Key Facts about our service

Skiing Insurance


SportsCover Direct specialises in insurance for active people. Skiing and other snow sports are just one of the major sports we cover. We can even arrange cover for your sports equipment on our Gold cover. Every year thousands of skiers and snowboarders, groups and families on skiing or snowboarding holidays get insured with us for skiing/boarding in the UK and when they go abroad on ski holiday's to Europe and the rest of the world.

The number of skiers in the UK is on a steady increase - so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concerns you – you shouldn’t wait until it is too late. Be very aware that skiing can be a very high risk activity, you only need to watch a ski video or read a magazine to see just how dangerous it can be, and the fault for damage or injury might not be yours.

Whilst no-one can prevent ski accidents from happening we all have it in our power to reduce the effects when they do. Why not take action now, before an incident occurs?

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you. We can insure both standard skiing (downhill and off-piste) and snowboarding on the same policy for no extra cost and also cover amateur competitive skiing!

We will also insure a very broad range of other sports and leisure activities in addition to skiing insurance and snowsports insurance. Our policies are increasingly chosen by skiers, groups and their families in the UK and Ireland. Two types of policy are available for individuals, who are UK or Irish residents, to participate as amateurs.


 Skiing Insurance, ski insurance, Ski Racing Insurance, Wintersports Insurance, "skiing Insurance"

VentureGuard scheme provides single trip or annual multi-trip cover for UK residents for holidays world-wide and can include insurance for skiing and snowsports anywhere in the world. Benefits include:

  • Medical expenses following an accident whilst skiing or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection (Third party liability) in the case of damage caused to a third party or third party property whilst riding during a trip
  • Cancellation cover for any costs due to cancellation or delay
    baggage cover and a sum towards ski/sports equitment cover

If you have existing travel insurance with another insurer but it does not include cover for skiing insurance/snowsports insurance or snowboarding insurance  we can provide cover for your trip as a “TopUp”.

Ski holidays should be fun but the unexpected can happen and by taking out a VentureGuard policy for your trip, you can rest assured that if you have an accident whilst on holiday, the most important issues such as medical expenses and personal liability can be taken care of.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant VentureGuard Skiing quote NOW »


SportsGuard, is a scheme that an increasing number of skiers use to gain personal accident and sports injury cover to insure against the financial effects of a sports injury sustained whilst skiing in the UK. The policy is valid worldwide but is not a travel insurance (which can be covered on our VentureGuard travel cover).

The SportsGuard scheme is an annual policy offering 365 day, 24 hour worldwide sports accident cover whilst skiing, which can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury whilst skiing
  • Personal Liability Protection in the case of damage caused to a third party whilst skiing
  • Legal expenses in event of liability action caused to another whilst skiing
  • Personal Accident Benefits if injured whilst skiing
  • Rehabilitation cover following accident during skiing resulting in bodily injury
  • Cover for most snowsports activities and cover for all other sports in groups 2 and 1

The number of skiers in the UK is on a steady increase. However due to this, so is the likelihood of injury, both small and serious. Whether it’s as a risk to yourself or others - skiing is a dangerous activity. We can cover both standard skiing (downhill and off-piste) and snowboarding on the same policy and also cover amateur competitive skiing!

Whilst you cannot insure against the likelihood of physical injury whilst skiing – you can insure against the financial harm that follows temporary or permanent physical disablement from a ski related injury.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant SportsGuard Skiing quote NOW »

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