Award-Winning, Flexible
GYM WORK INSURANCE
- Financial protection against injury
- Personal liability cover
- Option to add Income Protection
Our Gym Work Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our worldwide travel insurance can cover you whilst working out in a gym abroad for leisure or competition. This includes cover for medical and repatriation costs, trip cancellation, and more.
2. Travel Insurance Bolt-On
If you have a travel insurance policy with another provider, such as your bank, but it does not include cover for gym work outs, we can provide a bolt-on style of protection under our “Activity TopUp” policy.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you for working out in a gym in the UK. Our policy provides personal accident, and if selected, can include additional Income Protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What does Gym Work Insurance cover?
Gym Work Insurance is designed to financially protect the insured should they get accidentally injured whilst working out.
Our Gym Work Insurance is designed to cover your medical rehabilitation costs that are needed because you suffered an injury whilst working out. It also provides personal liability insurance for gym use which will cover your legal costs should you accidentally injure a member of the public or damage their property whilst training, and they make a claim against you.
We can include Income Protection on this policy which safeguards a percentage of your take-home salary. That way, if a gym injury meant you were unable to work, your insurance policy would provide you with compensation for the work you miss.
Why do you need personal gym insurance in the UK?
Gym workouts are classified as low risk activities, however it is highly recommended that an adequate insurance is taken out to guard against unexpected incidents.
A workout injury can happen to anyone, no matter your experience or fitness level. Even running on the treadmill can cause an injury.
Whilst you cannot completely avoid traumas, you can significantly cut your risk of getting hurt by following certain workout precautions such as warming up and cooling down.
Having personal gym insurance in place to protect yourself is key before you begin to work out in the gym.
Frequently Asked Questions
Yes, we also offer cover specifically for power-lifting. As it is in a higher group, you will need to select the sport of power-lifting and then you will automatically be covered for any gym work you choose to do as well.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your gym equipment in transit to and from your destination.
Yes, our Gym Work Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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