HORSE RIDING
INSURANCE

Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.

Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your riding equipment in transit to and from your destination.

Yes, our Horse Riding Insurance can generally be taken out even if you have a medical condition. We can almost always offer cover at no extra cost, but occasionally our underwriters may apply special terms if you subsequently needed to make a claim relating to your condition.

Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.

Yes, a variety of riding styles are covered, including Horse Jumping, Show Jumping, Eventing, Dressage, Cross Country, Point-to-Point, and Horse Racing. We can also cover Endurance events, such as the Mongolian Derby. You would need to select Endurance horse riding (including training and competition).

All Liability claims are excluded. Contact us to discuss if going more than 150km from the nearest habitation

Yes, if you fall from your horse, sustain an injury and require medical treatment, this can be covered under medical expenses in our travel policy. Alternatively, our sports accident policy covers permanent disability, broken bones, physiotherapy and more. Request a quote to find out about the full extent of your cover.

If you are employed by a ranch or farm, they should provide insurance for horse riding, if it’s part of the job. If you are taking part in a horse riding experience at a ranch or farm, the activity can be covered with either our horse-riding travel insurance or sports accident policy.

Yes, these activities can be included in our horse-riding policy. You can select these activities when you get a quote.

Yes, you are covered for horse riding during these scenarios for the benefits included in your policy. 

Yes, you are covered horse riding during these scenarios for the benefits included in your policy.

Under our family policy, there Is no stipulation on age, however on a single policy for one individual, it is 6 years and up.

Yes, provided the horse riding falls within the activities covered.

Yes, this can be covered under sports equipment cover, with our horse-riding travel insurance.

If you have purchased your policy before you are injured, you can be covered under cancellation cover, if you are not able to travel.

You can select the area you are travelling to when you request a quote. Our options include Europe, worldwide excluding the USA and Canada, worldwide including the USA & Canada, plus your country of residence.

Yes, provided you select horse riding competitions included in your policy.

Yes, you do not need supervision for horse riding for your insurance to be valid.

You are covered for activity fees if you have to cancel your horse-riding session due to injury.

Night riding is included, provided you take reasonable precautions.

This incident would fall under a liability claim. Unfortunately, we exclude cover for personal liability as we would expect the owner of the horse to have separate insurance which would provide cover for any damage or injuries that it caused.