Award-Winning, Flexible


Buy your
Obstacle Course Race Insurance in minutes


Buy your
Obstacle Course Race Insurance in minutes


Feefo 2024

Independent Service Rating based on
4691 verified reviews.

Feefo 2024

Independent Service Rating based on
4691 verified reviews.

Our Obstacle Course Race Insurance policy options

Put simply, we offer three different policy options…

1. Travel Insurance

Our Sports Travel Insurance will cover you whilst participating in an obstacle race abroad and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.

2. Travel Insurance Bolt-On

If you have an existing travel insurance policy in place with another provider, such as your bank, but it does not include cover for obstacle race, we can provide a bolt-on style of protection for your trip.

3. Sports Accident Insurance

Our Sports Accident Insurance is designed to protect you whilst participating in an obstacle race in the UK. The policy provides a range of benefits including personal liability and income protection.

Making claims clearer










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Join thousands of sports enthusiasts who choose us every year

Or Call us on 01494 484800

Why choose us

30 Years Experience

We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.

Professional Claims Handling

We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.

Underwritten by Experts

We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.

UK Based Customer Service Team

Our highly experienced Sales team are available to help support you with any questions that you might have.

5-Star Customer Service Rating

Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.

500+ Sports Covered

Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.

What makes our Obstacle Race Insurance different?

Whether you are taking part in an obstacle race in the UK or abroad, we can provide cover to keep you and your group protected. Regardless if it’s a Tough Mudder race or Ironman Triathlon competition, we’ve got you covered!

Our Sports Travel Insurance will provide you with financial protection and cover the costs of needing emergency medical attention should you get injured during the event abroad. It will also protect you against the usual travel mishaps such as trip delays, cancellations, lost or stolen baggage and much more.

For people taking part in obstacle races in the UK, our Sports Accident Insurance comes with benefits such as broken bones, permanent disablement, personal accident and liability cover.

Get a quote and buy your policy before you take part in your next event.

Obstacle race runners carrying a wooden trunk

Why do you need Obstacle Race Insurance?

Obstacle races are normally considered as high risk, because they involve elements of running, climbing, balancing and crawling which are often prone to injuries and traumas.

Obstacle races need a lot of determination and grit to complete as they are mostly set over long periods of time.

Once signing up for a race the other advisory action is to take out personal insurance. You never quite know what accidents could arise so being fully protected will take this uncertainty away.

Frequently Asked Questions

Standard travel insurance policies do not always provide cover for sports events or sports training such as obstacle racing. Our policy covers a large range of competitions such as duathlon, triathlon, half-ironman and ironman triathlons.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your  own equipment, but also any gear you hire during your trip. It also covers your obstacle race equipment in transit to and from your destination.

Yes, our Obstacle Race Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

You can purchase our Obstacle Race Travel Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.

* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only. 

** Data relates to Sports Travel Insurance claims from Jan 2023 to Dec 2023 inclusive.

*** Feefo rating relates to Sports Travel Insurance claims review score from Jan 2023 to Dec 2023 inclusive. 

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