MARATHON RUNNING
INSURANCE

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Unless you want to participate in a duathlon that is over Olympic distance (60km), for which you would need to upgrade your policy, your marathon running policy will cover you for the majority of duathlon or triathlon events.

Yes, our Marathon Running Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Our marathon running travel insurance will provide cover for loss of, or damage to your personal belongings while aboard or participating in your activity up to the benefit limit in your policy schedule.   

When purchasing our marathon running insurance you will be required to read through our medical declaration form and asked to provide further information. Medical conditions won’t affect your premium, but special terms may be applied.  

Yes, our marathon insurance will cover you for training injury incurred right from when the policy was purchased if a single trip policy and during the policy dates for an annual multi trip policy.   

Yes, when you get a quote, select the appropriate marathon activities you will be participating in.  

Yes, specialist sports equipment including your running equipment is covered under our insurance for marathon runners against loss or damage and also to equipment hired to you up to a maximum of £5,600.  

Our standard marathon insurance is limited to cover for no more than 1 marathon in a 7-day period.

Should you require cover for multiple marathons, please contact us on 01494 484800 and one of our friendly sales agents will be happy to assist.  

You can purchase our marathon insurance online up until 74 years old. Above this age, please contact us on 01494 484800 and we will refer your quote to our underwriters. 

Our marathon running travel insurance is designed to cover amateurs or semi-professionals, not professionals. We define a professional as someone earning more than £5,000 per year from their sport, doing their sport as a full-time occupation: paid or unpaid, or on a sports scholarship.

If in doubt, please email or call us to discuss. 

To be covered for 1 marathon within a 7-day period under our marathon running travel insurance we will not ask for the conditions of the event, for any events outside of these criteria please contact us on 01494 484800 or via our live chat and we will be able to advise on cover for specific events.  

When taking out our marathon running insurance, you will be covered for cancellation and curtailment from the point of purchasing one of our single trip policies and you will be covered for the full policy period of an annual multi trip policy. 

Yes, our marathon insurance provides cover for irrecoverable loss of unused activity fees paid in advance, in the event of specified occurrences such as you becoming seriously ill or injured whereby you can no longer take part in the race. 

If your event is cancelled, please contact your event organisers for activity/entry fee compensation.

If you wish to cancel your marathon running insurance policy with us, please refer to our policy wording for cancellation and cooling-off period provisions and reach out to us by phone, email or our live chat.  

Yes, you’re covered for running a marathon abroad, subject to the benefits included in your policy.

Yes. You are not covered if you travel to a restricted destination. Check the Foreign Office website for up-to-date information on restricted countries.

Yes. Emergency medical expenses are covered for high-altitude marathons. You can choose coverage for events up to 2,500 metres or above 2,500 metres.

As early as possible—ideally when you book your trip, and no later than before you leave the country.

Yes. The policy covers non-refundable activity and entrance fees if you’re unable to participate due to injury or illness.

Yes. Standard marathon insurance does not cover ultramarathon distances. You’ll need to add ultramarathons as an additional activity if required.

You’re covered for listed policy benefits, including non-refundable activity fees if you can’t participate due to injury or illness. For postponed or cancelled races, refer to the event organiser’s terms.

Yes, if you have a sports accident policy for running a marathon in the UK. Physiotherapy costs are covered up to £350 under the gold level.

Yes, trail running competitions are covered up to 25 miles. Coverage depends on the distance of the specific trail marathon.

Yes this can be covered under sports equipment for theft or damage.

Yes. Emergency medical expenses are covered if you need treatment abroad for dehydration or heat-related illnesses.