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Tag Archives: Childrens Sports Accident Insurance

I am a professional sportsperson, can you cover me?

No, we only insure amateurs or semi-professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship. If in doubt, please email or call us to discuss.

What if I need insurance for two or more different sports groups?

Simply take out a policy for the sport in the higher group and you will be covered for all sports in that and lower groups. Check under “sports we cover” for a comprehensive list of all sports and their group.

What is a pre-existing medical condition?

A pre-existing medical condition refers to any medical condition which has been previously diagnosed, treated or medicated in any way prior to travel. Even if this condition is currently stable, you must inform us before purchasing insurance by contacting us on the number at the top of the page.

Can I get cover for a pre-existing medical condition on my policy?

It will depend upon what the condition is and the treatment being received, and it may be affected by the sport that you are planning to do. You would need to provide details which would be submitted to our underwriters, who would then agree the terms under which they would approve the condition. For some […]

Will my medical condition affect the price of the policy?

No. The only difference it will make is whether or not we will include cover for any claims relating to that condition. Sometimes the answer is no, and sometimes we will apply a higher excess to any claims that were connected to that condition.

I already have a policy but have been diagnosed with a new medical condition, what should I do?

You should advise us of any new medical condition or injury sustained during the course of an annual policy otherwise cover for it will automatically be excluded.

I’m planning to do a sport / activity that I can’t see listed on the website. Can you cover it?

Call or email us with your details and we would be happy to have a look into it for you. As we already cover over 500 sports, we might just be able to add another one.

Can you insure my child to go kitesurfing?

Yes, we offer children’s cover for all of our listed sports for children up to the age of 16 years at inception of the insurance, or up to 18 years if still dependent, or up to 23 years if dependent and in full time education. You should always ensure that children are adequately supervised, or […]

How is my policy delivered?

All policies will be sent via email and can take up to 5 minutes to arrive in your inbox. Please check your junk mail folder if you appear to have not received it. Alternatively, you can also access your documents by logging into your Customer Area.   If requested, we can also send a hard […]

What if I lose my policy?

You can’t as such. Your policy information will always be held in your unique online customer area if you purchased it online. If you lose your paper documents, just email us or call us on the number at the top of the page and we can resend them.