical expenses if you require treatment abroad.

We can cover beginners, intermediates and experts. However, we cannot cover instructors or anyone bouldering in a professional capacity.

Yes, bouldering is covered under our travel policy, provided you select the correct activity you are participating in.

Yes, this can be covered under sports equipment.

Yes, this is covered under bouldering sports equipment.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover, this add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your climbing equipment in transit to and from your destination, and during the trip.

If you sustain an injury whilst bouldering abroad and need treatment, you are covered for emergency medical expenses in the policy, up to £10,000,000.

We cover a range of climbing activities including bouldering, rock climbing, via ferrata, multi-pitch climbing etc. You can select all that apply. If your main aim is to summit a mountain, including ascending some cliff faces along the way, then you would need to select Mountaineering as your sport.

Yes, our Running Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Not always, some policies will only include cover for recreational running. Our policy can cover a large range of running activities including road running, trail running, marathon running and more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your running kit in transit to and from your destination.

Yes, our Football Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Within our Sports Accident Insurance there is a player to player exclusion under the Personal Liability section of the cover which means that if you injure another player when playing within the normal rules of the sport, for example as a result of a tackle, you would not have any liability cover – i.e. you would not be covered for any claims made against you by the other player. You would be covered for your liability if, for example, you kicked a ball through a window, or it injured a member of the public.

However, the above player to player exclusion does not apply to our Sports Travel and Activity TopUp policies. Third-party liability incidents cover can be covered within the usual terms, conditions and exclusions of the policy.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

No, unfortunately our policies can not provide cover for professionals. A professional is any person who derives more than £5,000 income per calendar year from their participation in a sport or activity. Benefits received such as free or reduced-cost accommodation, entry fees or clothing are not considered to be income.

Also any person who has a contract of employment (paid or unpaid), a sports scholarship or where their full-time occupation is undertaking the sport / activity.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, our Weight Lifting Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Yes, we also offer cover specifically for power-lifting. As it is in a higher group, you will need to select the sport of power-lifting and then you will automatically be covered for any gym work you choose to do as well.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your weightlifting equipment in transit to and from your destination.

Yes, our Rowing Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your rowing equipment in transit to and from your destination.

Yes – we don’t consider a rowing competition to be riskier than doing the activity as a leisure pursuit, so we don’t charge a higher premium for that.

Yes, if you have to pay for medical costs abroad, due to sports related injuries, these can be covered under this policy.

If you opt for an annual travel policy you are covered throughout the year, if you choose single trip policy you are covered for the dates you select.

Yes, under Activity Fees cover you can claim for these costs, depending on the level of cover you have selected.

Yes, if you’re travelling with sports equipment this can be covered if it is stolen or damaged during your trip. If it is lost be an airline carrier, it is not covered but should be up to the airline to recover the costs.

This policy includes cancellation cover for travel up to £5000 (depending on the level of cover you select). You are also covered to claim for sports event fees if an injury mean you are unable to take part.

Yes, Windsurfing Travel Insurance can be taken out even if you have a medical condition. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your windsurfing equipment in transit to and from your destination.

Yes, our Baseball Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your baseball kit in transit to and from your destination.

Yes, unless otherwise stated during the online quote process.

Yes, you are covered for these canyoning activities (for the benefits listed) provided reasonable precautions have been taken to avoid incidents.

Yes, this is covered under canyoning sports equipment for damage, theft or loss.

Yes, our Canyoning Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You are covered to take part in these canyoning activities for the benefits listed. For example, if you sustain an injury whilst swimming during canyoning, you are covered for medical expenses if you subsequently need treatment abroad.

You are covered to take part in these canyoning activities for the benefits listed. For example, if you sustain an injury, you are covered for medical expenses if you subsequently need treatment abroad.

Standard travel insurance policies do not always cover hazardous activities. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, you are covered for these canyoning activities (for the benefits listed) provided reasonable precautions have been taken to avoid incidents.

Yes, you are covered for these canyoning activities (for the benefits listed) provided reasonable precautions have been taken to avoid incidents.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

You are covered to take part in these canyoning activities for the benefits listed. For example, if you sustain an injury whilst scrambling during canyoning, you are covered for medical expenses if you subsequently need treatment abroad.

Yes, this is covered under canyoning sports equipment.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your canyoning equipment in transit to and from your destination.

You are covered for canyoning activities that fall within the remit (hiking, scrambling, climbing, abseiling, swimming, jumping) provided reasonable precautions have been taken to avoid incidents.

Yes, Walking Travel Insurance can be taken out even if you have a medical condition. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.

Standard travel insurance policies will most likely cover walking activities, however it’ll be probably to a maximum altitude of 2,500m. You will be covered for a simple walk or scrambles along recognised walking routes. This means that you will not be covered for any walking or ascents above 2,500m or walking involving ropes, crampons or ice axes. If you plan to go above 2,500m, please select “Walking – up to 4,500m” or “Walking – up to 7,000m”.