Award-Winning, Flexible
OBSTACLE COURSE RACE INSURANCE
- Cover for up to 24 hours duration
- Worldwide protection available
- Training & competitions covered
Our Obstacle Course Race Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst participating in an obstacle race abroad and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider, such as your bank, but it does not include cover for obstacle race, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst participating in an obstacle race in the UK. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What makes our Obstacle Race Insurance different?
Whether you are taking part in an obstacle race in the UK or abroad, we can provide cover to keep you and your group protected. Regardless if it’s a Tough Mudder race or Ironman Triathlon competition, we’ve got you covered!
Our Sports Travel Insurance will provide you with financial protection and cover the costs of needing emergency medical attention should you get injured during the event abroad. It will also protect you against the usual travel mishaps such as trip delays, cancellations, lost or stolen baggage and much more.
For people taking part in obstacle races in the UK, our Sports Accident Insurance comes with benefits such as broken bones, permanent disablement, personal accident and liability cover.
Get a quote and buy your policy before you take part in your next event.
Why do you need Obstacle Race Insurance?
Obstacle races are normally considered as high risk, because they involve elements of running, climbing, balancing and crawling which are often prone to injuries and traumas.
Obstacle races need a lot of determination and grit to complete as they are mostly set over long periods of time.
Once signing up for a race the other advisory action is to take out personal insurance. You never quite know what accidents could arise so being fully protected will take this uncertainty away.
Frequently Asked Questions
Standard travel insurance policies do not always provide cover for sports events or sports training such as obstacle racing. Our policy covers a large range of competitions such as duathlon, triathlon, half-ironman and ironman triathlons.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover as an optional add-on. This not only protects your own equipment, but also any gear you hire during your trip. It also covers your obstacle race equipment in transit to and from your destination.
Yes, our Obstacle Race Travel Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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