Award-Winning, Flexible
WINDSURFING
INSURANCE
- Worldwide Protection for Windsurfing
- Cover for windsurfing equipment
- UK's leading sports insurance provider


Our Windsurfing Insurance policy options
Put simply, we offer three different policy options…
1. Travel Insurance
Our Sports Travel Insurance will cover you whilst windsurfing abroad for leisure or competition, and includes cover for medical and repatriation costs, trip cancellation and curtailment, plus more.
2. Travel Insurance Bolt-On
If you have an existing travel insurance policy in place with another provider such as your bank but it does not include cover for windsurfing, we can provide a bolt-on style of protection for your trip.
3. Sports Accident
Our Sports Accident Insurance is designed to protect you whilst windsurfing in the UK, whether that be for leisure or competition. The policy provides a range of benefits including personal liability and income protection.
Our claims record
HIGHEST PAID CLAIM
£174,984.64
FOR AN INSURANCE CLAIM**
AVERAGE PAY OUT
£1,295.07
FOR EACH INSURANCE CLAIM**
OUR AVERAGE CLAIMS RATING
4.9/5
ACCORDING TO OUR FEEFO SCORE***
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Why choose us
30 Years Experience
We have been providing tailored Sports Insurance policies for over 30 years, and today protect more than 57,000 customers a year.
Professional Claims Handling
We work with leading claims handlers to make sure our customers experience a prompt and professional service when making a claim.
Underwritten by Experts
We’re pleased to offer tailored cover from AXA XL, a leading provider of insurance in the sports and leisure industry.
UK Based Customer Service Team
Our highly experienced Sales team are available to help support you with any questions that you might have.
5-Star Customer Service Rating
Thousands of happy customers have awarded us a 5-star customer service score on the independent feedback platform, Feefo.
500+ Sports Covered
Being a specialist in Sports Insurance, we provide cover for over 500 different sports & activities, far more than other providers.
What is Windsurfing Insurance?
Our Windsurfing Insurance (inside 12 mile limit) will help protect you whilst participating in the activity abroad and even in the UK.
If you are thinking of going abroad, look for our Sports Travel Insurance that covers windsurfing to give yourself that extra layer of protection in case anything goes awry. Along with medical expenses, your policy will offer additional cover for incidents such as lost luggage, trip cancellation, and more.
For those staying in the UK, our Sports Accident Insurance is better suited providing cover for broken bones, permanent disablement as well as income protection.
Once you have decided on your travel destination, carefully choose an insurance plan that will keep you covered should the worst occur.

What’s covered with Windsurfing insurance?
From covering medical expenses to protecting your equipment should it get stolen whilst you’re on holiday, our Windsurfing Travel Insurance is specially designed to provide specific sports related cover.
- Emergency Medical Expenses & Repatriation – up to £10 million
- Cancellation & Curtailment – up to £5000
- Personal Accident cover – up to £25,000
- Personal Liability – up to £2 million
- Baggage & personal effects – up to £2500
- Sports Equipment – up to £5,600 (additional premium).
- Search & Rescue – up to £50,000
- Activity & Race Entry Fees – up to £500
- Travel Delay, Abandonment and Missed Departure – up to £5000
Our policy provides bronze, silver and gold cover levels, which correspond to the value of your benefits such as sports equipment, cancellation and baggage. Request a quote to find out more details about the different levels available.
How much doeswindsurfing insurance cost?
Our windsurfing travel insurance varies depending on length of trip, if you opt for single or an annual policy, the level of cover you select, either bronze, silver or gold, where you travel to (e.g Europe or USA), plus the age group you sit within. Pre-existing medical conditions will not impact your policy premium.
These are example quotes to highlight a single 8-day trip to Europe, selecting windsurfing as the activity for a person 60 years of age.
Example quote: 8 Day single trip to Europe – Windurfing
- from £20.74 (bronze)*
- from £23.61 (silver)*
- from £28.43 (gold)*
*Prices based on a quote made 6/6/25. Excess may apply.
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Frequently Asked Questions
Standard travel insurance policies do not always cover hazardous sports. Our Sports Travel Insurance is specifically designed to cover over 500 high risk activities such as bungee jumping, skateboarding, ski-acrobatics and many more.
Our Sports Travel Insurance policy provides up to £5,600 worth of equipment cover. This add-on not only protects your own equipment, but also any equipment you hire during your trip. It also covers your windsurfing equipment in transit to and from your destination.
Yes, Windsurfing Travel Insurance can be taken out even if you have a medical condition. You will need to declare any medical conditions, injuries or treatment within the last two years, and this is then referred to the underwriters who will assess any special terms.
Our policies will cover anyone up to the age of 74 at the time of purchase. An applicant aged 75 or over cannot be covered.
* 10% online discount applies to our Sports Travel Insurance and Activity TopUp policies only.
** Data relates to all SportsCover Direct Insurance claims from Jan 2010 to Dec 2024 inclusive.
*** Feefo rating relates to all SportsCover Direct Insurance claims review score from Jan 2024 to Dec 2024 inclusive. Feefo score rounded up to 1 decimal place.
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