ADVENTURE TRAVEL INSURANCE

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your own equipment, but also any gear you hire during your trip. It also covers your adventure sports equipment in transit to and from your destination.

Standard travel insurance policies do not always cover adventure sports. Our Adventure Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Yes, our Adventure Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Adventure sports travel insurance provides specialist cover for high-risk activities that standard travel insurance typically excludes. It’s designed specifically for travellers participating in activities like climbing, skiing, scuba diving, and other adventure sports.

Most standard travel policies exclude “hazardous activities,” so you’ll need either adventure sports cover or an activity add-on to your existing policy to ensure you’re protected.

Yes, our policies can cover multiple activities, even across different sports groups. You’ll just need to ensure you’ve declared all activities you plan to participate in when purchasing your policy.

Yes, we include search and rescue coverage up to £50,000, including mountain rescue and emergency evacuation. This covers necessary rescue services by official civil and police rescue teams, including appropriate use of helicopters.

We provide coverage for hiring replacement equipment if your sports gear is delayed by your carrier, ensuring you don’t miss out on planned activities.

Yes, many activities are covered for beginners, provided you’re following proper safety protocols and, where required, receiving instruction from qualified professionals.

If you’re planning multiple trips, our annual multi-trip policy might be more cost-effective. This covers you for multiple adventures throughout the year, subject to individual trip duration limits.

Our activity travel insurance only covers amateur sports participation; competitions are included provided the activity is listed.  

 We consider a professional sports person to be someone who derives more than 5k per calendar year for their participation in the sport, OR fulltime sports person, OR Sports Contract, Or Sports scholarship for the sport.  

Each sport will be graded based on the risk level and this will affect the cost of your policy.  

You can opt from 3 levels of cover bronze, silver or gold. This will include the value limits you want to select for the travel insurance benefits, rather than sports specifically. 

Yes, but it depends on the sport you select. We can cover for a range of hiking, mountaineering and scrambling up to 7000metres.  

 With mountaineering listed as an activity, cover is limited to 400m when outside of Europe (in zones 2 &3) 

This will depend on the activity. Most adventure sports allow you to participate solo, provided you have taken reasonable precautions and followed local guidance. There are caveats to certain sports, for example off-piste skiing and snowboarding require you to be with at least one other person. For further endorsements please refer to policy documentation. 

Our policy will not cover you to travel to destinations restricted, listed by the foreign office. Please refer to the Foreign Office website for the most up-to-date information. 

Yes, outdoor camping equipment can be covered under sports equipment for damage of theft.  

Yes, you can select multiple sports to include in your policy. Depending on the grades level of risk different sports may increase the price of your premium.