Award-Winning, Flexible
RUNNING
INSURANCE
- Worldwide protection available
- Cover for competitions and organised events
- Activity & race entry fees
Our Running Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst running abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for running, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst running in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What does Running Insurance cover?
Whether you are going on a jam-packed running holiday or participating in one of the Ultramarathons in the UK, we can provide a specialist Running Insurance for your needs.
At SportsCover Direct we can cover a huge variety of running activities subject to selecting the relevant type.
If you are traveling abroad, you can take advantage of our Sports Travel Insurance policy, which will not only cover you for the usual travel mishaps such as medical expenses, repatriation, cancellation and delays, but also protect you whilst running. Other benefits include cover for Race Entry Fees – which would pay out if you were ill or disabled from taking part.
For runners in the UK, our Sports Accident Insurance can offer all-round cover including personal accident, income protection, and personal liability insurance.
When getting a quote, simply select the running activity you are participating in and we can cover you within minutes.
Key benefits of our policy
Whether you are running for recreational purposes or taking part in a competitive race, it’s important to obtain suitable running insurance for protection against potential injuries. Here are the main benefits:
- Emergency Medical Expenses & Repatriation
- Cancellation & Curtailment
- Personal Accident cover
- Personal Liability
- Delayed, lost or stolen baggage
- Activity & Race Entry Fees
- Travel Delay, Abandonment and Missed Departure
Frequently Asked Questions
Not always, some policies will only include cover for recreational running. Our policy can cover a large range of running activities including road running, trail running, marathon running and more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your running kit in transit to and from your destination.
Yes, our Running Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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