Almost 60 million people chose to have a ‘staycation’ in the UK rather than a holiday abroad in 2019*, a statistic that has continued to grow. With the outbreak of COVID-19, the prospect and desire to travel abroad in 2020 has diminished for some holidaymakers. However, there will be those hoping to take a break once we have been given the green light by the UK government.
Whilst travel insurance is often considered essential when travelling abroad, it’s arguably not always at the forefront of people’s minds when holidaying in the UK. Here we highlight some of the reasons why it should be:
Holiday cancellations
If you are left with no choice but to cancel your UK holidays for any unforeseen circumstances, having travel insurance in place you may be able to get your money back.
Be sure to check the policy T&Cs carefully as the reasons for cancellation covered vary between different insurance providers.
Lost, stolen or damaged property
If your belongings are misplaced, damaged or stolen during your trip, you could be entitled to receive money to cover your belongings.
Travel delays
You may need to take a ferry, train, or coach to reach your holiday destination. Travel Insurance will cover you if any of these are delayed or cancelled.
It is worth bearing in mind that transport providers may not have to refund you if they cannot operate due to factors outside of their control. For example, weather conditions.
Personal liability
Personal Liability covers your legal liability for bodily injury to third parties and/or for damage to their property through incidents occurring during the trip. For example, if you accidentally cause damage to the property you are renting you will be covered.
So, whether you are organising a weekend city break in Bath, a camping trip in the New Forest, or a two week holiday by the coast, travel insurance can still be useful for you.
Get a quote for our Travel Insurance online today and save 10%.
Please note, our UK travel insurance covers you if you’re going away for a minimum of two consecutive nights.
* statista 2019