Key Facts about our service

Rugby Insurance


SportsCover Direct specialises in insurance for active people. Rugby is one of the major sports we cover. We cover individuals and teams! and cover competition as a standard policy benefit. Every year thousands of Rugby players and teams get covered with us for playing in the UK and when they go abroad on a Rugby tour.

The number of Rugby players in the UK is on a steady increase – especially since England’s World Cup success in 2003 - however so is the number of injuries, both minor and serious. Whether it’s the risk to yourself or others that concerns you – you shouldn’t wait until it is too late. Be very aware that Rugby can be a very high risk activity, and the fault for damage or injury might not be yours.

Whilst no-one can prevent Rugby accidents from happening we all have it in our power to reduce the effects when they do. Why not take action now, before an incident occurs?

Whether you are travelling abroad, wanting protection at home or are worried about loss of earnings we can cover you.

We will also cover a very broad range of other sports and leisure activities in addition to Rugby. Our policies are increasingly chosen by Rugby players in the UK and Ireland. Two types of policy are available for individuals, who are UK or Irish residents, to participate as amateurs.


SportsGuard - Sports Accident Insurance for Amateur Rugby Players 

Endorsed by the Rugby Football Union’s insurers Marsh UK, SportsCover Direct offer SportsGuard, a scheme that an increasing number of amateur Rugby players use to add additional personal accident and sports injury protection to insure against the financial effects of a sports injury.

The SportsGuard scheme is an annual policy offering 365 day, 24 hour worldwide sports accident cover, which can include:

  • Physiotherapy cover
  • Loss of Earnings cover if unable to work due to accident resulting in bodily injury
  • Personal Liability Protection
  • Legal expenses in event of liability action
  • Personal Accident Benefits
  • Rehabilitation cover following accident resulting in bodily injury
  • Full cover for all Rugby activities and cover for all other sports in groups 3, 2 and 1

The RFU advise that “Amateur sports personal accident insurance is a cost-effective way to ensure individuals are compensated in the unfortunate event of an accident resulting in a bodily injury.”

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Get an instant SportsGuard Rugby quote NOW »

Note: This is a not travel insurance, please see our VentureGuard policy (below) for travel cover.

VentureGuard – Sports Travel/Tour insurance for Amateur Rugby Players

The VentureGuard scheme provides single trip or annual cover for UK residents for holidays world-wide and can include cover for Rugby anywhere in the world. Benefits include:

  • Medical expenses following an accident whilst playing, training or illness during a trip and includes emergency repatriation cover
  • Personal Liability Protection (Third party liability) in the case of damage caused to a third party or third party property whilst playing or Rugby training during a trip
  • Cancellation cover for any costs due to cancellation or delay
  • Baggage cover and a sum towards Rugby equipment cover, if required

If you have existing travel cover with another insurer but it does not include cover for playing Rugby, we can provide cover for your trip as a “TopUp”.

Rugby tours/holidays should be fun but the unexpected can happen and by taking out a VentureGuard policy for your trip, you ensure that if you have an accident whilst on holiday, the most important issues can be taken care of such as medical expenses and personal liability.

Click here to see the Benefits Table for Gold, Silver and Bronze levels of cover.

Click here to see the Brochure

Click here to get an instant VentureGuard Rugby quote NOW »

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