Award-Winning, Flexible
HORSE RIDING
INSURANCE
- Worldwide Protection available
- Competition cover included
- UK's leading sports insurance provider
Our Horse Riding Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst riding abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for horse riding, we can provide a bolt-on style of protection for your trip.
3. Sports Accident Insurance
Our Sports Accident Insurance is designed to protect you whilst riding in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Making claims clearer
WE PAY OUT
82%
OF OUR TRAVEL INSURANCE CLAIMS**
OF OUR POLICY HOLDERS
1.2%
NEEDED TO MAKE A CLAIM**
ON AVERAGE WE PAY OUT
£679
FOR EACH TRAVEL INSURANCE CLAIM**
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 60,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Horse Riding Insurance?
We understand that horse riding can be a very high-risk activity and with this in mind, have developed our insurance products; whether you are travelling abroad or wanting protection at home, we can cover you.
If you are heading overseas, our Sports Travel Insurance policies include benefits such as medical expenses and repatriation cover, personal accident along with protection for cancellation, travel delays and more.
If you are riding in the UK, our Sports Accident Insurance can reimburse the expenses that may follow due to an accident related to riding. The policy includes cover for broken bones, physiotherapy as well as legal fees and income protection cover.
So, be sure to get your Horse Riding Insurance before you take the horse out for a trot.
How is Horse Riding Insurance different?
Every year hundreds of horse riders choose us for their horse riding insurance. We understand that horse riding can be a very high risk activity and with this in mind, have developed our insurance products.
We cover horse riders for both personal accident insurance and travel insurance if required. We can also provide you with horse riding insurance at a competitive and non-competitive level (including training camps).
For horse riding we exclude cover for personal liability as we would expect the owner of the horse to have separate cover for the horse which would cover for any damage or injuries that it caused.
Frequently Asked Questions
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your riding equipment in transit to and from your destination.
Yes, our Horse Riding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.
You can purchase our Horse Riding Insurance online up until 74 years old. Above this age, you would need to call us on 01494 484800 and we will be able to refer your quote to our underwriters. Please note, our quotes are based on your age at the start date of cover.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
**Data relates to Sports Travel Insurance claims from Jan 2021 to Dec 2021 inclusive.
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